Buy to Let News

Lifetime fixed buy-to-let mortgages where max LTV increases the older you are

Author: Mark Alexander

7th August 2019, 7 years ago | 7

Yes, you read that right. It is now possible to obtain BTL mortgages with an indefinite term and an interest...

BMS increase exposure limits to 5 properties

Author: Howard

6th August 2019, 7 years ago | 0

As of the 12th August BM Solutions will finally be increasing the maximum number of Buy to Let mortgages with...

Can Lifetime BTL Mortgages be used to accelerate our plans?

Author: Readers Question

3rd August 2019, 7 years ago | 42

Since reading two recent articles about Lifetime BTL Mortgages my head has been spinning with ideas, my conclusions from which...

Innovative 10 year BTL and 15 year residential mortgages launched

Author: Howard

1st August 2019, 7 years ago | 0

This week sees the launch of 15 year fixed rates for residential mortgages. Launched by Virgin Money, this long term...

Lifetime BTL Remortages for people over 75 years of age

Author: Mark Alexander

31st July 2019, 7 years ago | 3

This is an extremely niche BTL mortgage product, but I am sharing the details on behalf of a broker friend...

Kate Faulkner discusses topical BTL issues with Brooklands Commercial Finance

Author: Malcolm Jones

20th July 2019, 7 years ago | 4

The discussions revolved around a number of key issues impacting the BTL market and a common thread that kept appearing...

Are markets anticipating a Bank Base Rate cut?

Author: Property118.com Landlord News Team

17th July 2019, 7 years ago | 4

Research from Moneyfacts.co.uk shows that the average two-year fixed and tracker mortgage rates have remained unchanged since the beginning of...

Standard Variable Rate differential to fixed is widening

Author: Property118.com Landlord News Team

10th July 2019, 7 years ago | 1

Moneyfacts UK Mortgage Trends Treasury Report reveals that the average two-year fixed rate in July 2017 was 2.26% and the...

Rental income supplements PAYE for half of Landlords

Author: Property118.com Landlord News Team

3rd July 2019, 7 years ago | 1

New research* for specialist lender**  Precise Mortgages, shows 52% of landlords use letting income to boost earnings from a full-time...

First Time BTL choice up and rates down

Author: Property118.com Landlord News Team

2nd July 2019, 7 years ago | 0

Competition within the first-time landlord buy-to-let mortgage market has increased significantly over the last five years seeing a rise in...

Professional Landlords still proceeding cautiously

Author: Property118.com Landlord News Team

27th June 2019, 7 years ago | 0

Paragon’s latest quarterly survey, which tracks the experience of more than 200 seasoned landlords shows that landlords now have an...

BTL product choice at highest level since Credit Crisis

Author: Property118.com Landlord News Team

11th June 2019, 7 years ago | 0

Moneyfacts UK Mortgage Trends Treasury Report data, not yet published, shows that the number of Buy to Let (BTL) products...

Short term finance to help landlords purchase and improve property

Author: Property118.com Landlord News Team

16th May 2019, 7 years ago | 0

Paragon is expanding its specialist buy-to-let mortgage range with new short term finance products for property acquisition and refurbishment. The...

When to consider a second charge mortgage

Author: Malcolm Jones

4th March 2019, 8 years ago | 0

The Mortgage Credit Directive (MCD) came into force in March 2016. This required brokers to consider a second charge alongside...

Skipton International UK BTL mortgages now available to foreign nationals

Author: Property118.com Landlord News Team

18th February 2019, 8 years ago | 1

Skipton International can now consider Buy to Let  mortgage applications from non-UK nationals resident overseas. Previously the offshore lender only...

Maximise Rental Yield and Increase Capital Value of BTL’s

Author: Malcolm Jones

14th February 2019, 8 years ago | 0

With the 3 main changes within the BTL market: 1. The introduction of the 3% stamp duty on second properties...

Landlords already planning Brexit war chest strategy

Author: Howard

5th February 2019, 8 years ago | 0

With jitters that prices may drop, but still with plans to buy later this year (at reduced prices?), some of...

Rates on post BICT incorporation BTL products reduced

Author: Malcolm Jones

30th January 2019, 8 years ago | 0

We had a very positive meeting yesterday with one of the lenders who can do post BICT incorporation refinancing. Their...