Property118
Gold vault with bars and key beside rental homes symbolising property equity and inheritance tax planning

BR Investments: The trade most landlords never consider

10th April 2026

Many landlords only start thinking about this when they are already in their 60’s and above, and by then, some of the options are already close to closing. The recent Property118 landlord survey revealed that many established landlords have very low LTV’s across their rental property portfolios, and some have no borrowing at all, but […]

Renters Rights Act risk concept with model house, eviction notice, and insurance protection shield

Renters’ Rights Act: risk minimisation

10th April 2026

Like it or not, the Renters Rights Act is just weeks away now, so for those of us who have not already completely sold up, we need to take this seriously. The Renters’ Rights Act has left landlords feeling betrayed, exposed, and, in many cases, trapped, but there is a way for landlords to reduce […]

Letting agent reacting to suspended account message on laptop screen

EXCLUSIVE: SpareRoom suspends HMO agents over automation tool use

10th April 2026

Letting agents handling thousands of HMO rooms on behalf of landlords across the country were abruptly locked out of SpareRoom last week after the platform suspended dozens of professional accounts without warning. The platform said their use of automation tools is a breach of its terms. Emails sent to affected users said accounts would remain […]

BTL Deals logo inside a glowing house outline held in a hand, symbolising buy to let mortgage options

Nottingham BS and ModaMortages boost buy to let ranges

10th April 2026

Nottingham Building Society has extended its maximum buy to let mortgage term to 40 years and opened lending to first-time landlords, reshaping its criteria in several areas at once. The previous 35-year cap has been lifted, with the mutual pointing to greater flexibility for landlords structuring borrowing, particularly where longer terms influence affordability and repayment […]

Tenant leaving apartment building with eviction notice sign and belongings piled outside in London housing crisis

Landlords accused of rushing evictions ahead of Renters’ Rights Act

10th April 2026

Charities claim an eviction surge is under way as landlords rush to evict tenants before the Renters’ Rights Act takes effect. Tenant group Acorn told the Guardian that Section 21 evictions accounted for one in five reports from members in October, rising to nearly one in three by January. The news comes ahead the Renters’ […]

Model house with British pound notes representing rising UK rent and mortgage costs

Landlords squeezed by rising costs as they exit the market

10th April 2026

A property expert has warned that new landlords are not entering the market due to rising borrowing costs. Nick Neale, chief executive of online estate agents Emoov, said mortgage rate uncertainty has impacted landlords’ confidence in entering the market. The news comes as the Bank of England has warned the UK economic outlook has “deteriorated.” […]

Homeless man sleeping on pavement in Glasgow with Scottish flag in background

Scotland’s housing emergency deepens amid failing homelessness services

10th April 2026

More than half of people in Scotland (54%) live in areas with failing homelessness services, new research by Shelter Scotland claims. Data by the charity reveals 2.9 million people in Scotland live in an area where the local authority does not have a fully functioning homelessness service, meaning they are not guaranteed access to housing […]

Most landlords now debt-light, with majority below 50% LTV

10th April 2026

A widely held assumption about the private rented sector is that landlords are highly leveraged and therefore vulnerable to interest rate movements. The latest data suggests a different picture. According to the Property118 Landlord Sentiment Survey Q1 2026, most landlords are now operating with relatively low levels of borrowing. Based on 2,380 completed responses, a […]

Key workers sitting on a London street with signs about rent struggles beneath a “To Let Rent Increase” notice

Mayor of London urged to take action as key workers struggle with rent

10th April 2026

Renting in London is now unaffordable for key workers, as a tenant group urges the Mayor of London to do more to tackle soaring rents. Research by Generation Rent reveals teachers, nurses and bus drivers would struggle to rent the average one-bed home in most London boroughs. Generation Rent is calling on London Mayor Sadiq […]

Semi-detached house with large garden and allotment alongside text asking whether to sell a rental property worth £200k with £900 monthly income.

Do I sell up and leave the PRS?

