8:57 AM, 29th December 2021, About 4 weeks ago 40
Being a newbie to the rental business, I employed an agent to find me a tenant plus full management of the property. The tenant has now done a ‘flit’ leaving behind all his furniture and unpaid utility bills.
Having done some research on him, I have found out that he has substantial debts/CCJs and had I known about them, I would never have agreed to accept him as a tenant.
I queried this with the agents, who said that they had run a credit check but were not allowed to reveal the bad credit rating due to Data Protection laws. The agents say they have to obtain permission from the tenant before they can give me the credit reference that they obtained.
Surely anyone who has a bad credit rating is never going to give permission for that credit reference to be shared, as no landlord would accept this tenant?
This also allows the agents to put any tenants with very poor credit ratings in any property and then hide behind the Data Protection Laws?
In future, I will know to ask for a copy of the reference and if someone refuses that I will just presume that they aren’t creditworthy. I had thought that the agent was working for me and would protect my interests, I was obviously wrong.
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