Surely I am not the only landlord worried about new EPC requirements?9:44 AM, 17th February 2021
About 3 weeks ago 128
I have a buy to let mortgage and landlords insurance and when I initially took out the mortgage I did not intend to let to a family member,
I have since let to my wife’s sister and the property has had a major fire, it is in the hands of the insurance loss adjuster.
Yesterday after doing background checks they asked if we are related to tenant, of course we answered yes, to which they replied stating you can’t let a buy to let property to a family member.
I am now very concerned that the insurance company will invalidate the insurance contract leaving me with a £100,000 bill.
The insurance contract does not state anywhere in the policy wording that I can’t rent to family members,
Could they cancel the contract due to the mortgage being incorrect?
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