10:46 AM, 18th May 2016, About 5 years ago 8
I have a prospective tenant who does not want to take out insurance on his own possessions ie furniture, valuables, hi-fi etc. Whilst I will have insurance on the bricks & mortar and my white goods & carpets, I don’t normally insure anything that belongs to the tenant as that is their prerogative.
If this chap moves in and does not have his own insurance where does that leave me if there is an unfortunate incident (blaze, flood) that damages or destroys his things?
Do I have a liability here?
Could he claim from me on the basis that he is a victim because such incident was not caused by him?
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