Landlord insurance question – reporting maintenance and decoration?

Landlord insurance question – reporting maintenance and decoration?

9:43 AM, 22nd January 2024, About 8 months ago 3

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Hello, I contacted my insurer to advise them of an extra tenant moving into my property. I was sent a form to update.

The insurer advised me that despite the fact that l have never made a claim, the policy now is that every maintenance or decoration undertaken needs to be reported on my property so it can be added to a Statement of Facts. The written policy l received asks only structural works are reported.

Has anyone else had similar?

If l change a tap or paint a room I need to report it. Not sure what other information they require. But l believe it’s quotes and confirmation of work completion.

Thank you,

Altan

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Alan

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12:03 PM, 22nd January 2024, About 8 months ago

This is what they advised in writing ‘All insurers require to be notified when works are ongoing, for example we note works such as:

Carpets, vinyl or lino replacement, Rewiring - full, Floorboard replacement, Painting and Decorating - Internal, Pebble dashing, Garden works, i.e. new outbuildings, walls, fences, patios, Kitchen units’ replacement and Internal woodwork restricted to new internal doors, skirting boards and architraves.’

Michael Booth

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9:48 AM, 24th January 2024, About 8 months ago

One of my properties insurance is due and the statement of fact doesn't have any of the things like been asked on here, painting decorating ect is a everyday occurance in rental properties aswell has general prevention maintainance.

Laura Delow

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10:35 AM, 27th January 2024, About 8 months ago

Switch insurers to an insurer who specialises in Landlord insurance eg Total Landlord Insurance owned by Hamilton Fraser recommended by NRLA.

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