Page 47 – Property118
Concerned landlord reviewing notice about fines under the Renters’ Rights Act

Anti-landlord policy U-turns abroad spark warnings for the UK

31st December 2025

New Zealand and Portugal have U-turned on rental rules after stricter laws triggered huge landlord exits, prompting calls from experts for Labour to rethink its reforms. The Daily Telegraph reports that New Zealand has reinstated no-fault evictions. The previous ban, introduced in 2020 under Premier Jacinda Ardern, led to a supply squeeze that forced ministers […]

Toy house in sand with energy efficiency rating icon representing EPC rules for holiday lets

No final decision on EPC requirements for short-term holiday lets

31st December 2025

The government has said no final decision has been made over whether short-term holiday lets will be included in energy performance certificate (EPC) targets. The government has proposed, but not yet made law all private rented properties will need to meet EPC C targets by 2030 and 2028 for new tenancies. The government claim they […]

Wooden block house breaking apart under sunlight, symbolizing instability in rental housing laws

2025’s sweeping housing reforms sees landlords prepare for change – Propertymark

31st December 2025

Millions of people across the UK have seen the rules around renting, buying and managing homes shift rapidly this year, Propertymark says. Major legislation has begun reshaping rights for tenants, tax thresholds for buyers and safety obligations for property owners. The laws have helped mark 2025 as one of the most significant moments for housing […]

Contractor in protective gear removing mouldy wallpaper from a damp rental property wall

Government vows to tackle damp and mould in PRS

31st December 2025

The government says it is committed to making rented homes safe and free from damp and mould. In answer to a written question, Housing Minister Matthew Pennycook says extending Awaab’s law to the private rented sector and a Decent Homes Standard will improve the safety of rental properties. Awaab’s law is set to come into […]

Foxtons lettings director in business suit discussing London rental market trends

London rent rises ease but tenant competition intensifies

31st December 2025

London’s lettings market remained lively in November as more tenants chased fewer available homes, despite the usual year-end cool down. New figures from Foxtons show the ratio of renters to each new instruction rose 5.1%, climbing from 8.9 to 9.4 applicants per listing. The firm says that the rise suggests competition is holding up, even […]

Commercial Finance Blog featured image showing buildings, factory, handshake, loan document, calculator, pound sign and growth bars on a teal background.

How One Landlord Restructured £5m of Debt with Commercial Finance

31st December 2025

Large portfolios can generate significant income – but they also carry significant debt. Managing that debt effectively is crucial to maintaining cash flow and long-term sustainability. This case study shows how one landlord successfully restructured £5m of borrowing using commercial finance, reducing pressure and securing a stronger financial footing. The Challenge A landlord owned a […]

High-rise building with external cladding partially removed during safety inspection and remediation monitoring

Fewer high-rise buildings moving into cladding remediation

31st December 2025

Despite more high-rise buildings being monitored for cladding, few are entering remediation. Property Inspect is now urging the government to do more and is calling for a national remediation tracker to show live updates for each building. The news comes as the government have announced targets to fix all unsafe cladding by 2029.  Momentum on […]

PRS Database shield over selective licensing document highlighting landlord regulation changes

Government insists selective licensing and PRS Database serve different purposes

30th December 2025

A peer has raised concerns over the potential overlap between selective licensing schemes and the upcoming Private Rented Sector (PRS) Database. In a written question, Lord Truscott asked whether the government has assessed whether the PRS Database, to be introduced under the Renters’ Rights Act, would duplicate existing selective licensing schemes. However, the government has […]

Couple sitting on a sofa with moving boxes and a cracked divide, representing tenancy changes and HMO risk

Unenforceable HMO mortgage rules?

30th December 2025

Most lenders on HMOs require that all occupants be on one joint AST, rather than one AST per room. I am wondering if this rule might be unenforceable, especially with the Renters’ Rights Act, because of anti-tenant and perhaps “unfair” effects of such rules: 1. HMO tenants on one AST are likely to be joint-and-severally […]

Boiler with icons representing gas and electric options for choosing a heating system in new flats

Boiler replacement issue – what do you think?

