Readers Question

Can my leasehold tenant do that?

Author: Readers Question

24th February 2014, 12 years ago | 4

I own the freehold to a residential property. The tenant occupies the property under the terms of a lease dated...

ROI calculation, which do you use?

Author: Readers Question

24th February 2014, 12 years ago | 9

I’m preparing some spreadsheets to identify which local properties might offer good returns on investment but I’m getting conflicting advice...

Sharing The Wealth – Minimising CGT and IHT

Author: Readers Question

24th February 2014, 12 years ago | 5

I am exploring ways to share the wealth and minimise CGT and IHT I hold a profitable portfolio of some...

Expense or Capital Costs

Author: Readers Question

24th February 2014, 12 years ago | 2

I am in the process of purchasing a property, it is currently tenanted but the property is being sold with...

Deed of Surrender – Landlord and Tenant Q&A

Author: Readers Question

20th February 2014, 12 years ago | 96

Dear Readers, If a tenant signs a tenancy surrender form (Deed of Surrender), but subsequently changes their mind and refuses...

Council Demands Landlord’s Contact Details From Tenants – Threatens A Fine For Non Compliance

Author: Readers Question

18th February 2014, 12 years ago | 24

One of our long-time tenants in the London Borough of Hackney (who is up to date with their Council Tax)...

Unable to find tenants or pay mortgage – advice requested please

Author: Readers Question

18th February 2014, 12 years ago | 15

I have two properties in the North East of England both in serious negative equity, and on interest only mortgages....

Wilful damage being caused by my tenant

Author: Readers Question

17th February 2014, 12 years ago | 36

I recently bought a 3 bedroom property off another landlord with an existing tenant who has been there for seven...

Do I need written permission from tenant for access to flat?

Author: Readers Question

17th February 2014, 12 years ago | 4

My tenants are working during day, so have verbally agreed that I will meet gas engineer there to allow him...

Buy to let deposit

Author: Readers Question

17th February 2014, 12 years ago | 11

I would like to ask why lenders require buy to let landlords to have a 25% deposit whereas residential borrowers...

Mortgage company will not allow me to let

Author: Readers Question

16th February 2014, 12 years ago | 11

The plan is to move in with my partner and let this flat out, but Halifax are very reluctant. Their...

How much to charge myself for lease renewal?

Author: Readers Question

16th February 2014, 12 years ago | 11

I own a 1 bed flat in Walthamstow that is part of a converted house, with one other flat above....

Is Leaseholder or Freeholder owner of property?

Author: Readers Question

16th February 2014, 12 years ago | 2

I inherited a freehold building with two flats when my mother died. I wanted to draw finance from one of...

Should the new person renting be a Tenant or Lodger?

Author: Readers Question

16th February 2014, 12 years ago | 31

My husband and I are about to buy a 2 bedroom flat for our daughter who will use the living...

Mice in rental property 4 months into tenancy

Author: Readers Question

14th February 2014, 12 years ago | 25

I would like some clarification as to who is responsible for dealing with mice in the property please. The tenant...

Trust me – I am a landlord

Author: Readers Question

14th February 2014, 12 years ago | 12

My tenant wants some long term assurances of tenure I’ve been renting properties for several years and I always advertise...

What is the best way to sell a tenanted property?

Author: Readers Question

14th February 2014, 12 years ago | 12

I have a property which I really need to sell. The trouble is, it is tenanted to a Housing Benefit...

Homeless Homeowner – the law supports lawlessness

Author: Readers Question

14th February 2014, 12 years ago | 64

In an attempt to keep this brief, I have been renting my flat to my current tenants for almost 4...

Landlord tax planning – allocating property income to wife

Author: Readers Question

13th February 2014, 12 years ago | 1

I am a 40% tax payer and rent out two properties. To minimize my tax bill I want to allocate...

Storm damage – guttering on neighbouring property

Author: Readers Question

13th February 2014, 12 years ago | 17

Hi all, I wonder if any of the more legally minded here could help… The house next door to one...

Anybody know about grants for central heating and windows?

Author: Readers Question

12th February 2014, 12 years ago | 24

I have a property which was converted in to flats twenty years ago but the conversion stopped before any heating...