Peter Merrick

I'm 58 with long-term health issues. My tenants know that I don't actually need to do any of this. Their only worry is what they will do if or when I call it a day and sell up. Everything the...

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Reply to the comment left by Suspicious Steve at 06/10/2026 - 18:51Except the councils would effectively be fining themselves!

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My council is enacting Article 4 throughout the entire town imminently. I daresay some applications will still be passed, but it's going to be a shower and tip the balance of power to landlords who have already established HMOs under...

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They should contract out to the peope who run Rent Smart Wales, which is £60 online registration (£102 paper) flat fee for ALL of your properties for FIVE years, plus a single landlord licence for £254 again for 5 years,...

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They need to make HB part of UC and have it index-linked like other benefits, instead of the ridiculous year by year erosion of the real value. And link it to the real 30th percentile, not some fantasy figure from...

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Everybody has their own idea of what risk they want to take and let's be honest, renting is now an extremely risky business with potentially life-changing effects on one's wealth and reputation as well as peace of mind and general...

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Reply to the comment left by Reluctant Landlord at 02/10/2026 - 10:57I think many people are taking that last option. That is after all the primary purpose of most of the recent legislation, to make it too risky for the...

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My lender TMW offered me a fee free 2 year 4.8% tracker (1.05% above base) the other day on a sub-50% LTV renewal. Seemed like a no-brainer given everything else was above 5% and I can't see the base rate...

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The whole narrative of bad landlords was promulgated by corporate interests who want to remove choice and value from the market, as they can't compete with private landlords. They use lobbying and hide behind pressure groups at arm's length to...

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Unfortunately the whole point of the RRA is to create a "one size fits all" rental market as far as is possible. They have very reluctantly made one or two concessions like student HMOs, but in general it is extremely...

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They didn't dare as they already knew the answer. Imposing legislation clearly designed by and geared towards institutional providers with corporate-level consequences on Joe Public letting out one or two properties was obviously going to put people off taking on...

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And thus you have stated what was the purpose of the war on private landlords all along, which was instigated and funded by big business through tenant pressure groups, to drive out the small, lower-cost private operators and make corporate...

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Reply to the comment left by DP at 10:14 At least they spared us the charade of consultation with the RRA. So we know their real agenda is to destroy the PRS by imposing rules that are only suitable for...

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I think the previous government already did a pretty good job of that! Maybe we should see if bully boy billionaire NF is even better at wrecking the country by turning it into an oligarchy of his hedge fund chums?

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Reply to the comment left by David at 11:15 Pigs will fly before they abolish Section 24. More likely, they will completely remove mortgage interest relief, so we don't even get the 20% tax credit. Just watch rents go up...

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It's highly unlikely that the politicians are/were so clueless that they didn't know that they are crashing the PRS. Like all things, it begins slowly as momentum builds up. George Osborne started it by intentionally immiserating the PRS with extra...

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Reply to the comment left by Disillusioned Landlord at 05/09/2026 - 18:36You can't really blame them for their vote - all of the parties (apart from the one led by the millionaire quack whose initials are NF) were fully committed...

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Reply to the comment left by Fergus Wilson at 22/08/2026 - 08:52Good news ... statistically, your life expectancy is not fixed throughout your life, but increases as you get older. The average of 79 is for those just born. Each...

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Reply to the comment left by Ian Narbeth at 19/08/2026 - 12:53I wouldn't be so sure ... some of those RTB tenants may have gone on to buy a private property, requiring builders to build more houses. The bigger problem...

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Soon they will be banning guarantors to make it fairer to those that can't get one.

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Showing 20 of 275 comments

Peter Merrick

Peter Merrick


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29th October 2022

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