Holiday let, an annex and a narrowboat

by Readers Question

14:13 PM, 2nd November 2020
About a month ago

Holiday let, an annex and a narrowboat

Make Text Bigger
Holiday let, an annex and a narrowboat

I have a cottage in south York, with the potential to create a small annex with a separate entrance.

I plan to live on my narrowboat most of the year, but with me occasionally staying in the annex, perhaps one night a week. Meanwhile, the 2-bed cottage will be a holiday let.

The ‘annex’ will not have a kitchen, just a small living room with a mezzanine bedroom and bathroom above, washing machine, about 3.5 metres by 3.5 meters.

My understanding is as I have no mortgage I do not need planning permission for a holiday let.

Can I ask for advice on any permission I should seek, problems that might arise, or perhaps hopefully the news that if the use is so limited I am not required to seek any permissions?

Thank you

Richard


Share this article

Twitter Facebook LinkedIn

Comments

Graham Bowcock

9:53 AM, 3rd November 2020
About a month ago

Whether or not you have a mortgage has no bearing on the requirement for planning consent.
It's not clear if the creation of an annex is a new build, or within an exisiting building. In general you cannot just create new dwellings without planning consent. There are permitted development rights to extend an exisiting property, but once these are used up you cannot have them again.

Your local authority will provide guidance on what is permitted locally; although there are national rules, there may still be local quirks, especially when it comes to tourism. I suggest you look on their website under the householder section of the planning department. A local planning consultant may also give you some advice on what goes on in the area.

Darren Peters

9:58 AM, 3rd November 2020
About a month ago

Assuming you have no other properties, if the cottage remains your principal private residence then no CGT when you sell.

Also if you continue to live in your home you can receive up to £7500 per year from _lodgers_ tax free. Ie if you live there they are lodgers, if you don't then they are not. So, subject to some details you can do what you want very tax efficiently.

Smarter minds than mine will be along to discuss how often you need to be at home and how much you can separate parts of your house after you build your extension.

Depending on the nature of your extension you may need planning permission or you may be able to do it under permitted development. Your builder should be able to advise.


Leave Comments

Please Log-In OR Become a member to reply to comments or subscribe to new comment notifications.

Forgotten your password?

OR

BECOME A MEMBER

Government Announces that XMAS Comes Early For Property Investors & Developers

The Landlords Union

Become a Member, it's FREE

Our mission is to facilitate the sharing of best practice amongst UK landlords, tenants and letting agents

Learn More