100 homes in 3 years. That's some serious cash they are sitting on... I think local authorities should do the same. I think that Crisis has spotted that it's becoming increasingly difficult for landlords and this posing a serious threat...
I think there is a sentiment in these first few comments, basically from seasoned landlords who don't watch TikTok or FaceBook. There seems to be a growing trend of people saying how "easy" it is to make money out of...
It’s not a surprise. I expect we will see more of this as landlords exit. Which council is this? My local council accused me of running an unlicensed HMO and when I spoke to them and said if the tennant...
Reply to the comment left by Cider Drinker at 19/12/2024 - 15:16If they go up I’m selling. I’m breaking even and hoping for some reductions. If I do sell I will be evicting the tenants, refurbishing and selling.
Reply to the comment left by Monty Bodkin at 18/10/2024 - 09:04Indeed they are now. I should have added “over the last 2 years”. Maybe a lot of people are in the same boat with 2 year deals taken, after...
Not really that good. Typical real costs on the link are over 8% for a 75% LTV. Another smoke and mirrors exercise by lenders in a niche market to take advantage of the PRS.
I've said this before. EPC's are at best an indication and at worst a rip off. When I bought a flat for myself the EPC said something about a gas boiler, which was interesting as the flat was all electric....
EPC is a SCAM. Not worth the paper it's written on. I bought a flat (for myself) and the EPC talked about my gas boiler... it was an all electric flat. This basically meant they had not even bothered to...
For HMO’s I think that licencing is essential. Protects you and the tenant. Yes it can be a pain and bizarrely it can be different from council to council, however, when done properly the only issue is the additional cost,...
Reply to the comment left by Reluctant Landlord at 13/06/2024 - 11:27I don't think Landlords are passing on all their costs. My mortgages doubled and now I breakeven even though I put up the rent 20% - I am still...
It’s good to have an article with lots of backed up numbers and sensible observations. I too am a numbers man and have been watching things very closely. Agree that the inflation rate is likely to go up but also...
I agree with Bristol Landlord. You need to research very carefully and follow the regulations to the letter or risk a chunky fine. There is usually guidance on the local authorities website on minimum standards which can be quite detailed...
I have limited companies but the lenders negate limited liability by making you sign a personal guarantee. Whilst I find it better for all the other points you mention I can't see how you limit liability. It has always been...
Reply to the comment left by Easy rider at 09/12/2023 - 10:12Show me a 10 year period where prices have gone down... Of course capital at risk, just like the stock market, which you have no control over. If you...
11th November 2025, 5 months ago
100 homes in 3 years. That's some serious cash they are sitting on... I think local authorities should do the same. I think that Crisis has spotted that it's becoming increasingly difficult for landlords and this posing a serious threat...
Read More →Reply to comment left by Stuart Blackbourn at 21/09/2025 - 20:56
Reply to the comment left by Stuart Blackbourn at 21/09/2025 - 20:56Hi Stuart Where are they, I could be interested. Thanks Mark
Read More →Reply to comment left by Frank Jennings at 21/09/2025 - 21:48
Reply to the comment left by Frank Jennings at 21/09/2025 - 21:48Hi Frank Sorry for the slow reply. Where is the property? Thanks Mark
Read More →19th September 2025, 7 months ago
If anyone reading this is in the 39% reply to this comment. I am looking to expand. Thanks in advance
Read More →11th June 2025, 10 months ago
I think there is a sentiment in these first few comments, basically from seasoned landlords who don't watch TikTok or FaceBook. There seems to be a growing trend of people saying how "easy" it is to make money out of...
Read More →4th June 2025, 10 months ago
Maybe he should take the 75m borrow 225m (75% LTV) and buy a few thousand properties..
Read More →Reply to comment left by David Price at 02/04/2025 - 13:39
Revenge is a dish best served cold.
Read More →Reply to comment left by David Fox at 31/01/2025 - 09:44
It’s not a surprise. I expect we will see more of this as landlords exit. Which council is this? My local council accused me of running an unlicensed HMO and when I spoke to them and said if the tennant...
Read More →Reply to comment left by James Brand at 19/12/2024 - 07:41
Sitting pretty. Being leveraged used to make sense, now it makes no money, because of eye watering rates. Congratulations!
Read More →Reply to comment left by Simon Gear at 19/12/2024 - 15:16
Reply to the comment left by Cider Drinker at 19/12/2024 - 15:16If they go up I’m selling. I’m breaking even and hoping for some reductions. If I do sell I will be evicting the tenants, refurbishing and selling.
Read More →Reply to comment left by Monty Bodkin at 18/10/2024 - 09:04
Reply to the comment left by Monty Bodkin at 18/10/2024 - 09:04Indeed they are now. I should have added “over the last 2 years”. Maybe a lot of people are in the same boat with 2 year deals taken, after...
Read More →17th October 2024, 1 year ago
Not really that good. Typical real costs on the link are over 8% for a 75% LTV. Another smoke and mirrors exercise by lenders in a niche market to take advantage of the PRS.
Read More →16th October 2024, 1 year ago
I've said this before. EPC's are at best an indication and at worst a rip off. When I bought a flat for myself the EPC said something about a gas boiler, which was interesting as the flat was all electric....
Read More →30th September 2024, 2 years ago
EPC is a SCAM. Not worth the paper it's written on. I bought a flat (for myself) and the EPC talked about my gas boiler... it was an all electric flat. This basically meant they had not even bothered to...
Read More →17th June 2024, 2 years ago
For HMO’s I think that licencing is essential. Protects you and the tenant. Yes it can be a pain and bizarrely it can be different from council to council, however, when done properly the only issue is the additional cost,...
Read More →Reply to comment left by DSR DSR at 13/06/2024 - 11:27
Reply to the comment left by Reluctant Landlord at 13/06/2024 - 11:27I don't think Landlords are passing on all their costs. My mortgages doubled and now I breakeven even though I put up the rent 20% - I am still...
Read More →25th May 2024, 2 years ago
It’s good to have an article with lots of backed up numbers and sensible observations. I too am a numbers man and have been watching things very closely. Agree that the inflation rate is likely to go up but also...
Read More →19th March 2024, 2 years ago
I agree with Bristol Landlord. You need to research very carefully and follow the regulations to the letter or risk a chunky fine. There is usually guidance on the local authorities website on minimum standards which can be quite detailed...
Read More →13th February 2024, 2 years ago
I have limited companies but the lenders negate limited liability by making you sign a personal guarantee. Whilst I find it better for all the other points you mention I can't see how you limit liability. It has always been...
Read More →Reply to comment left by Andrew Pearson at 09/12/2023 - 10:12
Reply to the comment left by Easy rider at 09/12/2023 - 10:12Show me a 10 year period where prices have gone down... Of course capital at risk, just like the stock market, which you have no control over. If you...
Read More →Showing 20 of 47 comments