I have a small property portfolio and also insurance policies for my home, car, horsebox, pets etc etc. Each policy offers the addition of legal fees for around £35. I suppose my first question is, how necessary is this insurance for rental properties? I’ve never needed to make a claim (if I had a policy), […]

I am a landlord and have forfeited a commercial lease, but my tenant has applied for relief from forfeiture. We are still waiting for a court date, however, the council is now pursuing me for business rates. I have explained that the tenant has applied for relief from forfeiture and sent the council the court […]

I’ll briefly set the scene: I am one of 13 leaseholders in a block of flats. There is a block management company with 4 directors, 3 of whom are leaseholders (me being one). In addition, there is a managing agent appointed by the freeholder. One of the directors of the managing agent is the 4th […]

Fred Harrison has been quoted in the Daily Mail and This Is Money as the British author and economic commentator who correctly predicted 1990 and 2008 property price crashes. Harrison is now predicting house prices will continue to rise until a crash happens in 2026! What does everyone else think? Harrison claims he has mapped […]

Many people will have heard on the radio over the Bank Holiday weekend reports about the eviction ban ending. A Joseph Rowntree Trust claim that 800,000 households face losing their homes was repeated throughout the day. Not once did Radio 4 or Times Radio mention rent arrears. Not once did they say that many landlords […]

Hi, We recently acquired a flat (no mortgage) – the flats we wanted do not come on the market very often, so we have bought it around 5 years before we are ready to exit London and move into it. We have no intention of buying more properties. So I am an Accidental landlord. We […]

The latest Nationwide House Price index released for May is showing double-digit annual house price growth of 10.9%, the highest level in nearly seven years. The new record average house price now stands at £242,832, up £23,930 over the past year. Prices are also up 1.8% month–on–month, following a 2.3% rise in April. Robert Gardner, […]

Hi everyone. I live in my house in Wales and currently have two lodgers sharing my house and am thinking of taking a third, which would make a small HMO. I’ve checked with my local authorities and I don’t need an HMO licence, but does anyone know what my legal obligations are aside from having […]

Shelter claims the lifting of the current ban on evictions by bailiffs on the 1st of June will leave thousands of private renters across England facing eviction this summer. Shelter has released new research on insecurity in the PRS it claims to show: 1.8 million private renting adults in England (22%) are worried they will […]

The Ministry of Housing, Communities & Local Government has released its latest guidance for landlords and tenants in the PRS to explain the possession action process in the county courts in England and Wales. Click Here Due to coronavirus (COVID-19): In England: From 1 June 2021: – Notice periods must be at least 4 months […]

Hey 118ers, My roof decided to unzip and drip through into one of the bedrooms which has caused quite severe damage to the roof, ceiling and flooded the boiler causing it to become faulty. The tenants phoned me straight away, and they did their best to save the carpets and their own belongings but unfortunately […]

Hi All, I currently have a multi premise policy with British gas to cover gas, plumbing, drainage and electric for around 10 properties (all residential). I have had multiple issues with them such as not turning up, taking months to respond to a complaint and telling me my complaint had been resolved when it hadn’t, […]

With  the UK government ending its eviction ban today and tapering down emergency measures from June the Law Society of England and Wales president, Stephanie Boyce, said: “The Covid-19 pandemic has been a testing time for landlords and tenants alike. As we mark the end of the eviction ban, we urge the UK government to […]

Property Investors ponder over whether HMO or Single Let is the best strategy for Buy To Let? The answer may surprise you! Please click on the video below:

Thousands of private renters who have built arrears during the pandemic face problems finding an alternative home because of damage to their credit scores according to a new survey. With the Government refusing to support tenants and landlords in tackling COVID related arrears, this research finds that approximately 210,000 tenants may face severe difficulties in […]

I’ve just received a letter from the Information Commissioner’s Office, Wilmslow addressed to our Management Company informing us that most companies need to pay a fee of between £40-£60 a year. It says if you are liable and have not paid a fine of £4,000 could be issued. Apparently, they have checked our records, and […]

In England, the ban on most bailiff-enforced evictions comes to an end on Monday, while the notice period landlords need to give tenants will be reduced from six to four months. Citizens Advice are reporting an increasing number of private tenants are turning to them for help. Polling conducted by ICM Unlimited for Citizens Advice […]

For once, well organised Landlords are threatening to take the council to the High Court over plans to expand a housing licensing scheme. York Residential Landlords Association claim City of York Council’s proposals are “unlawful and irrational”. The council’s legal team is considering a solicitor’s letter from the landlords’ association, a spokesperson said. A consultation […]

Propertymark’s latest Housing Market Report has indicated that a record 32% of properties sold for more than the original asking price. This smashes the previous record back in May 2014 of 19%. Propertymark Chief Policy Advisor, Mark Hayward, said: “It is phenomenal to see demand for housing breaking records, as house buyers continue to fuel […]

An elderly family member has rented a property to a council tenant for 20 years plus. My relative hasn’t managed it well and is owed £8,000 in missed rent payments. As my relative is ‘slightly’ at fault (in my view), I agreed to let the tenant repay monthly, without interest. My question is that I […]

I’m in the process of buying a house and in the conveyancing process, and it has appeared that there is a dispute between a neighbour and this property on a very large cherry tree that sits in the corner of this garden, but had grown to cover theirs, too. The neighbours have insisted that it […]