30th December 2025

I own a flat which I have rented out for over ten years. I have good tenants and an agent who has managed it day-to-day since the start and who I’ve been happy with. I also keep in contact with the tenants and visit every six months or so to check they are happy and […]

Why leasehold enfranchisement and Right to Manage recommendations must be enacted

30th December 2025

Article by Katherine Simpson, Partner at Edwin Coe LLP The objectives of the Draft Leasehold and Commonhold Reform Bill involve enacting the remaining Law Commission recommendations on leasehold enfranchisement and Right to Manage. What issues will this present to professionals and their clients? In July 2020 the Law Commission published three reports containing over 100 […]

Digital house model overlaid with market data representing UK house prices in 2025

2025 most stable year for house prices – Halifax

30th December 2025

2025 was the most settled year for UK house prices over the last decade, with property prices expected to rise modestly in 2026. Halifax housing market review reveals the average UK house price is now £299,892, a new record high. This compares to £297,671 a year ago, an increase of £2,221. Property prices have so […]

Model house on stacked paperwork with cash and pen, symbolising rent repayment orders and housing benefit enforcement

Rent repayment orders expanded to protect benefit tenants

30th December 2025

A government pilot allowing councils to use rent repayment orders to recover misused housing support payments is set to be expanded. The Department for Work and Pensions, alongside the Ministry of Housing, Communities and Local Government, works with local councils to identify benefit-claiming tenants living in unlicensed properties, with landlords facing rent repayment orders from […]

UK map highlighting Plymouth and other regions with rising and falling house prices in 2025

Revealed: UK housing hotspots of 2025

30th December 2025

Lloyds has revealed its 2025 housing hotspots, with most regions across the UK seeing rising house prices. Plymouth recorded the steepest annual increase in house values, up 12.6%. House prices also rose across Yorkshire and the Humber, while the South East saw property values fall. Plymouth saw the strongest house price growth According to the […]

Landlord Insurance Blog featured image showing a house, shield, umbrella, policy document, tick and pound coins on a teal background.

Non-Disclosure and Misrepresentation – Why Insurers Decline Claims

30th December 2025

One of the most frustrating experiences for landlords is having an insurance claim declined. In many cases, the reason is non-disclosure or misrepresentation at the point of purchase or renewal. Put simply, insurers expect you to provide accurate information about the risk. If key facts are omitted or misstated, they may reduce a payout or […]

Person reviewing housing benefit figures with a magnifying glass, paperwork and calculator on desk

Government claim LHA rates will remain under review despite freeze

29th December 2025

The government claim it will keep Local Housing Allowance (LHA) rates under review. In answer to a written question, Homelessness Minister Alison McGovern says the government is working to support private renters with their rent. The news comes after the government froze LHA rates for the second year in a row in the Autumn Budget. […]

Rachel Reeves announces the 2026 Spring Statement with a UK flag backdrop and 2026 graphic

Government announces date for Spring Statement

29th December 2025

The Chancellor Rachel Reeves has announced the Spring statement will take place on 3 March 2026. Ms Reeves has asked the Office for Budget Responsibility to prepare an economic and fiscal forecast. The news comes after the Autumn Budget in November, which raised tax rates on dividends, property, and savings income by 2 percentage points. […]

Fire spreading from a flat window in a residential block where no smoke alarm is installed

Fires soar in purpose-built flats without smoke alarms

29th December 2025

More than 1,200 fires broke out in purpose-built flats over the past year where no fire alarms were installed, according to new data. Findings from Drax Technology reveal London recorded the highest number of fires. The firm analysed incident data reported by Fire and Rescue Services across England, covering purpose-built flats of all sizes between […]

Renter opens bedroom curtains as Wales flag and rising cost graphics highlight increasing room rents

Wales sees sharp rise in room rents

29th December 2025

Room rents in Wales have soared nearly three times more than the average room rent across the UK over the past year, according to new research. Data from SpareRoom reveals that room rents in Wales have risen by 40% over the past five years, from £419 to £586 per month, compared with a 28% increase […]