Page 46 – Property118
Wealthy investor lounging on piles of cash above two rental homes, symbolising profit-driven landlords replacing smaller ones

Small landlords will be forced out of PRS and replaced by money-motivated landlords

6th January 2026

Small landlords who care about their tenants will sell up in 2026 and be replaced by “money-motivated landlords” due to new regulations, claims legal experts. The Daily Telegraph reports mounting regulations, such as the Renters’ Rights Act, will see small landlords exit due to high costs and increased council powers. Under the Renters’ Rights Act, […]

Judge’s gavel beside stacked coins and a house, symbolising legal support for tenants facing eviction

Government pledges millions of pounds in free legal support for tenants

6th January 2026

The government has announced £20 million in legal support and advice for tenants facing eviction. The government claim the funding will help those at risk of eviction and debt to “get the help they need before they end up in court”. Propertymark says long-term reform of the housing justice system is needed to tackle the […]

Model house in a shopping trolley with a Scottish flag symbolising affordable housing purchases in Glasgow

Scotland’s largest landlord is buying homes for social rent

6th January 2026

Scotland’s biggest registered social landlord has begun buying homes across Glasgow to boost the city’s supply of affordable housing. Wheatley Homes Glasgow is using funding from the Scottish Government and backing from Glasgow City Council. The programme will see each property being refurbished before being offered at social rent to households facing urgent need. The […]

Chart showing variable rate mortgage tracking the UK base rate with house model, keys and cash on a desk

Paragon launches base rate tracker BTL deals as Aldermore cuts rates

6th January 2026

Paragon has rolled out a new range of bank base rate tracker buy to let mortgages, pitching them as a more flexible option for landlords navigating a shifting interest rate landscape. The products track the Bank of England base rate and crucially come with no early repayment charges. That means landlords can move away at […]

Landlord holding a clipboard showing “Joint Tenancy Agreement” crossed out, highlighting tenancy status concerns

Tenant refuses to sign joint tenancy agreement?

6th January 2026

Hello, My tenant, aged 60, moved into the property in May 2022 as a sole tenant.  He has been a good tenant and the house is kept in good condition. I became aware his girlfriend had moved in around April 2025 when I did an inspection visit. We had a discussion about the need to […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Underinsurance and the Average Clause – Avoiding Reduced Payouts

6th January 2026

Underinsurance is one of the most expensive mistakes a landlord can make. If your sum insured is too low, insurers can apply the average clause and reduce any claim in the same proportion that you are underinsured. The reduction can hit every part of the claim – buildings repairs, contents, and sometimes loss of rent […]

Online landlord licensing forms slammed as council advertises on the Tube

5th January 2026

A London council has been accused of poor timing and clumsy execution after landlord licensing adverts appeared across the Tube network before an early bird discount ends. One Property118 reader, Richard, questioned the coincidence, saying: “Wandsworth council has posted landlord licensing ads on the Tube, just days before the ‘early bird’ offer expires! Coincidence?” According […]

Chalk-drawn house price chart with a turtle symbolising slow but steady UK housing market growth

House price growth slowed at the end of 2025 – Nationwide

5th January 2026

UK house price growth lost pace at the end of 2025, with annual inflation slowing to 0.6% in December from 1.8% a month earlier, Nationwide’s latest index reveals. The average home is now worth £271,068 and the slowdown marks the weakest annual rate since April 2024. In comparison, prices were rising at 4.7% in December […]

BTL Mortgage Blog featured image showing a house, key, calculator, percentage sign and pound coins on a teal background.

The Role of Mortgage Brokers in Securing Buy-To-Let Finance

5th January 2026

In 2026, mortgage brokers play a more important role than ever in helping landlords navigate the complex buy-to-let market. With stricter affordability rules, changing lender appetites and new product innovations, going directly to lenders is rarely the most effective option. This article explains why specialist brokers matter, what they can do that landlords often cannot, […]

Modern bedroom with wooden bed frame and soft blue bedding representing spare room rental potential

Lodger supply slows as calls grow to raise Rent a Room tax threshold

5th January 2026

Rental stock from households taking in lodgers is barely rising despite intense pressure across the housing market, research reveals. Growth in the number of rooms available to rent in people’s homes increased by just 1.5% in the past year. Previously, it had surged by 19%, the flatshare platform SpareRoom says, and it now wants a […]

