My first time?

My first time?

13:55 PM, 14th July 2022, About a month ago 18

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Hi everyone, After 15 years of being a landlord and housing over 20 tenants I have my first non-payer!

I have always built good trusting relationships with my tenants and always rent on an all-inclusive basis with no bills etc.

This one tenant after all this time has lied, tricked and deceived over last year and amassed £3600 arrears. I trusted him that he would pay.

I’m sure this isn’t the first question about this but it is my first time.

What do I do?

Any help would be greatly appreciated.

Rob



Comments

Chris @ Possession Friend

14:30 PM, 14th July 2022, About a month ago

Rob, we give Free advice, contact us.

Ian Cognito

14:43 PM, 14th July 2022, About a month ago

Hi Rob

A few questions before I comment:

1. How long has he been a tenant?
2. When did he stop paying?
3. Why did he stop paying?
4. What are the lies, tricks and deceipt?
5. Other than not paying, are there any other issues?

Rob Munro

14:54 PM, 14th July 2022, About a month ago

Reply to the comment left by Ian Cognito at 14/07/2022 - 14:43
Hi , he has been a tenant 14months
He pays one month misses another then pays half a month , then misses a month
He would say things like my work hasn’t paid me or problem with bank , lost your bank details to transfer , lost his phone , getting second job but didn’t get paid again
Will pay end of week then disappears
Avoids all contact and won’t answer door etc etc
Yes I know it sounds like episode of nightmare tenant ;(

Luna

15:48 PM, 14th July 2022, About a month ago

Issue a Section 21 as soon as possible - he will only continue to amass more arrears.

Ian Cognito

16:42 PM, 14th July 2022, About a month ago

Hi again Rob
I took on a tenant despite him failing a credit check due to CCJ and short history of self-employment.
Unfortunately, that was in February 2020 and by May payment had stopped due to his photography work drying up once lockdown kicked-in.
To cut a long story short, payments came in dribs and drabs over the following 12 months and by May 21 arrears amounted to nearly £4,000.
I then decided to contact the Property Redress Scheme (PRS) and, working together, we agreed a monthly payment plan.
By April 22 my tenant had paid-off all arrears, other than I allow payment by month-end.
I think this worked because my tenant wanted to stay and did not want to further jeopardise his credit rating.
If you are able to communicate with your tenant, perhaps you could do something similar.
Good luck!

Ray Guselli

16:53 PM, 14th July 2022, About a month ago

Would a Section 8 with 2 weeks notice be faster than the Section 22 notice perhaps?

Rob Munro

16:53 PM, 14th July 2022, About a month ago

Reply to the comment left by Ian Cognito at 14/07/2022 - 16:42
Thanks looks like that was a good result for all parties.
Unfortunately I don’t think my tenant understands the gravity of situation mine and his , he would rather go out partying and have his eye blinkered to issue , there has been complete disconnect from his side. I’m at end of my tether
Regards
Rob

Rob Munro

17:03 PM, 14th July 2022, About a month ago

Reply to the comment left by Ray Guselli at 14/07/2022 - 16:53
Hi Ray
I’m new to evictions etc , but if there is a quicker way two weeks that would be amazing
Thanks
Rob

Seething Landlord

17:47 PM, 14th July 2022, About a month ago

Reply to the comment left by Rob Munro at 14/07/2022 - 17:03It's two weeks notice of your intention to commence proceedings under section 8 and you would need to be prepared for a long wait before the case actually gets to court, so probably not the magic wand that you had imagined.
A section 21 notice gives 2 month's notice of your intention to seek possession and you have to hope that the tenant moves out voluntarily at the end of that period.

In either case, if he stays put you then have to commence possession proceedings, wait for judgement and possibly the bailiffs to fit you in before you actually get possession.

Rob Munro

17:54 PM, 14th July 2022, About a month ago

Reply to the comment left by Seething Landlord at 14/07/2022 - 17:47Ahh thanks yeah not the magic wand
🙁
I know there are bad landlords out there but it’s the age old question that the good ones get these problems and why I can’t take my property back before they owe another £1000 .
No wonder I hear so many landlords disillusioned with landlord career
Thanks for advice . Appreciated
Rob

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