Page 664 – Property118

How to insure flats without planning permission?

11th April 2017

I have a house that has been converted into two self-contained flats recently. The flats have achieved building regulation certification for the conversion BUT NOT planning permission. My current insurers don’t specifically ask about planning permission even though they know it’s a house split into two flats but when, in the interests of full disclosure, […]

Scandal of Local Authority remuneration

11th April 2017

While the private sector must turn a profit in order to pay it’s staff and management team, things are very different in Local authority world. The Prime minister is left behind by approx. 539 heads of local authorities around the country who earn more than her salary of £150k. Surely this cannot be right. How […]

Development land uplift clause and divorce?

11th April 2017

My husband and I have been married for 25 years, separated for 8 years. I have now decided to divorce him because of his unreasonable behaviour. We have several buy to let properties and also land with planning permission to build houses. Would it be possible for me to put an uplift clause or similar […]

Cebr says house prices are set to Boom 25% in 4 years

10th April 2017

HOUSE prices are set to boom 25% over the next four yours according to the Centre for Economics and Business Research (Cebr). The Cebr are predicting an increase in house prices of £52,000 to an average home price £272,000 by 2021 as confidence in the UK housing market remains high. The current average house price […]

Reasonable solictor fees for debt letters?

10th April 2017

I own a small flat in a Victorian Block and over the last 3 years the management company have constantly been requesting improvements fees, to the tune of around £30,000 over the last 3 years. As they do not accept credit cards, I usually wait till their solicitor writes me a letter then I pay […]

Guess Who?

10th April 2017

I recently exchanged a number of emails with someone who supports Section 24 of the Finance (No. 2) Act 2015.  The emails are self-explanatory. The challenge for you is to guess who my correspondent is? EDITORS NOTE This is a very long article which you will not want to stop reading once you get into […]

Tenant forgets to collect £5,250 deposit

10th April 2017

Staff at Glasgow-based tenancy deposit scheme SafeDeposits Scotland have tracked down their biggest ever ‘missing’ tenant, who took more than a year to claim back a deposit of £5,250. The tenant moved out of their central Edinburgh property in Spring 2016 and left the money unclaimed for over a year. Deposit and rent on the […]

Sad death of vulnerable adult tenant – What do I do now?

10th April 2017

I was informed last week that one of my tenants had passed away in my property. There are no suspicious circumstances, although I was informed by the chap who lived in the flat above (he does my Gas Safety Checks so I knew him) that he believes she died from a diabetic coma. She was […]

Tips for Landlord Event Organisers

10th April 2017

It is FREE to promote your landlord events on the Property118 website.  You need a member account but that is also FREE. Last year the Property118 website served over five million unique user sessions, need we say more? Please see https://www.property118.com/events/ 

Financial assistance for raising EPC rate?

10th April 2017

I’m looking at upgrading my solid-wall Victorian rental property in order to ensure it hits at least level ‘E’ (which it might already do – I have an assessor coming out soon). It is solid wall (so no possibility of cavity insulation), single-glazed sash windows (that’s an obvious upgrade, but will come to many £1,000s […]

Seller non-disclosure fraud?

10th April 2017

A property recently sold without informing buyer that there is an ongoing interest in the property that could later affect the new owner due to reported fraud over the original purchase forged documentation. Could the seller be sued by the new buyer over non disclosure as if the seller were to be taken to court […]

Lead tenant Subletting turns out to be a letting agent!

10th April 2017

I have a tenancy agreement with an Individual who turns out to be a letting agent. He has been subletting the property out for a while, his actually not living there and there is no deposit involved hence no deposit protection required. His tenancy agreement is now a periodic one as his tenancy ended in […]

Tenant facing eviction has reported break in and wants new front door key?

10th April 2017

My tenant is facing eviction due to rent arrears and has reported a break in. I’m seeking your advice to what may seem an obvious answer. She apparently was away on holiday and phoned the letting agents to advise that her ex boyfriend drove past the house and informed her that the house had been […]

Worried about the effect of doubling ground rent on extending or selling?

9th April 2017

I’m in the process of purchasing a maisonette with ground rent doubling every 25yrs and will be £4,000 in 100yrs. I appreciate £4,000 will probably be £400 of today then but won’t this affect the cost of extension in 40yrs when it’ll be down to 80yrs? The current term is 122. I’m worried about the […]

Damp having a serious affect on our tenants

7th April 2017

At one of our BTL Property, we had some wall damp issues (apparently caused by outer wall/ roof) and have contacted the managing agent/freeholder around 5-6 months back and have been constantly asking them to do the rectification work. They are not denying to do the work,  but also not giving us a timeline. Every […]

Agent fees ban consultation confirmed with ARLA calling the policy shambolic

7th April 2017

Agents will be able to respond until the 2nd of June to the government consultation on banning letting agent fees to tenants. This is in an effort to make the upfront costs of starting a new rental for tenants more affordable. The Government said it is looking to halt unfair charges being imposed and stop […]

Flytipping on Private Roads

6th April 2017

I have a residential property on a private lane and my tenant is constantly complaining about the fly tipping and other undesirable activities. Mine is the only residence on the lane – there are garages on the road and some commercial premises that back onto the lane, and these all have rights of access. Putting […]