Does tenant’s pet damage insurance exist?
2 years ago | 19 comments
Landlord insurance question – reporting maintenance and decoration?
9:43 AM, 22nd January 2024, 2 years ago
3
Hello, I contacted my insurer to advise them of an extra tenant moving into my property. I was sent a form to update.
The insurer advised me that despite the fact that l have never made a claim, the policy now is that every maintenance or decoration undertaken needs to be reported on my property so it can be added to a Statement of Facts. The written policy l received asks only structural works are reported.
Has anyone else had similar?
If l change a tap or paint a room I need to report it. Not sure what other information they require. But l believe it’s quotes and confirmation of work completion.
Thank you,
Altan
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Member Since October 2022 - Comments: 4
12:03 PM, 22nd January 2024, About 2 years ago
This is what they advised in writing ‘All insurers require to be notified when works are ongoing, for example we note works such as:
Carpets, vinyl or lino replacement, Rewiring – full, Floorboard replacement, Painting and Decorating – Internal, Pebble dashing, Garden works, i.e. new outbuildings, walls, fences, patios, Kitchen units’ replacement and Internal woodwork restricted to new internal doors, skirting boards and architraves.’
Member Since September 2023 - Comments: 335
9:48 AM, 24th January 2024, About 2 years ago
One of my properties insurance is due and the statement of fact doesn’t have any of the things like been asked on here, painting decorating ect is a everyday occurance in rental properties aswell has general prevention maintainance.
Member Since April 2021 - Comments: 120
10:35 AM, 27th January 2024, About 2 years ago
Switch insurers to an insurer who specialises in Landlord insurance eg Total Landlord Insurance owned by Hamilton Fraser recommended by NRLA.