UK map highlighting regional house price growth and market performance

Unexpected hotspots drive house price growth

5th January 2026

Some areas of the UK have outperformed the wider market, showing strong house price growth, according to new figures. Research by eXp estate agents reveals that, despite periods of uncertainty surrounding the Autumn Budget, the housing market has remained resilient, with certain areas experiencing notable price increases. According to the data, the average UK house […]

Red model houses stacked on coins representing property investment and rental market finances

Two-thirds of landlords plan to invest despite Budget concerns

5th January 2026

Two-thirds of the UK’s landlords are still planning to invest in the PRS this year, even as uncertainty over tax and costs weighs on confidence, a new survey reveals. Lendlord’s latest research reveals that 66% of landlords intend to acquire, refinance or refurbish properties in 2026. Acquisition tops the list of planned actions, with 23% […]

Promotional banner for the Virtual Property Exhibition 2026 featuring UK property experts

2026 Is a Turning Point for Property Investors

2nd January 2026

The UK property market is changing in ways that matter. Legislation is tightening, lending conditions are shifting, and the margin for error is smaller than it has been for many investors in years. Strategies that worked before now need adjusting. 2026 will favour property investors who are informed, prepared, and willing to adapt early. Why […]

Knight-themed Landlord Crusader logo symbolizing landlord advocacy

2026: The year landlords finally lose their nerve

2nd January 2026

Well, thank goodness 2025 is over! It was bumpier than even I imagined but what will 2026 bring? More of the same, I fear. I think 2025 will go down as the year the UK’s private rented sector finally cracked, not because of one single blow, but because the cumulative weight of bad policies, hostile […]

2026 rent increase concept with rising arrow over stacked coins and family homes

Regulation and rising costs will push rents higher in 2026

2nd January 2026

Rent rises and increased costs for landlords due to regulatory changes will dominate 2026, according to an estate agent. Jackson-Stops predicts 2026 will see rent increases as the Renters’ Rights Act comes into force on 1 May 2026. The estate agents also believe house prices will increase between 2% and 3%. Cumulative impact of regulatory […]

A businessman stamping papers, Selective licensing

Major expansion of London council’s selective licensing scheme

2nd January 2026

Another London council is preparing to roll out a major expansion of its landlord licensing scheme from March, even though it had claimed that ‘the majority of landlords do a good job’ before the consultation began. The announcement comes after recent similar decisions by Wandsworth, Islington and Westminster City Council, plus consultation announcements in Croydon […]

House price trend illustration showing paused market with interest rate symbol and stacked coins

House prices pause after seasonal bounce

2nd January 2026

House prices remain subdued across England and Wales as uncertainty from the Autumn Budget continues to weigh on the market. e.surv house price index reveals average house prices £352,498, 4% lower than a year ago. The announcement in the Autumn Budget on council tax surcharge on homes above £2 million will hit homes in London […]

Rising property values shown through increasing house icons and an upward market trend line

Landlords set for a steady 2026 as mortgage and rental markets stabilise

2nd January 2026

UK property is heading for a year of modest gains rather than dramatic swings, with fresh forecasts for 2026 pointing to subdued growth in both prices and rents as confidence cautiously returns. Chestertons expects rents to rise by 2% in Greater London next year and 3% in the priciest postcodes. It says that strong tenant […]

Gavel beside a sign reading “Delayed,” symbolising court backlogs affecting landlord possession cases

Court delays persist despite government claims of progress

2nd January 2026

The government claims it has made significant progress in tackling the court backlog, despite landlords often waiting months to regain possession of their properties. In response to a written question, Courts Minister Sarah Sackman claimed the government is promoting early dispute resolution to help reduce unnecessary demand on the courts. However, an industry body has […]

Image of a hand holding a megaphone and a sign saying Homes for us to illustrate a story about a tenants housing union

New tenants’ housing union set to challenge landlords and government

31st December 2025

Campaigners are preparing to launch a national housing union next year, saying it will give social and private renters, and leaseholders, the strength to challenge poor conditions and rising rents. Suzanne Muna, the secretary of the Social Housing Action Campaign (SHAC) said the aim is to create something that will ‘reshape the landscape’. She believes […]