Property118 Ltd understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.property118.com
(“Our Site”) and will only collect and use personal data in ways that are described here, and in a manner that is consistent with Our obligations and your rights under the law.
- Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
||means an account required to access and/or use certain areas and features of Our Site;
||means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Site. Details of the Cookies used by Our Site are set out in section 13, below;
||means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003;
||means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. In this case, it means personal data that you give to Us via Our Site. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 – the General Data Protection Regulation (“GDPR”); and
||Means Property118 Ltd , a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Information About Us
- Our Site is owned and operated by Property118 Ltd, a limited company registered in England under company number 10295964, whose registered address is 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- Our VAT number is 990 0332 34.
- Our Data Protection Officer is Neil Patterson, and can be contacted by email at firstname.lastname@example.org, by telephone on 01603 489118, or by post at 1st Floor, Woburn House, 84 St Benedicts Street, Norwich, NR2 4AB.
- What Does This Policy Cover?
- Your Rights
- As a data subject, you have the following rights under the GDPR, which this Policy and Our use of personal data have been designed to uphold:
- The right to be informed about Our collection and use of personal data;
- The right of access to the personal data We hold about you (see section 12);
- The right to rectification if any personal data We hold about you is inaccurate or incomplete (please contact Us using the details in section 14);
- The right to be forgotten – i.e. the right to ask Us to delete any personal data We hold about you (We only hold your personal data for a limited time, as explained in section 6 but if you would like Us to delete it sooner, please contact Us using the details in section 14);
- The right to restrict (i.e. prevent) the processing of your personal data;
- The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);
- The right to object to Us using your personal data for particular purposes; and
- If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 14 and We will do Our best to solve the problem for you. If We are unable to help, you also have the right to lodge a complaint with the UK’s supervisory authority, the Information Commissioner’s Office.
- For further information about your rights, please contact the Information Commissioner’s Office or your local Citizens Advice Bureau.
- What Data Do We Collect?
- Date of birth;
- Address and post code;
- Business/company name and trading status;
- Number of properties owned;
- Accountants details;
- Contact information such as email addresses and telephone numbers;
- Proof of residence and ID;
- Financial information such as income and tax status;
- Landlords insurance renewal dates;
- Property Portfolio details such as value and mortgage outstanding;
- How Do We Use Your Data?
- All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. We will comply with Our obligations and safeguard your rights under the GDPR at all times. For more details on security see section 7, below.
- Our use of your personal data will always have a lawful basis, either because it is necessary for our performance of a contract with you, because you have consented to our use of your personal data (e.g. by subscribing to emails), or because it is in our legitimate interests. Specifically, we may use your data for the following purposes:
- Providing and managing your access to Our Site;
- Supplying our products and or services to you (please note that We require your personal data in order to enter into a contract with you);
- Personalising and tailoring our products and or services for you;
- Replying to emails from you;
- Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by the unsubscribe link at the bottom of all emails;
- Analysing your use of our site and gathering feedback to enable us to continually improve our site and your user experience;
- Provide information to our partner service and product suppliers at your request.
- With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email and or telephone with information, news and offers on our products and or We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003.
- You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it.
- We do not keep your personal data for any longer than is necessary in light of the reason(s) for which it was first collected. Data will therefore be retained for the following periods (or its retention will be determined on the following bases):
- Member profile information is collected with your consent and can be amended or deleted at any time by you;
- Anti-Money Laundering information and tax consultancy records are to be kept as required by law for up to seven years.
- How and Where Do We Store Your Data?
- We only keep your personal data for as long as We need to in order to use it as described above in section 6, and/or for as long as We have your permission to keep it.
- Some or all of your data may be stored outside of the European Economic Area (“the EEA”) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). You are deemed to accept and agree to this by using our site and submitting information to Us. If we do store data outside the EEA, we will take all reasonable steps to ensure that your data is treated as safely and securely as it would be within the UK and under the GDPR
- Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site.
- Do We Share Your Data?
- We may share your data with other partner companies in for the purpose of supplying products or services you have requested.
- We may sometimes contract with third parties to supply products and services to you on Our behalf. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law.
