Tag: landlord insurance
Rent Guarantee Insurance – Does It Really Work for Landlo...
Tenant default is one of the biggest risks for landlords. Even with strong referencing, job losses, illness, or disputes can leave...
Employers’ Liability for Landlords – When You Need It
Most landlords understand public liability, but fewer appreciate when the law requires employers’ liability (EL). If you directly...
Landlord Liability Insurance – What Every Landlord Should...
When landlords think of insurance, they often focus on buildings and contents. Yet liability insurance can be even more important.
Underinsurance and the Average Clause – Avoiding Reduced ...
Underinsurance is one of the most expensive mistakes a landlord can make. If your sum insured is too low, insurers can apply the average...
Non-Disclosure and Misrepresentation – Why Insurers Decli...
One of the most frustrating experiences for landlords is having an insurance claim declined. In many cases, the reason is non-disclosure...
Illegal Activity by Tenants – Are You Covered?
One of the worst-case scenarios for landlords is discovering that tenants have used a rental property for illegal activity. Cannabis...
Flood Risk and Landlord Insurance – What You Need to Know
Flooding is one of the fastest-growing risks for UK landlords. Climate change, heavier rainfall, and overloaded drainage systems mean...
