Keith Wellburn, Author at Property118

Keith Wellburn

I have owned a couple of trading businesses and was a portfolio landlord for many years. Polanski is simply beyond hope if, egged on by this clown show of a think tank, he can’t see the problem with the ludicrous...

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The outcome of the 5% SDLT premium is obviously not first time buyers having an advantage over LANDLORDS. A bright junior school pupil could work out it is TENANTS who suffer by treating landlords buying homes for tenants in just...

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Reply to the comment left by David at 13:03 Originally it was 50% discount for a second home and 25% for single occupancy. The second home discount went to 10% then 0%, now most including myself pay 100% premium. CT...

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Are these MPs unaware of the minimum 100% Council tax that virtually all local authorities charge the landlord immediately the property becomes vacant? That is a considerable premium considering a single occupant gets a 25% discount (and can actually use...

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Reply to the comment left by Ian Cognito at 24/06/2026 - 15:46How would that work with the huge number of two and three bed Victorian terraceds in the north that are currently worth less than £100k? On the basis that...

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As far as rental property, my last remaining tenants would be paying any tax or the property would be sold. Don’t tell Andy Burnham, but I’d be breaking out the champagne as far as my second home is concerned. Worth...

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Don’t these ministers love gaslighting tenants. Reality would suggest the biggest obstacle to those on benefits is frozen LHA meaning they can’t compete with workers on above inflation pay rises

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Reply to the comment left by Keith Wellburn at 23/06/2026 - 12:28A heads up for any politician who wants to try aligning without relief - my response in the one remaining rental I have, it won’t be re-let when the...

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Reply to the comment left by Ryan Stevens at 23/06/2026 - 12:01We’ll see. The Laffer curve comes into play and unlike income tax, IHT or VAT there is a considerable degree of choice in creating a CGT liability. Don’t forget...

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As someone who sold off most of my portfolio and now have some bank shares I’m not in agreement with the notion of banks being compelled to lend just because there may be a temporary arbitrage making mortgage cheaper than...

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Reply to the comment left by Ryan Stevens at 23/06/2026 - 10:35Whilst the headline rates may be aligned, there may be some return to indexation or a taper for length of time the asset has been held. If not then...

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The astonishing thing about this council incompetence it that anyone could have created new student shared houses on joint tenancies after the Article 4 was declared - making you wonder why they declared it in the first place if the...

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Reply to the comment left by Keith Wellburn at 19/06/2026 - 12:45I think I have been too kind to surveyors in saying no two reports will be exactly the same. I have seen them where it beggars belief they are...

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This has no more chance of this working this time around than when Yvette Cooper wheeled it out as HIPs nearly twenty years ago. The only way it could really work for buyers if the seller is choosing the surveyor...

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Anything newly installed after 1 April 2002 will (or certainly should) have had paperwork, either FENSA or local authority sign off. If the current owner has installed DG after this date but it wasn’t done with building regs compliance paperwork...

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A very disingenuous use of ‘windfall’ by Gen Rent. The whole meaning of this term is an unexpected financial gain. Sorry these agitators don’t like it, but when I put money into property to provide a home for others it...

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How many of the Lords attending were claiming the £361 tax free daily allowance just for showing up? When it comes to landlords past retirement age who pay no National Insurance and may well have invested in property as an...

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Ben could do with aquainting himself with the reality of upgrading older properties - what happened when the government recently backed the fitting of external wall insulation under one of the schemes? An incredible NINTEY EIGHT percent of properties have...

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Spending £30,000 to move a property from where the majority of rental properties sit – EPC D – that aren’t currently C or above (G and F are mostly not legal to let and Es are relatively few and far...

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The Greens have already announced their intention to abolish private landlords. Looks like it will be happening first for ‘vulnerable’ tenants in Bristol..

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Keith Wellburn

Keith Wellburn


Registered with Property118.com

9th March 2024

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