Landlords Insurance
Blogs and opinions of Landlord Insurance written by landlords for landlords. Read these before you buy landlords insurance
Holiday Lets and Airbnb – What’s Covered and What’s Not
Short-let properties are not the same as standard buy-to-lets from an insurer’s point of view. Higher guest turnover, longer unoccupied...
Supported Living and Care Sector Tenants – Insurability Issues
Supported living and care sector arrangements are increasingly popular among landlords, with specialist providers offering long leases...
Student Let Landlord Insurance – What You Need to Know
Letting to students can be highly profitable, but it comes with a unique set of risks. Higher tenant turnover, seasonal voids, and...
HMOs – Do You Need Different Insurance?
Houses in Multiple Occupation (HMOs) carry different risks from standard single-lets. Multiple unrelated tenants, higher footfall,
Malicious vs Accidental Damage in Landlord Insurance
One of the most misunderstood areas of landlord insurance is the difference between malicious damage and accidental damage. Landlords...
Fire in a Rental Property – How Insurance Responds
A fire in a rental property is every landlord’s nightmare. Aside from the immediate safety concerns, fires can trigger complex claims...
Case Study: A Burst Pipe in Winter – Who Pays?
Winter is one of the riskiest times for landlords. When temperatures drop, pipes can freeze and burst, causing widespread water damage.
The Most Common Landlord Insurance Claims in the UK
Insurance is about protecting against the unexpected, but in practice, landlord claims tend to fall into a handful of categories.
Buildings vs Contents vs Combined Landlord Insurance
One of the most common questions we hear from landlords is whether they need buildings insurance, contents insurance, or a combined...
What Landlord Insurance Actually Covers (and What It Doesn’t)
Landlord insurance is essential, yet many property investors are unsure what it really covers. Some assume a standard home policy...
Enhanced landlord insurance for Renters’ Rights Bill
Goodlord is boosting its rent protection and legal expense insurance, aiming to shield landlords from the complexities being introduced...
Paymentshield enhances tenant’s contents cover for pet damage
Insurance provider Paymentshield has revamped its tenant contents policy ahead of the Renters’ Rights Bill which will restrict...
Landlords offered pet damage insurance ahead of Renters’ Rights Bill
A new landlord pet damage policy, called ‘Not for Lions’, has been unveiled to protect landlords’ rental properties.