John Burnett-Hall
John Burnett-Hall
Registered with Property118.com
8th March 2024
Total Posts
0
Total Comments
23
Registered with Property118.com
8th March 2024
Total Posts
0
Total Comments
23
8th September 2026, 5 days ago
p.s. Once your short-term/holiday let reaches a certain point it may qualify for business rates rather than Council Tax, as follows: 1} It must be available to let commercially for at least 140 days in the current or previous 12-month...
Read More →8th September 2026, 5 days ago
I was hoping someone with expert knowledge might reply to your post before me, but since they haven't I will give you my best guess as the answers to your queries: 1) The Council Tax would be registered in your...
Read More →25th August 2026, 3 weeks ago
Is there a specific age beyond which one is exempt?
Read More →5th August 2026, 1 month ago
Congratulations on the result of the appeal – I hope there is no counter-appeal forthcoming? I also have a question about the mortgages on the properties in the incorporated business – although these are not re-financed on incorporation, what is...
Read More →19th June 2026, 3 months ago
Some people here claiming that 3 or more tenants is by definition an HMO. Whilst some people/councils/lenders may choose to define it that way, this is not universally the case. A good many mortgage lenders still regard it as a...
Read More →19th June 2026, 3 months ago
Hi Richard, no it doesn't sound fair, but your options may be limited. As it's an interesting situation I put this through Google AI which came up with the following – you may find it useful: "Having one single Joint...
Read More →19th June 2026, 3 months ago
Whilst it's useful to get an update on mortgage rate changes as they occur, it is frustrating when you constantly list the rates as "from X%" without detailing the corresponding product fee / arrangement fee. What's the point of telling...
Read More →28th April 2026, 5 months ago
Others have already mentioned the requirement for permission from the management company and from the mortgage lender (who incidentally will most likely decline). You would also need specialist insurance. However, as the property is in London you also need to...
Read More →18th March 2026, 6 months ago
If the rent is already at market rent level then no you shouldn't try to increase it. If it is currently below market rent then I would suggest increasing it at the next rent review date.
Read More →19th January 2026, 8 months ago
"Review both product transfer and remortgage options 6–12 months before expiry" - how are you going to know your PT options 6-12 mths before expiry? Normally you don't given those till 3-4 mths before, surely?
Read More →Reply to comment left by Mark Alexander at 27/11/2025 - 11:31
Reply to the comment left by Mark Alexander - Founder of Property118 at 27/11/2025 - 11:31Thanks Mark, that's a very valid point about the interest cover ratios being more lenient, which helps with the loan amount offered. However my experience...
Read More →28th November 2025, 10 months ago
Sounds like your tenant got her plumbing sorted already.
Read More →27th November 2025, 10 months ago
Mark, I think you left out one important consideration, namely the mortgage interest rate, which is likely to be around 1% higher for a limited company landlord than a personal landlord. This would make a significant difference to your net...
Read More →22nd September 2025, 12 months ago
It sounds a lot but no mention of inflation – this must make a difference to your calculations? Plus as someone else has referred to – house price increases in the 70's and 80's were largely linked to the increased...
Read More →28th April 2025, 1 year ago
How is this increase in the supply of rental properties "sparking a sharp rise in rents"? Do the usual laws of supply and demand not apply here?
Read More →17th January 2025, 2 years ago
Don't know if it's just me but the sound on this video is just a recording of Beethoven's Moonlight Sonata - can you please fix!
Read More →18th October 2024, 2 years ago
It's a matter of shopping around. When you factor the fees into the "effective rate" you sometimes get interesting results. I was quite happy to pay a 5% fee to my lender for a 5-year fixed rate as the net...
Read More →15th October 2024, 2 years ago
I had a similar dilemma three years ago when refurbishing a rental flat. The old storage heaters would have given me a higher EPC but are not popular with tenants, being unsightly and fiddly to control, and also of less...
Read More →19th July 2024, 2 years ago
p.s. I have also had standing charges cancelled where I could show that there was zero use. However if there is even a slight use the standing charges would usually apply.
Read More →19th July 2024, 2 years ago
The invoices/bills can't be enforced without meter readings. Call up the suppliers, who may not be aware of the relevant facts (invoices are often auto-generated). Ask them to confirm any meter readings, and take it from there... In my experience...
Read More →Showing 20 of 23 comments