One-year fixed buy-to-let mortgage represented by a chained number one and house percentage padlock.

One-year buy to let fixes launched for landlords

20th October 2026

Buy to let landlord borrowers are being offered one-year fixed rates from 3.49%, with a product fee of 2.5%. The fee applies equally to landlords borrowing against a standard property or a house in multiple occupation. Fleet Mortgages has introduced the deals for new and existing borrowers across its Standard, Limited Company and HMO/MUFB ranges. […]

Heavy RENT block pressing down on a basket of groceries, highlighting renters struggling to afford food and essentials.

Shelter claims renters are struggling to pay rent and afford essentials

20th October 2026

Shelter claims renters have just £7 a day to spend on food after paying rent and basic bills, as it calls on the government to ramp up social housebuilding. Data by Shelter reported in the Daily Mirror reveals more than 300,000 private renting households have less than £50 a week to spend after paying for […]

Property portfolio of houses in an open briefcase with a for sale tag, illustrating landlord investment sales in England.

Landlords market 1,322 property portfolios

20th October 2026

An estimated 1,322 property investment portfolios are up for sale across England, with combined asking prices approaching £1.4bn. London accounts for almost a third of that value, although the South East has more portfolios on the market, accounting for 16.8% of all portfolios available. Research by residential property management specialist Rushbrook examined the number of […]

Red pound symbols falling onto a UK map, illustrating regional rent reductions and rental affordability pressures.

Rents dip across most UK regions but affordability remains a challenge

20th October 2026

Despite signs of improvement in the rental market, affordability pressures persist, prompting an industry body to call on the government to support landlords. Propertymark’s rental price and average salary tracker reveals rents fell in nine of the 11 regions month-on-month, with Scotland recording the largest drop at 3.4%, followed by the North West at 2.5% […]

Chained clock beside a moving clock and boxes, symbolising landlords' choice between holding on and selling rental property.

Landlords: Is it time to sit tight or make a move?

19th October 2026

In Property118’s latest landlord sentiment survey, more than 65% of respondents said they plan to sell one or more properties over the next three years or leave the sector completely. Some are already doing it. But for landlords who have decided they want to sell and haven’t yet started, there is a question worth asking: […]

Shopping trolleys filled with rental properties illustrate the divide between company and personal-name landlords.

Company landlords are six times as likely to buy as those who own in their own name

19th October 2026

Landlords who own their rental property through a limited company are six times as likely as those who own in their own name to be planning to buy more. Of company landlords, 18.3% plan to buy over the next three years (base 240), against 2.9% of personal-name landlords (base 941). Personal-name landlords, meanwhile, are far […]

Tenancy agreement under a magnifying glass with a rejected email symbol, highlighting the risks of serving notices by email.

Check your tenancy agreement before emailing Form 3A

19th October 2026

Suppose a landlord intends to sell, serves Form 3A relying on Ground 1A, emails it to the tenant and waits four months. When the landlord later prepares the court claim, someone checks the tenancy agreement and discovers that it does not authorise service by email. That creates a serious risk. Government guidance says Form 3A […]

Judge's gavel smashing a £50 rent increase into a £200 reduction, illustrating a tribunal ruling against a landlord.

Tribunal turns landlord’s £50 rent rise into a £200 cut

19th October 2026

A landlord seeking an extra £50 a month has instead had the existing rent cut by £200 by the First-tier Tribunal after a tenant challenged the increase. A landlord’s proposed £50 monthly rent rise has ended with the First-tier Tribunal cutting the existing payment by £200. The Manchester flat had two bathrooms and a balcony, […]

House on stacked inflation and real gain blocks beside a capital gains tax reform notice, highlighting landlords' tax concerns.

NRLA urges capital gains tax reform

19th October 2026

The government is being urged to change how capital gains tax treats house price rises, with inflation accounting for most of the increase. National Residential Landlords Association (NRLA) says that only a fifth of house price growth between 2015 and 2024 was a gain in real terms. The NRLA says the tax system treats the […]

Rent and mortgage price tags above two homes, illustrating higher monthly mortgage costs for first-time buyers.

First-time buyers face mortgage payments above rent

19th October 2026

More than half of tenants who bought their first home in September were paying a mortgage that was higher than the rent they had been paying, research reveals. For these buyers, getting the keys no longer brought the immediate monthly saving that most could expect before 2022. Hamptons’ analysis of Connells Group data found that […]

Rising mortgage costs squeeze UK house prices, illustrated by a brick house being crushed in a metal press.