- We may compile statistics about the use of Our Site including data on traffic, usage patterns, user numbers, sales, and other information. All such data will be anonymised and will not include any personally identifying data, or any anonymised data that can be combined with other data and used to identify you. We may from time to time share such data with third parties such as prospective investors, affiliates, partners, and advertisers. Data will only be shared and used within the bounds of the law.
- In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal data, for example, where We are involved in legal proceedings, where We are complying with legal requirements, a court order, or a governmental authority.
- What Happens If Our Business Changes Hands?
- How Can You Control Your Data?
- In addition to your rights under the GDPR, set out in section 4, we aim to give you strong controls on Our use of your data for direct marketing purposes including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails.
- Your Right to Withhold Information
- You may access certain areas of Our Site without providing any data at all. However, to use all features and functions available on Our Site you may be required to submit or allow for the collection of certain data.
- How Can You Access Your Data?
You have the right to ask for a copy of any of your personal data held by Us (where such data is held). Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. Please contact Us for more details at email@example.com, or using the contact details below in section 14.
- All Cookies used by and on Our Site are used in accordance with current Cookie Law.
- Before Cookies are placed on your computer or device, you will be shown a cookie prompt requesting your consent to set those Cookies. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. You will be given the opportunity to allow only first party Cookies and block third party Cookies.
- Certain features of Our Site depend on Cookies to function. Cookie Law deems these Cookies to be “strictly necessary”. These Cookies are shown below in section 13.5. Your consent will not be sought to place these Cookies, but it is still important that you are aware of them. You may still block these Cookies by changing your internet browser’s settings as detailed below in section 13.9, but please be aware that Our Site may not work properly if you do so. We have taken great care to ensure that your privacy is not at risk by allowing them.
- The following first party Cookies may be placed on your computer or device:
|Name of Cookie
||Used only to collect performance data, with any identifiable data obfuscated
||This cookie is strictly necessary for Cloudflare's security features and cannot be turned off.
- Our Site uses analytics services provided by Google Analytics and Facebook. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling Us to better understand how Our Site is used. This, in turn, enables Us to improve Our Site and the products AND/OR services offered through it. You do not have to allow Us to use these Cookies, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually improve Our Site, making it a better and more useful experience for you.
- The analytics service(s) used by Our Site use(s) Cookies to gather the required information.
- The analytics service(s) used by Our Site use(s) the following Cookies:
|Name of Cookie
||First / Third Party
|__utma, __utmb, __utmc, __utmt, __utmz
||Helps to understand how their visitors engage with our website
||Helps to understand how their visitors engage with our website
- In addition to the controls that We provide, you can choose to enable or disable Cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.
- You can choose to delete Cookies on your computer or device at any time, however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings.
- It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings.
- Contacting Us
12:58 PM, 31st March 2023, About 2 months ago
Does changing double glazing count towards the £10k limit?
Are there any grants available to change double glazing or only from single to double?
12:58 PM, 31st March 2023, About 2 months ago
You'll just have to wait and see, but if you spend money before there is any confirmation of changes to the current regulations there is no guarantee that it will count towards whatever limit might apply.
19:40 PM, 31st March 2023, About 2 months ago
As an energy surveyor can I suggest that you save the money upgrading the glazing as it doesn't make a huge difference to the EPC rating. Your best bet to increase the score is always upgrading the heating system, ensuring you have a full set of controls (programmer, thermostat and trv valves) and making sure the walls floors and roof spaces are insulated.
Since the minimum energy efficiency standards came in I've found myself saving landlords countless thousands by offering some simple advice before they spend any money making any upgrades to the property.
8:25 AM, 1st April 2023, About 2 months ago
1000s of tenants face eviction due to unattainable EPC targets on rental properties.
Example: To obtain Band C on some ground floor flats including one I rent out, will involve digging up the entire floor & insulating it.
So the tenant will need evicting, no rent for some weeks & £thousands spent. Most landlords will just sell up. As I shall.
However this shouldn't be necessary in this electrically heated flat.
But it will be needed due to a serious fundamental flaw in EPC software as it's currently programmed.