10th April 2026

Hi, I’m a one rental property owner, a lovely 3 bedroom semi, rendered to EPC C with an allotment and large gardens based in Yeadon, Leeds. I own it outright and have done for 7 years, it returns £900 per month. I’ve a feeling it’s reached it’s full price potential and will need a new […]

Rent repayment notice with cash, house keys and documents symbolising landlord penalties

Tenants told how to challenge landlords with rent repayment orders

9th April 2026

The government has released guidance for tenants on challenging landlords through rent repayment orders. Under the Renters’ Rights Act, landlords face tougher penalties, with the maximum amount of rent they can be ordered to repay doubling from 12 to 24 months. The government has also published separate guidance for tenants on the court eviction process […]

Why policymakers should pay attention to landlord sentiment data

9th April 2026

Policy often focuses on outcomes. Rent levels, housing availability and tenant protections tend to dominate the discussion. These are important, but they are not where change begins. Change begins with behaviour. The decisions landlords make, whether to expand, hold or exit, ultimately determine how the private rented sector evolves. Those decisions are influenced by policy, but they […]

Rising rents illustrated by stacked coins and upward red arrow beside a model house

RICS survey shows housing slowdown and rising rents

9th April 2026

Tenant demand rose again in March even as the housing market lost momentum, the Royal Institution of Chartered Surveyors (RICS) says. Its member survey for March shows that lettings demand edged up to 10%, but landlord instructions stayed at -25%. Members are also highlighting that rents will continue rising over the short term. Buyer enquiries […]

Landlord presenting document for signature highlighting compliance requirements and tenant acknowledgment

Landlords warned over proof of service risk

9th April 2026

A new compliance tool has been launched as landlords face a 31 May deadline to prove tenants have received the Renters’ Rights Act information sheet. Failing to give the tenant the relevant information would see the landlord being hit with a £7,000 fine per tenancy where receipt cannot be evidenced. The document, published on 20 […]

Letting agency office with for sale and to let signs highlighting landlord exits from rental market

Letting agents must evolve to stop landlords selling up – Agent Rainmaker

9th April 2026

As the Renters’ Rights Act edges closer to coming into force, many landlords are deciding now is the time to sell. However, one organisation is urging letting agents to help prevent landlords from selling up by evolving and adapting their approach. Agent Rainmaker says it’s time for letting agencies to step up and help support […]

UK landlord data

UK rental market dominated by landlords aged over 55

9th April 2026

A striking demographic pattern has emerged from the latest UK landlord data, and it raises important questions about the future of the private rented sector. According to the Property118 Landlord Sentiment Survey Q1 2026, the overwhelming majority of landlords are now aged 56 and above, with very limited representation from younger investors. Based on 2,380 […]

Landlord facing fines under housing licensing enforcement rules

Firm warns of council bureaucracy as landlord fined £5,000 over minor mistake

9th April 2026

A legal expert has accused councils of using “bureaucracy as a weapon to generate enforcement revenue” after a landlord was fined £5,000 for ticking the wrong box on a Houses in Multiple Occupation (HMO) form. Phil Turtle from Landlord Licensing & Defence is warning landlords that minor application errors could cost them thousands of pounds […]

Wooden blocks showing remortgage concept with home, bank, and finance icons.

Missing building control and completion certificates on conversion remortgage?

9th April 2026

Hi all, I’m currently in the process of remortgaging a leasehold flat and have run into an issue following the lender’s valuation. The property is an office-to-residential conversion (completed around 10 years ago) in a block of flats. The valuer has down-valued the property to £0, stating that they require a Structural Engineer or Building […]

Kevin Shaw from LRG smiling in a blue zip-up jumper against a plain light background.

Will the government’s Home Buying and Selling reform consultation increase or decrease the speed at which the market moves?

9th April 2026

The government’s consultation on Home Buying and Selling reform is a step in the right direction. It recognises what every estate agent and conveyancer already knows: property sales take too long and fall through too often resulting in considerable frustration and abortive costs. I welcome the ambition to shorten the 120-day average transaction time by […]

Property118 puts HMRC manual BIM45700 under FTT scrutiny

Property118 puts HMRC manual BIM45700 under FTT scrutiny

8th April 2026

Since late 2023, HMRC has argued that financing the withdrawal of a positive capital account balance prior to incorporation of a business is a notifiable tax avoidance scheme under DOTAS legislation. From our perspective, this makes no sense because that practice is supported by highly regarded industry textbook guidance published by Lexis Nexis, which says […]