Registered with Property118.com
28th June 2018
Total Posts
0
Total Comments
28
Bio
South London-based landlord with 12 properties from terraced houses to studio flats.
Registered with Property118.com
28th June 2018
Total Posts
0
Total Comments
28
Bio
South London-based landlord with 12 properties from terraced houses to studio flats.
Reply to comment left by Urban Landlord at 22/06/2026 - 11:22
Reply to the comment left by Urban Landlord at 22/06/2026 - 11:22Glad to say that my excellent broker Darren Small of eddge mortgages has spoken to H&R and the threat of a breach has been lifted. It seems Darren managed...
Read More →Reply to comment left by Urban Landlord at 22/06/2026 - 11:22
Reply to the comment left by Urban Landlord at 22/06/2026 - 11:22Nothing about single families only, but H&R's conditions in 2016 (when the mortgages were taken out) bans "multiple tenancies (including for the avoidance of doubt houses of multiple occupation)"....
Read More →Reply to comment left by Urban Landlord at 21/06/2026 - 09:54
Reply to the comment left by Urban Landlord at 21/06/2026 - 09:54Thanks for your reply. The lender is Hinckley & Rugby.
Read More →Reply to comment left by John Burnett-Hall at 19/06/2026 - 11:11
Reply to the comment left by Just Be Happy at 19/06/2026 - 11:11Many thanks, I will forward your excellent analysis to my broker.
Read More →Reply to comment left by Billy Gunn at 13/05/2026 - 14:25
Reply to the comment left by Billy Gunn at 13/05/2026 - 14:25You may be right Billy, I’ve only heard of the 2030 date but may have missed something. It will be interesting to see if the announced deadlines are adhered...
Read More →13th May 2026, 2 months ago
Excellent points Paul. The government carefully crafted an alleged ‘rogue landlord’ majority to cynically score political points, damaging tenant/ landlord trust in the process. I won’t be surprised if they tweak the EPC algorithm for 2030 so that unimproved ‘D’...
Read More →Reply to comment left by Steve Rose at 12/05/2026 - 12:34
Reply to the comment left by Steve Rose at 12/05/2026 - 12:34Handing over a valuable asset without being permitted to check that payment has been received goes against millennia of business practice, and surely won’t survive a court challenge.
Read More →Reply to comment left by Markella Mikkelsen at 12/05/2026 - 12:19
Reply to the comment left by Markella Mikkelsen at 12/05/2026 - 12:19"It’s a very fine line and open to fines." Nice one Markella!
Read More →Reply to comment left by Mark Alexander at 06/03/2026 - 13:01
Reply to the comment left by Mark Alexander - Founder of Property118 at 06/03/2026 - 13:01HMRC knows the difference between an accidental landlord and one running a business with multiple properties, regular maintenance expenditure, and no other income - the...
Read More →Reply to comment left by Mark Olley at 17/02/2026 - 10:51
Spot on. The aim is surely to put sole traders and landlords on the same footing as VAT registrants, where payments are made every quarter, and the government really should have the decency to admit this. Worth remembering that partnerships...
Read More →Reply to comment left by paul landlord at 24/01/2026 - 00:20
Reply to the comment left by Saul Smart at 24/01/2026 - 00:20Has Ed Milliband actually thought about what one point - the difference here between an EPC score of D and C - actually means in environmental performance terms? If...
Read More →23rd January 2026, 5 months ago
Unlike appliance rating labels, EPC scores are relative, not absolute. That’s how a five bedroom detached house and a studio apartment in a block of flats can share the same score, when obviously their energy losses will differ. In the...
Read More →Reply to comment left by David Price at 15/01/2026 - 09:35
Good point. The minister ignores the fact that, under George Osborne's Section 24, many landlords with mortgages pay tax on earnings they never receive.
Read More →Reply to comment left by Michael Crofts at 17/12/2025 - 15:05
Reply to the comment left by Michael Crofts at 17/12/2025 - 15:05Great analysis Michael. I think there would be a powerful push back if the 'sitting tenant' scenario was re-introduced, effectively prohibiting landlords from selling vacant-possession property.
Read More →16th December 2025, 7 months ago
I would go further to say that the recent government housing initiatives are not primarily aimed at improving standards or helping tenants but maximising the yield from fines. For example, Wandsworth Council's online Selective Licensing form sets all answers to...
Read More →Reply to comment left by Cathie Hawkins at 08/12/2025 - 13:58
Good point about the squatters, Cathie. It's not just specialist knowledge these legislators lack; it's common sense too.
Read More →Reply to comment left by Lou Valdini at 08/12/2025 - 10:12
Would making landlord contact information available to the general public be legal under the UK's GDPR (General Data Protection Regulation), Data Protection Act 2018 and several other pieces of privacy legislation under the auspices of the Information Commissioner's Office (ICO)?...
Read More →1st December 2025, 7 months ago
I agree with homemaker that a phasing out of the 20% (now 22%) tax credit for unincorporated landlords is more likely than applying Section 24 to companies. Is there any update on property118's legal challenge to revised HMRC rules that...
Read More →28th November 2025, 7 months ago
An interesting article, pointing out the generally overlooked option of selling property with tenants in place, especially where the landlord has developed a long-term relationship. But what's to stop the new landlord evicting them? Section 21 is still legal until...
Read More →Reply to comment left by Mark Alexander at 21/11/2025 - 22:17
Reply to the comment left by Mark Alexander - Founder of Property118 at 21/11/2025 - 22:17To be honest I thought your reporting was always fine and to the point. There are plenty of goodie-two-shoes sites for people that believe the...
Read More →Showing 20 of 28 comments