Indeed DP. The government will keep pushing the envelope until we refuse to comply. Re MTD, apparently it’s even been suggested that landlords should pay tax monthly.
Indeed DP. The government will keep pushing the envelope until we refuse to comply. Re MTD, apparently it’s even been suggested that landlords should pay tax monthly.
Reply to the comment left by David Payne at 10/09/2026 - 16:33Basically the government is skint, and private landlords are a soft target. I'll wager that the 'Making Tax Digital' scheme will soon mirror VAT in demanding not just records,...
Reply to the comment left by Paul Essex at 09/09/2026 - 12:11Will this replace Selective licencing? It seems daft to pay twice to provide the same data.
Odd that the NRLA didn't mention Section 24, former chancellor George Osborne's discriminatory plan to remove tax relief on landlord finance costs; further confirmation that cancelling my NRLA subscription was justified. At £125 pa the organisation offers little insight compared...
The government claims that selective licencing is imposed only on 'problem areas', but this is hard to believe when areas include regions of considerable affluence with very low levels of complaints or evictions. In reality the scheme is a crafty...
Reply to the comment left by Urban Landlord at 22/06/2026 - 11:22Glad to say that my excellent broker Darren Small of eddge mortgages has spoken to H&R and the threat of a breach has been lifted. It seems Darren managed...
Reply to the comment left by Urban Landlord at 22/06/2026 - 11:22Nothing about single families only, but H&R's conditions in 2016 (when the mortgages were taken out) bans "multiple tenancies (including for the avoidance of doubt houses of multiple occupation)"....
Reply to the comment left by Billy Gunn at 13/05/2026 - 14:25You may be right Billy, I’ve only heard of the 2030 date but may have missed something. It will be interesting to see if the announced deadlines are adhered...
Excellent points Paul. The government carefully crafted an alleged ‘rogue landlord’ majority to cynically score political points, damaging tenant/ landlord trust in the process. I won’t be surprised if they tweak the EPC algorithm for 2030 so that unimproved ‘D’...
Reply to the comment left by Steve Rose at 12/05/2026 - 12:34Handing over a valuable asset without being permitted to check that payment has been received goes against millennia of business practice, and surely won’t survive a court challenge.
Reply to the comment left by Mark Alexander - Founder of Property118 at 06/03/2026 - 13:01HMRC knows the difference between an accidental landlord and one running a business with multiple properties, regular maintenance expenditure, and no other income - the...
Spot on. The aim is surely to put sole traders and landlords on the same footing as VAT registrants, where payments are made every quarter, and the government really should have the decency to admit this. Worth remembering that partnerships...
Reply to the comment left by Saul Smart at 24/01/2026 - 00:20Has Ed Milliband actually thought about what one point - the difference here between an EPC score of D and C - actually means in environmental performance terms? If...
Unlike appliance rating labels, EPC scores are relative, not absolute. That’s how a five bedroom detached house and a studio apartment in a block of flats can share the same score, when obviously their energy losses will differ. In the...
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Reply to comment left by [email protected] at 12/09/2026 - 21:15
Indeed DP. The government will keep pushing the envelope until we refuse to comply. Re MTD, apparently it’s even been suggested that landlords should pay tax monthly.
Read More →Reply to comment left by [email protected] at 12/09/2026 - 21:15
Indeed DP. The government will keep pushing the envelope until we refuse to comply. Re MTD, apparently it’s even been suggested that landlords should pay tax monthly.
Read More →Reply to comment left by David Payne at 10/09/2026 - 16:33
Reply to the comment left by David Payne at 10/09/2026 - 16:33Basically the government is skint, and private landlords are a soft target. I'll wager that the 'Making Tax Digital' scheme will soon mirror VAT in demanding not just records,...
Read More →Reply to comment left by [email protected] at 10/09/2026 - 10:08
Absolutely Accomod8. The government thinks landlords are the gift that keeps on giving. Until it doesn't.
Read More →Reply to comment left by John MacAlevey at 09/09/2026 - 12:18
Reply to the comment left by John MacAlevey at 09/09/2026 - 12:18Has the civil service been infiltrated by the tenant lobby?
