15:37 PM, 21st February 2017, About 5 years ago 35
I have a three bed house in Surrey with a new tenant moving in on the 28th.
She seems like a genuine person. Has just split with her husband, has two kids, house is very near the school. She is working part time and is relying on Tax Credits and the maintenance money from her ex to pay the rent.
She has also said she wants to pay six months’ rent in advance (never had that before).
But the credit reference has come back saying that she is medium risk and they have declined her.
Openrent has stated that next action should be to request a guarantor (which I thought I had to be honest). But am not sure.
The last tenant was a single mother relying on her ex partner to top up her money and although she struggled every month and was often late paying, she always did pay and was a lovely tenant. We’ve stayed friends actually.
I am not sure with this one though. There’s something telling me that she’s a much bigger risk. Her ex sounds like a pretty bad sort (infidelities, controlling) so money may be withdrawn, it’s very common. Also, why would she pay six months’ in advance? Do her rights as a tenant change after six months?
Any insights would be gratefully received. I am usually extremely flexible with prospective new tenants and have always trusted my instinct (only got burnt once and it wasn’t too bad) but I’m not sure with this one.
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