Has Anyone Had Problems with Rent to Rent?
I would be interested in hearing from any landlords who currently have, or have previously had, properties leased under guaranteed rent or Rent to Rent arrangements.
I have two properties leased to a Housing Group. One property is already subject to a notice to terminate the agreement and, for the first time, rent due on 17 August remains unpaid on both properties.
My concerns now go beyond rent arrears. In particular, I am trying to understand:
What happens if a rent-to-rent provider experiences financial difficulties or becomes insolvent?
How landlords have successfully recovered possession of their properties.
Whether occupiers have been placed through local authorities, housing benefit arrangements, or other agencies.
How landlords have identified the authority or organisation responsible for the occupiers.
Whether other landlords have experienced persistent late payments or missed payments.
Whether anyone has successfully exited a UK Housing arrangement and regained possession.
I am currently seeking specialist legal advice and would welcome hearing from any landlord who has direct experience of a similar guaranteed-rent provider.
If there are a number of landlords in a similar position, there may be scope for sharing information and experiences.
Many thanks
Elaine
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What should I do with my soon-to-be vacant HMO?
Member Since October 2013 - Comments: 1314 - Articles: 10
11:07 AM, 28th August 2026, About 15 hours ago
Have you leased your property to a council, a registered provider of social housing, a charity (or other type of not-for-profit organisation), or to a private landlord company? The legal status of the organisation you have leased your property to may make a huge difference to how you approach the situation and the remedies available.
I presume you did your due diligence on the organisation in advance of entering into the lease with them, so you are aware of their trading history, accounts, and assets, etc? This will of course inform you of whether it may be worthwhile pursuing legal action against them (suing them for damages).
The next thing to consider is the actual wording of the lease that you entered into. All your rights and remedies should be contained within the clauses in the lease agreement that both parties signed, as are the clauses concerning the ending of the lease, (when it can be ended, how it should be ended, other contingent conditions that may bring it to an end, and the expectations around the vacancy and condition of the property at the end of the lease). Study the lease terms well and ensure that you understand them, as this is the contract that you have entered into and the terms upon which any legal action could be brought.
Member Since October 2020 - Comments: 1330
11:25 AM, 28th August 2026, About 15 hours ago
Their mistakes will become your mistakes as Councils can still go after you for civil penalties and occupying tenants can claim a rent repayment order against you for up to 2 years rent.
Unless the mesne tenant is a qualifying social housing provider its likely to be impossible for you to get your property back with vacant possession.