Readers Question

Damage to property

Author: Readers Question

27th February 2014, 12 years ago | 43

My ex partner leased a house from 2009 until 2012 he then had an affair and left, during our relationship...

Negative equity advice wanted

Author: Readers Question

26th February 2014, 12 years ago | 29

I have two apartments bought a the top of the market which now have £30k negative equity. With mortgages, ground...

Extortionate quote for a new gas supply

Author: Readers Question

26th February 2014, 12 years ago | 9

We are trying to get a gas supply to a cottage and a flat. The flat is above, and at...

Referencing Agencies – Letting Agents – Duty of Care

Author: Readers Question

26th February 2014, 12 years ago | 13

We used a Letting Agency to source a tenant, the criteria was a working person, suitable for insurance to secure...

NLA or RLA – which is better?

Author: Readers Question

25th February 2014, 12 years ago | 20

If you were only able to join either the NLA or the RLA, who which would you choose and why?...

Tax Relief on BTL Mortgage Interest – Will It Last?

Author: Readers Question

25th February 2014, 12 years ago | 14

Hi Folks, I curently have one property and am advising my sister who has become an accidental landlord. My mum...

HELP! My 1st buy-to-let?

Author: Readers Question

25th February 2014, 12 years ago | 14

Hi all, I really need your help with a one bedroom flat I am interested in. It is located in...

Tenant stops cheque after leaving property

Author: Readers Question

25th February 2014, 12 years ago | 24

My tenant of 5 yrs gave notice to me on 15th Jan. Her rent day was 30th of month and...

Can my leasehold tenant do that?

Author: Readers Question

24th February 2014, 12 years ago | 4

I own the freehold to a residential property. The tenant occupies the property under the terms of a lease dated...

ROI calculation, which do you use?

Author: Readers Question

24th February 2014, 12 years ago | 9

I’m preparing some spreadsheets to identify which local properties might offer good returns on investment but I’m getting conflicting advice...

Sharing The Wealth – Minimising CGT and IHT

Author: Readers Question

24th February 2014, 12 years ago | 5

I am exploring ways to share the wealth and minimise CGT and IHT I hold a profitable portfolio of some...

Expense or Capital Costs

Author: Readers Question

24th February 2014, 12 years ago | 2

I am in the process of purchasing a property, it is currently tenanted but the property is being sold with...

Deed of Surrender – Landlord and Tenant Q&A

Author: Readers Question

20th February 2014, 12 years ago | 96

Dear Readers, If a tenant signs a tenancy surrender form (Deed of Surrender), but subsequently changes their mind and refuses...

Council Demands Landlord’s Contact Details From Tenants – Threatens A Fine For Non Compliance

Author: Readers Question

18th February 2014, 12 years ago | 24

One of our long-time tenants in the London Borough of Hackney (who is up to date with their Council Tax)...

Unable to find tenants or pay mortgage – advice requested please

Author: Readers Question

18th February 2014, 12 years ago | 15

I have two properties in the North East of England both in serious negative equity, and on interest only mortgages....

Wilful damage being caused by my tenant

Author: Readers Question

17th February 2014, 12 years ago | 36

I recently bought a 3 bedroom property off another landlord with an existing tenant who has been there for seven...

Do I need written permission from tenant for access to flat?

Author: Readers Question

17th February 2014, 12 years ago | 4

My tenants are working during day, so have verbally agreed that I will meet gas engineer there to allow him...

Buy to let deposit

Author: Readers Question

17th February 2014, 12 years ago | 11

I would like to ask why lenders require buy to let landlords to have a 25% deposit whereas residential borrowers...

Mortgage company will not allow me to let

Author: Readers Question

16th February 2014, 12 years ago | 11

The plan is to move in with my partner and let this flat out, but Halifax are very reluctant. Their...

How much to charge myself for lease renewal?

Author: Readers Question

16th February 2014, 12 years ago | 11

I own a 1 bed flat in Walthamstow that is part of a converted house, with one other flat above....

Is Leaseholder or Freeholder owner of property?

Author: Readers Question

16th February 2014, 12 years ago | 2

I inherited a freehold building with two flats when my mother died. I wanted to draw finance from one of...