Rising mortgage costs squeeze house prices – Rightmove

19th October 2026

Home sellers in four of Great Britain’s five lowest house price areas have lowered their asking prices this month as higher mortgage costs put pressure on buyers’ budgets, Rightmove says. London recorded the biggest increase, despite fewer than half of homes there successfully finding a buyer. Rightmove’s data for October shows that the average newly […]

Laptop displaying the PRS database with property records and a registration checklist for landlords in England.

Lendlord’s tool prepares landlords for England’s database

19th October 2026

Landlords in England can use information already held in their portfolios to prepare for the government’s PRS database through a newly launched tool. However, they will still need to complete registration through the government’s service. Lendlord’s Property Register, available within its compliance hub, brings existing records together into a registration pack. It also flags missing […]

Animated asking rents and agreed prices signs racing through London, illustrating the gap between advertised and agreed rents.

London’s asking rents outpace agreed prices

19th October 2026

Advertised rents in Greater London rose 6.1% in September compared with a year earlier, but tenants were securing deals below the asking price. The average rent also fell by £38 from August. Hello Neighbour’s figures put September’s average advertised rent at £2,448 for the properties it listed. Across its London homes advertised between July and […]

PRS Database illustration showing compliant landlords facing penalties while rogue landlords avoid registration.

PRS Database could penalise good landlords while rogue landlords go unregistered

19th October 2026

Rogue landlords will simply choose not to register on the PRS Database, warns a software company. Veco claims the cost and administrative burden of the database will fall on compliant landlords, while rogue landlords could ignore the requirements altogether. The PRS Database will be rolled out regionally, starting in the West Midlands in December. Landlords […]

Which properties should I consider selling first?

18th October 2026

Choosing what to sell can help you create a property business that produces a better income, takes less of your time and gives your family a clearer future. The opportunity begins with deciding what you want your wealth to do next. “Which properties should I consider selling first?” It is one of the questions landlords […]

Why gifting a rental property can bring a tax bill approaching 64%

17th October 2026

Giving a property to the children can trigger capital gains tax and still leave an inheritance tax bill if the donor dies within seven years. For married couples, transferring an asset with a large accumulated gain to a terminally ill spouse can sometimes produce a very different result. Landlords often reach a point where the […]

Landlords with suitcases leaving rental properties, passing a mortgage-free sign and a crossed-out debt symbol.

Why mortgage-free landlords say they are leaving, and why it is not about debt

16th October 2026

Almost half (47.6%) of landlords with more than half of their portfolio making a loss after all costs and tax plan to leave the rented sector completely within three years (base 126). Among landlords with no loss-making property, the figure is 19.8% (base 934). These figures come from our Q3 2026 Landlord Sentiment Survey, which […]

Knight in crusader armour holding a sword, symbolising landlords battling rising PRS pressures and regulation.

Will tenants miss the small landlord?

16th October 2026

We all know there’s no ribbon-cutting ceremony when a landlord decides not to put up rent to help a tenant struggling with bills. Perhaps there should be, given how little attention those decisions receive until the landlord making them decides to sell. Property118’s latest landlord survey found that 35.8% of respondents with one to three […]

Downward percentage arrow with houses symbolising buy-to-let mortgage rate cuts and cheaper property finance.

Buy to let lenders offer rate cuts and higher HMO terms

16th October 2026

Foundation has cut selected buy to let rates by up to 0.10 percentage points, with its range starting at 4.99% at 75% loan to value (LTV). The intermediary-only lender has also reduced its two- and five-year F2 holiday let fixed rates by 0.10 percentage points to 6.64% and 6.74% respectively, both at 75% LTV with […]

Woman covers her ears as noisy tenants party in a neighbouring house, highlighting anti-social behaviour concerns.

Labour MP calls for action against landlords over tenant anti-social behaviour

16th October 2026

A Labour MP claims private landlords are allowing anti-social behaviour by their tenants to go unchecked. In a debate on police funding in the North East, Labour MP Alan Strickland claims councils are failing to act against irresponsible landlords. Under the Renters’ Rights Act, landlords can evict tenants for anti-social behaviour. Allow crime by tenants […]

Hourglass beside a To Let sign symbolising longer rental void periods despite strong tenant demand.

Rent voids near four weeks despite strong tenant demand

16th October 2026

An industry body has reported a mixed picture in the rental market, with strong tenant demand coinciding with rising void periods. According to Propertymark’s August Housing Insight Report, the average number of new prospective tenant registrations per member branch rose to 121. The report also points to growing landlord frustration over new legislation and the […]