Billy Gunn
Billy Gunn
Registered with Property118.com
17th January 2025
Total Posts
0
Total Comments
74
Registered with Property118.com
17th January 2025
Total Posts
0
Total Comments
74
Reply to comment left by [email protected] at 18/06/2026 - 10:05
The DPS hold the money and give it back to tenants upon their decision They don't give you their opinion to then approve, as I said, the DPS give the money back to the tenant the see fit upon thier...
Read More →Reply to comment left by John Burnett-Hall at 19/06/2026 - 17:28
Reply to the comment left by Just Be Happy at 19/06/2026 - 17:28People are claiming that 3 or more tenants not part of the same family unit is by definition of a HMO because that is the very definition of...
Read More →19th June 2026, 6 days ago
I'm pretty sure the council didn't decide 3 unrelated people are a HMO, it's government legislation Councils only decide if they need an additional HMO licence or not and if Article 4 applies or not
Read More →Reply to comment left by [email protected] at 16/06/2026 - 23:09
When I worked directly for letting agents we only sought deductions that were legitimate, in fact I was very upfront with landlords about what issues are their responsibilities and what are tenants But the DPS are very in favour of...
Read More →Reply to comment left by [email protected] at 16/06/2026 - 13:33
It doesn't matter if certain things are written in the contract, it doesn't mean it's legally applicable. You could write in the contract that a tenant will forfeit their deposit unless they can do 50 push ups, it doesn't mean...
Read More →15th June 2026, 1 week ago
Haven't you seen the longer-term net zero roadmap that has been set out by the government to be net zero by 2050? EPC C will eventually apply to owner occupier properties too. Mortgage companies will eventually be banned from lending...
Read More →Reply to comment left by [email protected] at 27/05/2026 - 15:35
If an agent manages your property then they legally need to send the new info sheet, you don't have to Landlords only have to if they manage it themselves
Read More →Reply to comment left by [email protected] at 27/05/2026 - 16:42
If your property is managed by a letting agent then they legally need to send the tenant the info sheet, the landlord does not have to If the landlord sends it then this doesn't mean the agent doesn't have to,...
Read More →Reply to comment left by [email protected] at 13/05/2026 - 14:38
Reply to the comment left by Richard Dean at 13/05/2026 - 14:38I've done some research 2028 has been scrapped! Time to open the bottle of Rum! October 1st 2030 is the deadline, £10,000 cap. Any money spent on EPC upgrades...
Read More →Reply to comment left by [email protected] at 13/05/2026 - 10:35
Reply to the comment left by Richard Dean at 13/05/2026 - 10:35Isn't the EPC C requirement deadline 2028, and 2030 is the deadline for any tenancies that started before the 2028 deadline?
Read More →Reply to comment left by Reluctant Landlord at 07/05/2026 - 18:29
Reply to the comment left by Reluctant Landlord at 07/05/2026 - 18:29I'm hoping my current lender Santander (been with same lender since 2007) will allow me to go on a new deal I was fixed rate 4.99% for 2 years...
Read More →Reply to comment left by [email protected] at 07/05/2026 - 13:36
It depends on the fixed term length I read last year that some BTL already pulled there 5 year deals for properties below EPC C when the proposals were all tenancies need to be C by 2028 Also remember it's...
Read More →Reply to comment left by John Roberts at 07/05/2026 - 14:27
Reply to the comment left by Stockport Landlord at 07/05/2026 - 14:27Will BTL mortgage lenders still lend on property below a C if the law stipulates you can only rent out with C or above? If not then it doesn't...
Read More →Reply to comment left by Reluctant Landlord at 06/05/2026 - 18:39
Reply to the comment left by Reluctant Landlord at 06/05/2026 - 18:39The problem of doing nothing is that I don't think a BTL mortgage company will lend on it if below a C My 5 year fixed runs out summer...
Read More →Reply to comment left by Jonathan Clarke at 27/04/2026 - 07:37
Reply to the comment left by Jonathan Clarke at 27/04/2026 - 07:37The 40% tax bracket starts just above 50K per year So an average working income like me plus 1 rental doesn't affect me, especially as items like maintenance, buildings...
Read More →Reply to comment left by [email protected] at 27/04/2026 - 09:31
The 40% income tax threshold is just above £50,000 per year So an average working earner like me plus a single rental and I'm below that And even if above it, you get a 20% tac credit, so to say...
Read More →Reply to comment left by [email protected] at 24/04/2026 - 11:52
Finance costs are not stopped from being offset against rental income, they are just capped at 20% As someone who own just one rental property, I pay 20% tax on my rental income and get a 20% tax credit for...
Read More →25th February 2026, 4 months ago
My long-term tenants of 18 years garden was way way worse than that, no exaggeration As part of renovating the exterior of the house, they also cleared the garden, cost me £2,500 for all the exterior work The council also...
Read More →17th February 2026, 4 months ago
Can any council hire more people to fill in the potholes? It's literally like some roads have been carpet bombed
Read More →Reply to comment left by at 10/02/2026 - 11:30
Reply to the comment left by at 10/02/2026 - 11:30There was no previous age limit It was age limit AND in disrepair, if something was in disrepair but under the age limit then it still passed the DHS. If something...
Read More →Showing 20 of 74 comments