Ian Cognito

Wow! Did you (and the other buyers) instruct your own conveyancing solicitors, or were they provided by the selling agent as part of an 'incentive package'?

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Thanks David. How many properties are there? When were they built - 1985? What does the lease say re rent review?

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Hi David I asked about service charge, but you repeated the rent figures. As they are two different things., I wonder if you're muddled the two? What is the SERVICE CHARGE this year? A 999 year lease is more likely...

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Hi again David. I can sympathise, as my own experience is that the number of desperately poor block managing agents far exceeds the number of barely adequate ones. And yes, there will be an upheaval during a change which will...

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Thanks for providing the detail, David. How long is your lease, and what does it say about ground rent review? According to your figures, the rent commenced in 1987, increased by 100% after 7 years, by 50% after a further...

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£10,000 over 18 years without context is just a headline. Please expand on this.

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Reply to the comment left by Alan Bromley at 27/07/2026 - 16:44Hi Alan My portfolio is 8 x residential, so similar scale to yours. I currently update monthly property spreadsheets and combine annually for my tax return. Would you mind...

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Watching the trend of Gross Yields (turnover) is interesting, but Net Yields (profit) is more relevant, though almost impossible to get accurate numbers for.

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Whilst I would not trust any government to get it right, that does not make the principle wrong.

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Reply to the comment left by Keith Wellburn at 16:13 My understanding is that taxing land rather than property could kick-start building if planning laws allowed. (No point in sitting on costly land that's not providing an income). Clearly, land...

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Reply to the comment left by Ian Cognito at 24/06/2026 - 13:13Correcting typo... A land tax would be based on land value, not property value.

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A land tax would not be based on land value, not property value.

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Reply to the comment left by G Master at 18/05/2026 - 20:18Will be easy to pick up in Service Charge accounts.

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Reply to the comment left by Judith Wordsworth at 14/05/2026 - 19:34There's been no mention of interest in the reports - only that she has paid the bill and not been fined. I PRESUME that she will have paid interest,...

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You need to define "rogue scamming tenant" and work out which one or more Section 8 Ground to use for possession. Selling up Ground 1A is 4 months notice not before 8 months after start of tenancy. I don't know...

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"So landlords are stuck with some rogue scamming tenant for 16 months before they can even start proceeding to evict them" Please explain.

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I would not rely on what you're told by anyone. "Instantly relet if a property doesn't sell" should ring alarm bells. Ask to see the gov.uk evidence.

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Reply to the comment left by Tim Peters at 26/03/2026 - 13:06Or push them right in that direction!

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A house should be a home. If I were renting, I would not want to be living under the threat of eviction with 2 months' notice. Yes, I'd be a great tenant, yes, I'd look after the property, yes, I'd...

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Reply to the comment left by Darren Peters at 22/12/2025 - 12:45Thanks Darren. Who owns the services running between the floors? Regarding the roof, I presume that, if pitched, the loft-space and roof would be jointly owned whereas, if flat,...

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Ian Cognito

Ian Cognito


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8th January 2020

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