Readers Question

Interest Only or Repayment – what do you do believe and why?

Author: Readers Question

16th January 2014, 12 years ago | 46

I have read lot’s of articles and listened to podcasts. I have also read through Mark’s account of interest vs....

Selective licence refused

Author: Readers Question

14th January 2014, 12 years ago | 2

I have been refused a licence from Newham due to association with a convicted criminal. I have been a landlord...

property118

Portfolio growth strategy – how do you fund your next purchase?

Author: Readers Question

13th January 2014, 12 years ago | 5

I’m looking to better understand how fellow landlords have funded their portfolio. I’m very aware there is no single right...

Council charging for new roof – can they?

Author: Readers Question

13th January 2014, 12 years ago | 4

Any advise would be greatly received as we have a problem with a new roof being put on a council...

Tenant wanting to end tenancy early

Author: Readers Question

13th January 2014, 12 years ago | 12

I am a tenant of a property with my partner. Since moving, we have had continuous problems with faults requiring...

Selling property – tenant still in residence

Author: Readers Question

11th January 2014, 12 years ago | 4

I am selling one of my properties to release some capital. The tenant is the daughter of one of my...

Tenant offering to pay 6 months rent up front

Author: Readers Question

10th January 2014, 12 years ago | 68

We have just recently bought a property and are renting it through a letting agent. They have possibly found us...

Are leaseholds worth no value at the end of lease?

Author: Readers Question

10th January 2014, 12 years ago | 29

I was wondering what happens with leases when they reach the last year of the lease, the lease I am...

Is the increase in my service charge legal?

Author: Readers Question

10th January 2014, 12 years ago | 13

The management company of a development of apartments is trying to raise the service charges. The increase in the charge...

How Not To Rent Your Property

Author: Readers Question

9th January 2014, 12 years ago | 1

A study released by Secured Loan company Ocean Finance has revealed some of the main qualms that put potential property renters...

Claiming VAT back and saving CGT on Conversion

Author: Readers Question

9th January 2014, 12 years ago | 1

I am in a predicament and my accountant is confusing me even more. My husband and I have jointly owned...

How am I doing?

Author: Readers Question

9th January 2014, 12 years ago | 7

Hi Everyone, First of all, an introduction. My name is Nathan, I’m 27 years old, originally from the UK but...

Tax Implications of Buy To Sell Refubishment

Author: Readers Question

8th January 2014, 12 years ago | 8

Hi all I was hoping someone could give me a bit of advice. I am looking to diversify my investment...

Mortgage advice required – splitting one house into two

Author: Readers Question

8th January 2014, 12 years ago | 6

I am a property investor in the South Wales area and currently interested in a property that was previously 2...

Tenants smelly cooking

Author: Readers Question

8th January 2014, 12 years ago | 42

My tenants of five months seem to live on curry. The flat smells of it every time I go around,...

Crowd-funded HMO/buy to let – new business opportunity?

Author: Readers Question

8th January 2014, 12 years ago | 21

With the ever increasing popularity of peer to peer lending sites like Zopa, Ratesetter, Rebuilding Society etc, why has some...

Reasonable miscellaneous costs for landlords tax returns

Author: Readers Question

7th January 2014, 12 years ago | 36

I’m just in the process of filling in a tax return for the first time and understand I can claim...

How establish tenant demand

Author: Readers Question

7th January 2014, 12 years ago | 3

I live in North London (Enfield) and want to buy a 1 bed flat for renting out. Flats in my...

Buying a house for my parents

Author: Readers Question

6th January 2014, 12 years ago | 3

My parents were declared bankrupt over 4 years ago and I am now in a financial position whereby I can...

Reader wants to know if she should let with her head or her heart?

Author: Readers Question

6th January 2014, 12 years ago | 22

Hello Property118 readers, I just wanted to thank everyone who gave advice back in November. I had a query with...

Residential mortgage but renting the property without consent!

Author: Readers Question

6th January 2014, 12 years ago | 14

Hello readers, For the last 3 years I’ve rented my flat on a residential mortgage whilst simultaneously living in a...