0:03 AM, 17th May 2023, About 7 months ago 4
Hello, I have a serious concern about Michael Gove who is practising divide and conquer between landlords and tenants. If a landlord can no longer evict a tenant via a Section 21 notice, then I believe that they won’t be able to submit a claim via their landlord’s house insurance as my policy states that they won’t cover the landlord unless the landlord has evicted the tenant via a section 21 or another form of notice.
I have had to use Section 21 Notices to evict tenants who were upsetting my neighbours, running a business from the house and not looking after it. They refused to let me in after the pandemic.
No neighbour would give any evidence as they feared the tenant and it would mean if they sold up, they would have to legally report to their buyer that they were in conflict with the next-door tenants. So, their house sale would probably collapse.
The tenants eventually left, but I had £10k worth of damage to my house. I only got back £1,800 from the TDS scheme. The government have several billion of tenant’s money in this scheme. They soon won’t have!
My insurance costs have doubled since the pandemic when the government banned evictions!
Will our insurance policies either not cover us due to the Renters Reform Bill changes, or will they put up the insurance costs?
Has the insurance industry been consulted about this?