Keith Wellburn
Keith Wellburn
Registered with Property118.com
9th March 2024
Total Posts
0
Total Comments
368
Registered with Property118.com
9th March 2024
Total Posts
0
Total Comments
368
Reply to comment left by [email protected] at 13/11/2026 - 22:40
Yes definitely worth getting new certificates now to replace short dated ones on properties that will get a C or better rather than chancing the new system when it comes in.
Read More →Reply to comment left by Ryan Stevens at 13/11/2026 - 22:37
Reply to the comment left by Ryan Stevens at 13/11/2026 - 22:37Very true, I started my exit in 2015 when Osborne announced S24. I had intended to keep some but have just kept going and will be fully out next...
Read More →Reply to comment left by [email protected] at 13/11/2026 - 20:05
As I understand it the cap is £10000 for any property over £100k and 10% for properties under. I share your concerns, I’d be wary of getting external insulation on a solid wall house even if it were offered FOC,...
Read More →Reply to comment left by Keith Wellburn at 13/11/2026 - 18:36
Reply to the comment left by Keith Wellburn at 13/11/2026 - 18:36* Maths failure! £10,000 spend on a £400k house is of course only 2.5%.
Read More →Reply to comment left by [email protected] at 13/11/2026 - 18:14
For properties under £100k it’s limited to 10% of property value (as mentioned in the article). I’ve owned a few of these, solid walled Victorian terraceds. They make perfectly decent houses and easily achieve EPC D. They were at the...
Read More →Reply to comment left by [email protected] at 13/11/2026 - 10:30
Reply to the comment left by David at 10:30 An offer nobody could refuse. Bearing in mind the 98% failure rate with damp and mould problems of a recent govt scheme for solid wall insulation, landlords will be queuing up...
Read More →13th November 2026, 1 day ago
It boils down to the govt wanting to charge National Insurance on more than just employment (and self employment) income but not being able to do so because of the Manifesto pledge. It’s a back door way of introducing extra...
Read More →Reply to comment left by joe bloggs at 09/11/2026 - 21:12
Reply to the comment left by Joe Bloggs at 09/11/2026 - 21:12Yes, I’m very much aware of the Greens adoption of “abolish private landlords”. The anti landlord carp Osborne came out with in the July 2015 Budget (primarily S24) wasn’t...
Read More →Reply to comment left by [email protected] at 09/11/2026 - 14:35
Reply to the comment left by Beaver at 14:35 Yes very much so. It was all about hitting the small landlords. My high yielding student HMOs were all bought as going concerns by individuals using Ltd companies. Two went to...
Read More →Reply to comment left by Keith Wellburn at 09/11/2026 - 13:12
Reply to the comment left by Keith Wellburn at 09/11/2026 - 13:12* It was Paul Johnson, Director of the Institute of Fiscal Studies who called out Osborne as “plain wrong” on his claim landlords were taxed less than owner occupiers....
Read More →Reply to comment left by [email protected] at 09/11/2026 - 12:12
Osborne was guilty of blatant outright lying. He likened the landlord interest offset (which as we all know could only be set against rental income, not earnings from employment etc) to the long withdrawn MIRAS that owner occupiers used to...
Read More →Reply to comment left by joe bloggs at 09/11/2026 - 11:01
Reply to the comment left by Joe Bloggs at 09/11/2026 - 11:01If the Greens abolished the RRA, scrapped S24 and gave all landlord buyers a SDLT holiday it wouldn’t be any more of a deviation from the expected than Osborne’s...
Read More →9th November 2026, 5 days ago
If the registration fee is covering enforcement, the £7,000 to £40,000 fines collected by councils will be pure profit. But it’s landlords who are greedy and exploitative according to the government rhetoric associated with the RRA and the taxation policy...
Read More →Reply to comment left by [email protected] at 07/11/2026 - 17:53
I wrote a couple of times to my Tory MP back in 2015 following Osbornes Budget introducing S24. Total waste of time, just flannel in reply. I predicted that the steps Osborne was taking would make the PRS completely dysfunctional...
Read More →2nd November 2026, 2 weeks ago
I wonder if George Osborne still believes what he came out with in 2015? Stating that owner occupiers paid more tax than landlords and likening landlord offset of interest against taxable rental income to the previous owner occupier ‘MIRAS’ -...
Read More →Reply to comment left by Ray Lancaster at 31/10/2026 - 11:03
Reply to the comment left by Ray Lancaster at 31/10/2026 - 11:03But looking at it the other way around my ‘savings assets’ are the retirement provision from liquidating my properties. If you’re looking at the work done angle, then that...
Read More →Reply to comment left by Ray Lancaster at 31/10/2026 - 09:53
Reply to the comment left by Ray Lancaster at 31/10/2026 - 09:53To be strictly fair, landlords aren’t the only ones paying the 4% premium on income tax. It applies to savings interest too. I use my annual ISA allowance to...
Read More →Reply to comment left by Ana at 29/10/2026 - 16:45
Reply to the comment left by Ana at 16:45 Always a risk, but I’m going to start building a holding of low coupon gilts to exploit the CGT advantage. Already got the S8 owner selling in for my last of...
Read More →Reply to comment left by Dr David Price at 29/10/2026 - 11:01
Yet there are still many clinging to an outdated view that landlordism is always unproductive use of capital and theft of the workers’ wages. They must be stuck in a previous age where career advancement meant promotion within one local...
Read More →Reply to comment left by Reluctant Landlord at 29/10/2026 - 10:17
Reply to the comment left by Reluctant Landlord at 29/10/2026 - 10:17Very good summary. I’d say this will take about two years to develop and be visibly attributable to government policy, especially that of Labour who had enough evidence to...
Read More →Showing 20 of 368 comments