Read More →Reply to comment left by [email protected] at 09/09/2026 - 12:11
Reply to the comment left by Paul Essex at 09/09/2026 - 12:11Will this replace Selective licencing? It seems daft to pay twice to provide the same data.
Read More →1st September 2026, 3 weeks ago
Odd that the NRLA didn't mention Section 24, former chancellor George Osborne's discriminatory plan to remove tax relief on landlord finance costs; further confirmation that cancelling my NRLA subscription was justified. At £125 pa the organisation offers little insight compared...
Read More →11th August 2026, 1 month ago
The government claims that selective licencing is imposed only on 'problem areas', but this is hard to believe when areas include regions of considerable affluence with very low levels of complaints or evictions. In reality the scheme is a crafty...
Read More →Reply to comment left by Urban Landlord at 22/06/2026 - 11:22
Reply to the comment left by Urban Landlord at 22/06/2026 - 11:22Glad to say that my excellent broker Darren Small of eddge mortgages has spoken to H&R and the threat of a breach has been lifted. It seems Darren managed...
Read More →Reply to comment left by Urban Landlord at 22/06/2026 - 11:22
Reply to the comment left by Urban Landlord at 22/06/2026 - 11:22Nothing about single families only, but H&R's conditions in 2016 (when the mortgages were taken out) bans "multiple tenancies (including for the avoidance of doubt houses of multiple occupation)"....
Read More →Reply to comment left by Urban Landlord at 21/06/2026 - 09:54
Reply to the comment left by Urban Landlord at 21/06/2026 - 09:54Thanks for your reply. The lender is Hinckley & Rugby.
Read More →Reply to comment left by John Burnett-Hall at 19/06/2026 - 11:11
Reply to the comment left by Just Be Happy at 19/06/2026 - 11:11Many thanks, I will forward your excellent analysis to my broker.
Read More →Reply to comment left by Billy Gunn at 13/05/2026 - 14:25
Reply to the comment left by Billy Gunn at 13/05/2026 - 14:25You may be right Billy, I’ve only heard of the 2030 date but may have missed something. It will be interesting to see if the announced deadlines are adhered...
Read More →13th May 2026, 4 months ago
Excellent points Paul. The government carefully crafted an alleged ‘rogue landlord’ majority to cynically score political points, damaging tenant/ landlord trust in the process. I won’t be surprised if they tweak the EPC algorithm for 2030 so that unimproved ‘D’...
Read More →Reply to comment left by Steve Rose at 12/05/2026 - 12:34
Reply to the comment left by Steve Rose at 12/05/2026 - 12:34Handing over a valuable asset without being permitted to check that payment has been received goes against millennia of business practice, and surely won’t survive a court challenge.
Read More →Reply to comment left by Markella Mikkelsen at 12/05/2026 - 12:19
Reply to the comment left by Markella Mikkelsen at 12/05/2026 - 12:19"It’s a very fine line and open to fines." Nice one Markella!
Read More →Reply to comment left by Mark Alexander at 06/03/2026 - 13:01
Reply to the comment left by Mark Alexander - Founder of Property118 at 06/03/2026 - 13:01HMRC knows the difference between an accidental landlord and one running a business with multiple properties, regular maintenance expenditure, and no other income - the...
Read More →Reply to comment left by Mark Olley at 17/02/2026 - 10:51
Spot on. The aim is surely to put sole traders and landlords on the same footing as VAT registrants, where payments are made every quarter, and the government really should have the decency to admit this. Worth remembering that partnerships...
Read More →Reply to comment left by paul landlord at 24/01/2026 - 00:20
Reply to the comment left by Saul Smart at 24/01/2026 - 00:20Has Ed Milliband actually thought about what one point - the difference here between an EPC score of D and C - actually means in environmental performance terms? If...
Read More →23rd January 2026, 8 months ago
Unlike appliance rating labels, EPC scores are relative, not absolute. That’s how a five bedroom detached house and a studio apartment in a block of flats can share the same score, when obviously their energy losses will differ. In the...
Read More →Showing 20 of 36 comments