The government's aim is net zero by 2035. But EPC software doesn't even take into account electrically heated properties are lower carbon footprint than gas because around 45% of electricity is now generated from renewable sources.
So at present in many cases gas heated flats have a higher carbon footprint than electrically heated yet have a better EPC rating because the EPC software is geared up to running costs, not carbon footprint.
So there'll be major upheaval based on wrongly programmed software !
Now add in this factor.. Legal net migration 500k a year +illegals = 4000 new homes needed every week !!!
Most people migrating to live in the UK move into rental property when they arrive.
So this government are boosting the demand to an unprecedented level whilst throttling the supply with their war on private landlords. Crisis looming
I wrote to my MP who forwarded my concerns to Lord Callanan who's overseeing all this.
Who then replied with a generic letter with no mention of adjusting EPC software to allow for green electricity !
10:12 AM, 1st April 2023, About 2 months ago
Reply to the comment left by Robin Pearce at 01/04/2023 - 08:25
There is no need to evict tenants. If the tenants want to stay and they don't want the work done they can write a letter. This will give you an exemption of 5 years. I think the idea is you do the work if you want to when that tenant leaves. If they don't leave you repeat the process. The algorithm for the EPC has recently changed on the commercial ones to favour electric and penalise gas and if it's not changed by now on the residential it will do very soon.
10:46 AM, 1st April 2023, About 2 months ago
Concept is all expenditure from "reference date" would be allowed towards the cost cap, so yes expenditure over a few years should be fine. However the issue is the "reference date" has not been published so expenditure "today" may not be counted, exposing landlords to have to spend even higher costs.
10:57 AM, 1st April 2023, About 2 months ago
Reply to the comment left by Jireh Homes at 01/04/2023 - 10:46
Exactly the point that has been made over and over again whenever the issue is raised, but it does not seem to sink in.
It is impossible to make a rational business decision to spend large amounts of money based on speculation about what will be included in regulations that do not yet exist.
11:53 AM, 1st April 2023, About 2 months ago
Reply to the comment left by Robin Pearce at 01/04/2023 - 08:25
Don’t forget that section 21 will be gone before any EPC regulations come in. Under the proposed reforms selling up is not currently a mandatory ground for eviction. You will, it seems, have to justify the sale in court. You would hope that wanting to sell up because you want to cash in on an asset would be a good enough reason and would automatically not be opposed after all it’s your property. I don’t think that a court would decide that you can’t sell, that would kill the PRS dead. However, you could see that conditions could be applied to any sale. First you might be forced to try to sell with the tenant in place and if that happens and you don’t have the EPC rating you are going to get rock bottom price. As has already been mooted you could be compelled to sell to the tenant at some sort of “affordable” independent valuation like your property was a social one. They would knock off the £10,000 EPC cost for a start. Most likely the court will rule that as after the sale you will be flush with money you will need to compensate the tenant. At the moment Generation Rent are saying that landlords should compensate tenants to the tune of £1700 for making them move. What if you get permission to sell and then don’t? Would that have been an illegal eviction? Will you be allowed to rent the property out again? It’s all unclear, too many questions not enough answers. Maybe I worry too much but the way the powers that be are acting does not fill me with confidence.
12:21 PM, 1st April 2023, About 2 months ago
Reply to the comment left by northern landlord at 01/04/2023 - 11:53
"Sufficient unto the day is the evil thereof" - it can be dealt with, but speculating about all the possible future "what ifs" and how you might address or be overwhelmed by them is pointless unless you are trying to justify (to yourself) a decision to sell up now.
13:37 PM, 1st April 2023, About 2 months ago
“Sufficient unto the day is the evil thereof" from the Sermon on the Mount that tells us to worry about today and not tomorrow. If you don’t anticipate problems you might get caught out by them (otherwise why bother about insurance). I do take your point, we do have quite enough to worry about these days but we should anticipate the future. We all fear the unknown. Is a landlord that hopes for the best just burying their head in the sand? Or, are we like the frogs in the probably apocryphal experiment being brought to the boil so slowly we don’t realise we should have jumped out before we got cooked? So Ostrich or Frog? As for me you are right, I am getting a bit jumpy and others have already jumped as evidenced by the drop in available PRS properties.