Universal Credit claimants should manage their own finances – Government

Universal Credit claimants should manage their own finances – Government

Tenant carrying a heavy rent burden beside the Houses of Parliament, illustrating Universal Credit rent payment responsibility.
9:01 AM, 20th July 2026, 2 weeks ago 13

The government has claimed tenants on Universal Credit remain responsible for rent payments.

In a written parliamentary answer, the government confirmed that if tenants get into arrears, rent payments may be sent directly to their landlord.

Universal Credit is typically paid once a month directly to the claimant, who is then responsible for paying the landlord. However, the landlord can request a Managed Payment to Landlord (MPTL) as part of an Alternative Payment Arrangement (APA).

UC claimant should manage their own finances

In a written parliamentary question, Liberal Democrat MP Joshua Reynolds asked: “What assessment has the government made of the adequacy of protections for private landlords where Universal Credit housing costs have been paid to tenants but the rent has not subsequently been paid to the landlord”.

In response, Stephen Timms, minister for social security and disability, said: “The default position in Universal Credit is that claimants should manage their own finances, including payment of their rent. This encourages self-reliance and eases the transition back into work.

“Where a claimant is vulnerable or if they get into arrears, rent payments may be sent direct to their landlord, on their behalf. Decisions related to direct payments of rent must be based upon the claimant’s best interests.

“Tenants remain responsible for their rental liabilities, even where payment goes straight to their landlord.”

Tenants left in tears

As previously reported by Property118, the Department of Work and Pensions (DWP)  sparked fury as Universal Credit (UC) applicants face extensive demands to confirm their eligibility.

One landlord told Property118 that some of his tenants have been “left in tears” as they can not comply with the list of demands.

One of the demands asks to see a full-body picture including the feet of the tenant standing in the doorway of the property.


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Comments

  • Member Since December 2025 - Comments: 18

    11:44 AM, 21st July 2026, About 2 weeks ago

    Reply to the comment left by DPT at 20/07/2026 – 11:22
    Yes that’s true and it’s quite right that rent is optional so the tenant’s can spend their rent allowance on big telly’s booze and whatever illegal substances they want with any redress or consequences whilst landlords provide rent free accommodation and get 7 figure fines from the state.

  • Member Since January 2015 - Comments: 1548 - Articles: 1

    7:55 AM, 25th July 2026, About 1 week ago

  • Member Since August 2013 - Comments: 152

    10:39 AM, 25th July 2026, About 1 week ago

    Reply to the comment left by Judith Wordsworth at 07:55
    Post April 2009 – HB Reg 101(2)
    4.20 From 06 April 2009, HB Reg 101(2)/(SPC) 82(2) was amended to clarify the legislative intent. It states that an overpayment:
    which was not caused by a misrepresentation, failure to disclose information or an official error is recoverable from both the claimant and the person to whom it was paid (landlord/agent)
    which was caused by a misrepresentation or a failure to disclose information, is only recoverable from any person who misrepresented or failed to disclose that information. This could be the claimant, a person to whom it was paid (landlord/agent) or both
    which was caused by an official error, is recoverable from any person who could reasonably have been expected, at the time of the payment or any notice relating to the payment, to realise that it was an overpayment. This could be the claimant, person to whom it was paid (landlord/agent) or both
    So where the overpayment occurs because the claimant (tenant) misrepresents their true position e.g. doesn’t disclose who is living with them, doesn’t mention they’re working or fails to disclose capital, the fact they’ve started to work, or vacate the property for good without notifying their landlors, any overpayment arising from their failure or misreprestation is recoverable from the claimant.

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