I am looking to buy a bungalow to move out of the flat now, and have a 3-bedroom house rented out where I lived until I bought the flat to downsize in 2016. I am considering options. I have 20% cash for the bungalow. I could remortgage my rented house to raise the rest until […]

I have only one property, which is tenanted, and I am thinking about selling it, but I am not sure the best way to do this. I would like to sell it with the tenants in situ mainly because they have been good tenants and I want to avoid eviction. I have contacted a few […]

I had a property refurbished in 2015 which included the electrics bringing in line to BS7671 :2008 incorporating amendment 1:2011. This certificate stated that it was valid for 10 years. As you all know, the government has now made it compulsory and my letting agents have let me know accordingly and advised me that my […]

So you’ve incorporated your property portfolio into a limited company, now there’s a whole world of refinancing and finance raising options open to you. This video is all about explaining which option is best for you. Post Incorporation Refinancing Explained by Dak Lam, Mark Alexander, Mark Smith & myself.

A recent incident in my own HMO with fan heaters plugged in but hidden behind bedding making the place an absolute death trap made me realise just how little tenants (and indeed most landlords) understand about fire safety. Most tenants, and many landlords, don’t really comprehend that, even with modern ‘fire-resistant’ furniture, fire can progress […]

An “accountability deficit” exists within Rent Smart Wales (RSW), the nation’s registration and licensing authority for the private rented sector, according to a report published by the NRLA today.  The report, Rent Smart Wales: The Accountability Gap, published by the National Residential Landlords Association representing over 85,000 members across England & Wales, was undertaken to […]

The Welsh Government have announced that the suspension on eviction enforcement due to end on 11 January will be extended to the end of March 2021. The Welsh Government will review this every three weeks. The regulations can be read here and the explanatory memorandum here. The Minister’s written statement is here The suspension does […]

The Communities Secretary, Robert Jenrick,  has announced renters will continue to be supported during the new national restrictions, with an extension to the ban on bailiff evictions for all but the most egregious cases until at least 21 February with measures kept under review. Communities Secretary, Rt Hon Robert Jenrick MP said:  “We are also […]

The Scottish Government has announced the temporary ban on eviction orders will be extended until the end of March. Regulations will be laid in the Scottish Parliament on 14 January to extend the current ban, which is in place at present until 22 January. The extended ban will apply to all evictions in areas subject […]

Now with the announcement today of increasing the lease to 990 years at zero ground rent and abolition of Marriage Value which may take a year or two to become law. What will happen now for leases extensions that have been agreed or in process of completion presumably many leaseholders will delay the extension or […]

Has anyone had any dealings with Birmingham City Council in regard to the use of Registered Providers? I have been trying to determine with BCC directly of the RP’s they use, how they rate and assess them. A very simple email was sent from me highlighting that while the list is in the public domain, […]

Over the past 20 years of buying and selling houses, I’ve always tried to do my own conveyancing, unless a mortgage was involved. I do this to keep in close contact with the sale and because I tend to be far quicker and (dare I add) at least as efficient as most solicitors. Recently, more […]

Hi All, I just want some advice on a prospective property purchase. A block of 4 purpose-built flats on one freehold title (is that an issue?) and they are all 1 beds. £265k purchase price with £2k rent pcm (pretty healthy demand and already fully let). On the face of it seems like a pretty […]

In a joint statement following the reintroduction of a national lockdown, the National Residential Landlords Association, The Big Issue and Ride Out Recession Alliance, Shelter, ARLA Propertymark, the Nationwide Building Society, and StepChange the Debt Charity have said: “Many thousands of private renters and landlords across the country now face rent arrears due to the […]

As a novice, I was wondering what steps do you take to secure a property at Below Market Value (BMV) when the property is being sold with the tenants in situ? I’m sure lenders prefer the security of houses to be bought with vacant possession? How can this be resolved without the professionals getting involved […]

Like most councils, the callous jobsworths at London Borough of Southwark will stop at nothing to avoid rehousing a resident.  In this case, they fought the poor tenant all the way up through the courts right up to the Court of Appeal making his family’s life a total misery. Celebrating the victory, Osborne Law and […]

Buy to Let Mortgage Finance Explained in this in-depth Q & A with buy to let mortgage expert, Akhil Mair from Our Mortgage Broker. Watch the whole video or dive into the topics you want answering. Your Top 10 Buy To Let (BTL) Mortgage Finance Questions: 00:00 | Introduction 02:23 | Mortgage Finance & BRRRR […]

The Housing Secretary, Robert  Jenrick, has announced that millions of leaseholders will be given the right to extend their lease by a maximum term of 990 years at zero ground rent. Today’s measures come as part of the biggest reforms to English property  law  for  forty years, fundamentally making homeownership fairer and more secure. Under the […]

New research has revealed that almost two thirds (62%) of people claim to have had an issue with mould in their home at least once, with conditions in the home the most common reason for the spread of mould, says a new research study commissioned by Uswitch. It may be no surprise that London’s the city where […]

Hi, I own a ground floor flat as a leaseholder that is part of a large 2-storey block. Before I bought the property 5 years ago the management company had cavity wall insulation installed (around 10 Years ago) I now have two walls that run with condensation and has black mould growing all winter. It […]

Mark Alexander​ founder of Property118.com and landlord takes a look at Property Investors tax returns and share his advice on landlord tax planning as part of our 12 days of property. January is the month of the self-assessment deadlines and tax returns. Last January we brought you Mark Smith​ a Tax Barrister for Property118 see […]