Covid-19 Bounce Back loans for property businesses16:06 PM, 5th May 2020
About 4 weeks ago 47
I have a house that has been converted into two self-contained flats recently. The flats have achieved building regulation certification for the conversion BUT NOT planning permission.
My current insurers don’t specifically ask about planning permission even though they know it’s a house split into two flats but when, in the interests of full disclosure, I mention there isn’t planning permission in place they say they can’t quote for it.
I know lots of landlords split houses up, then wait 4 years and apply for a Lawful Development Cert – question I have is how do they obtain Buildings Insurance in the interim as that’s the problem I now face?
Many thanks in advance
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