Readers Question

Unable to find tenants or pay mortgage – advice requested please

Author: Readers Question

18th February 2014, 13 years ago | 15

I have two properties in the North East of England both in serious negative equity, and on interest only mortgages....

Wilful damage being caused by my tenant

Author: Readers Question

17th February 2014, 13 years ago | 36

I recently bought a 3 bedroom property off another landlord with an existing tenant who has been there for seven...

Do I need written permission from tenant for access to flat?

Author: Readers Question

17th February 2014, 13 years ago | 4

My tenants are working during day, so have verbally agreed that I will meet gas engineer there to allow him...

Buy to let deposit

Author: Readers Question

17th February 2014, 13 years ago | 11

I would like to ask why lenders require buy to let landlords to have a 25% deposit whereas residential borrowers...

Mortgage company will not allow me to let

Author: Readers Question

16th February 2014, 13 years ago | 11

The plan is to move in with my partner and let this flat out, but Halifax are very reluctant. Their...

How much to charge myself for lease renewal?

Author: Readers Question

16th February 2014, 13 years ago | 11

I own a 1 bed flat in Walthamstow that is part of a converted house, with one other flat above....

Is Leaseholder or Freeholder owner of property?

Author: Readers Question

16th February 2014, 13 years ago | 2

I inherited a freehold building with two flats when my mother died. I wanted to draw finance from one of...

Should the new person renting be a Tenant or Lodger?

Author: Readers Question

16th February 2014, 13 years ago | 31

My husband and I are about to buy a 2 bedroom flat for our daughter who will use the living...

Mice in rental property 4 months into tenancy

Author: Readers Question

14th February 2014, 13 years ago | 25

I would like some clarification as to who is responsible for dealing with mice in the property please. The tenant...

Trust me – I am a landlord

Author: Readers Question

14th February 2014, 13 years ago | 12

My tenant wants some long term assurances of tenure I’ve been renting properties for several years and I always advertise...

What is the best way to sell a tenanted property?

Author: Readers Question

14th February 2014, 13 years ago | 12

I have a property which I really need to sell. The trouble is, it is tenanted to a Housing Benefit...

Homeless Homeowner – the law supports lawlessness

Author: Readers Question

14th February 2014, 13 years ago | 64

In an attempt to keep this brief, I have been renting my flat to my current tenants for almost 4...

Landlord tax planning – allocating property income to wife

Author: Readers Question

13th February 2014, 13 years ago | 1

I am a 40% tax payer and rent out two properties. To minimize my tax bill I want to allocate...

Storm damage – guttering on neighbouring property

Author: Readers Question

13th February 2014, 13 years ago | 17

Hi all, I wonder if any of the more legally minded here could help… The house next door to one...

Anybody know about grants for central heating and windows?

Author: Readers Question

12th February 2014, 13 years ago | 24

I have a property which was converted in to flats twenty years ago but the conversion stopped before any heating...

Late tenancy deposit protection fines

Author: Readers Question

11th February 2014, 13 years ago | 72

I spoke to someone on the NLA helpline this morning who told me that the law is unambiguous – landlords...

Rental restriction placed in title deeds

Author: Readers Question

10th February 2014, 13 years ago | 40

In 2012, I bought my first house from Places for People – long story short, I am now looking to...

My tenant stabbed his wife and trashed my property

Author: Readers Question

10th February 2014, 13 years ago | 30

I have joint tenants who signed a 12 month assured shorthold tenancy agreement. They have been in the property nearly five...

Data Protection for Landlords and Tenants

Author: Readers Question

10th February 2014, 13 years ago | 23

How does the Data Protection Act apply when it comes to landlords and tenants details ? With regard to the utilities,...

Unfair contract terms in proposed tenancy agreement

Author: Readers Question

7th February 2014, 13 years ago | 37

Hello All, I’m hoping someone can maybe help me. I’ve recently moved to Brighton, where the property market is very...

Tax issues for expats transferring property to an overseas company

Author: Readers Question

6th February 2014, 13 years ago | 2

I am an expat, renting out my former residence in the UK. I am considering ‘donating’ the property to an...