Tag: landlord insurance

Case Study: A Burst Pipe in Winter – Who Pays?

Author: Mark Alexander

7th October 2025, 12 months ago | 0

Winter is one of the riskiest times for landlords. When temperatures drop, pipes can freeze and burst, causing widespread water...

The Most Common Landlord Insurance Claims in the UK

Author: Mark Alexander

30th September 2025, 1 year ago | 0

Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories....

Loss of Rent vs Rent Guarantee, What is the Difference?

Author: Mark Alexander

23rd September 2025, 1 year ago | 0

These phrases are often used interchangeably, yet they insure two very different risks. Loss of rent responds when your property...

Landlord Liability Insurance Explained

Author: Mark Alexander

16th September 2025, 1 year ago | 0

Most landlords focus on buildings and contents insurance, but landlord liability cover is just as important. Without it, you could...

Buildings vs Contents vs Combined Landlord Insurance

Author: Mark Alexander

9th September 2025, 1 year ago | 2

One of the most common questions we hear from landlords is whether they need buildings insurance, contents insurance, or a...

What Landlord Insurance Actually Covers (and What It Doesn’t)

Author: Mark Alexander

2nd September 2025, 1 year ago | 0

Landlord insurance is essential, yet many property investors are unsure what it really covers. Some assume a standard home policy...

Landlords called out for tenant ’emergencies’ from lightbulbs to leaks

Author: Property118.com Landlord News Team

25th July 2025, 1 year ago | 12

Landlords summoned to address what a tenant describes as an ’emergency’ find that many of these issues prove to be...

Common mistakes landlords make when buying landlord insurance

Author: Property118.com Landlord News Team

23rd July 2025, 1 year ago | 0

Buying landlord insurance may seem straightforward, but many landlords are caught out by the small print or by assuming a...

Choosing the right landlord insurance: What every landlord needs to know

Author: Property118.com Landlord News Team

17th July 2025, 1 year ago | 0

Choosing the right landlord insurance can be overwhelming, depending on the type of cover you want. Landlords may assume landlord...

Does landlord insurance cover tenant damage?

Author: Property118.com Landlord News Team

30th June 2025, 1 year ago | 1

Even the best of tenants can cause damage to your property, but what happens if something goes wrong? It’s important...

Landlord insurance for letting to asylum seekers

Author: Jason McClean

20th June 2025, 1 year ago | 3

WHATEVER your politics, the option of letting your rental property to a government agency or charity to house asylum seekers...

Fires from disposable vapes could impact landlord insurance claims

Author: Property118.com Landlord News Team

21st May 2025, 1 year ago | 4

Warnings over the dangers of incorrectly throwing away disposable vapes could invalidate home insurance. But what does this mean for...

Paymentshield enhances tenant’s contents cover for pet damage

Author: Property118.com Landlord News Team

6th February 2025, 2 years ago | 0

Insurance provider Paymentshield has revamped its tenant contents policy ahead of the Renters’ Rights Bill which will restrict landlords from...

Landlords offered pet damage insurance ahead of Renters’ Rights Bill

Author: Property118.com Landlord News Team

8th January 2025, 2 years ago | 14

A new landlord pet damage policy, called ‘Not for Lions’, has been unveiled to protect landlords’ rental properties. The provider,...

What type of landlord insurance do I need?

Author: Property118.com Landlord News Team

30th December 2024, 2 years ago | 0

As a landlord, you may be thinking about adding extra cover for your landlord insurance. Standard landlord insurance covers risks...

Why choose The Home Insurer for landlord insurance?

Author: Property118.com Landlord News Team

23rd December 2024, 2 years ago | 0

With thousands of insurance providers to choose from it can be tricky to decide which one to go with.  ...

Surge in commercial to residential conversions across England

Author: Property118.com Landlord News Team

6th December 2024, 2 years ago | 0

There has been a big increase in the conversion of commercial properties into residential units across England, research reveals. The...

Can a leak caused by tenant negligence lead to a claim against the freeholder?

Author: Readers Question

11th November 2024, 2 years ago | 3

Hi, I own the leasehold for an upstairs flat, which I rent out to tenants. The issue I have is...

The Landlord Exodus: It’s Not Just Landlords Who Are Feeling the Pain

Author: Mark Alexander

27th October 2024, 2 years ago | 1

If you’ve been keeping an eye on the UK’s private rented sector, you’ve probably noticed a big shift happening: landlords...

Why your landlord insurance might not cover you for subletting

Author: Property118.com Landlord News Team

25th September 2024, 2 years ago | 0

Subletting has become a common practice in recent years but can be dangerous especially if a tenant is subletting without...

Do we need Limited Liability?

Author: Readers Question

17th September 2024, 2 years ago | 10

We have recently heard that landlords should set themselves up as a Limited Liability Partnership in case they should ever...