Flooded property – Should rent be paid?Make Text Bigger
Can anyone give me some advice on whether my tenant should carry on paying their rent? My flat was flooded due to torrential rain last week and the management company have made a claim on the buildings insurance.
The loss adjuster came to look at the property yesterday (and the flat next door as this was also flooded). Both sets of tenants have had to be re-homed which the insurance company is paying for so there is no cost to the tenant. I have been told that it’s either the insurance company will pay for the temporary accommodation for the tenant, or they will give me the loss of rent. The tenant has been told by the loss adjuster that they can go and rent another flat for a six-month period and the insurers will pay for it as it is going to take at least 3/4 months before my flat is habitable again.
My tenant thinks she will not have any rent to pay for six months as the insurance is paying for her temporary accommodation and as she is not living in my flat she thinks she does not have to pay me any rent either.
Does anybody know whether she should continue to pay me rent or will I just have to take the hit and wait for the flat to be habitable again?
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