Mary Latham

Zoopla Making £29.5m From Landlords and Tenants While Driving Rents UP

Zoopla Making £29.5m From Landlords and Tenants While Driving...

I didn’t want to start a New Year talking about a negative issue but this is too important to ignore. The biggest change that has happened to my business in the last few years is being able to find great...

A call to convert 66,000 student HMO’s back to family homes?

A call to convert 66,000 student HMO’s back to family homes?

I have been having a catch up on my on-line reading over this weekend and I have just come across an article which, in my opinion is very ill-informed.  “Housing supply in many UK cities is being restricted...

Does my Buy to Let lending criteria make sense?

Does my Buy to Let lending criteria make sense?

While fully acknowledging that I am not a financial specialist I do know the residential property market. I have a proven track record of making money from letting property for 40 years. In my first book,

How ADR works in tenancy deposit disputes

How ADR works in tenancy deposit disputes...

After sharing in discussions on two separate threads (links below) I realise that there is some misunderstanding about how Tenancy Deposit legislation works when there is a tenancy deposit dispute.  Buy...

How to help bring about changes to legislation post “Superstrike”

How to help bring about changes to legislation post “Superstrike”...

One of the things that are uppermost in landlords’ minds at the moment is the concern that we are vulnerable to possible litigation following the “Superstrike” case. The degree of that vulnerability...

Birmingham City Council – “We support good landlords”

Birmingham City Council – “We support good landlords”...

Birmingham City Council have sent a strong message to landlords who let in the city – “We support good landlords” Senior officers of the city council have been in discussions with the West...

Maslow’s Theory Applied to Landlords and Tenants

Maslow’s Theory Applied to Landlords and Tenants...

In the West Midlands we are addressing the issue of educating the young to understand their future housing options, financial obligations and choices. I work on behalf of NLA with a consortium called HOMESTAMP...

Mary Latham questions landlords rights to reposess

Mary Latham questions landlords rights to reposess...

“Why are landlords being denied our  legal right to repossess  a “dwelling house” Under Section 21 of the Housing Act 1988?” – Mary Latham – Landlord After reading and posting...

Landlords face possibility that they may not be able to evict tenants under Human Rights Law!

Landlords face possibility that they may not be able to evict...

I have just read a thread on Property Tribes that says Hounslow Council have been prevented so far from evicting a tenant because she is claiming that they are contravening her human rights under Article...

Reducing/avoiding rent arrears  – I’ll have some of that please

Reducing/avoiding rent arrears – I’ll have some of that...

After reading Experian launches rent payment profile for tenants, I am perfectly prepared to give a person a chance for a new start but I cannot afford to take people who will not pay their rent. Many...

Universal Credit The Elephant in the Room

Universal Credit The Elephant in the Room...

After reading the comments posted here, I wanted to begin a new discussion about Universal Credit and I hope that Ben Reeve-Lewis will join me to give his take on what the future holds for landlords who take...

Tenancy Deposit Protection legislation changes at midnight on 5th April DO NOT GET CAUGHT OUT!

Tenancy Deposit Protection legislation changes at midnight on...

I am going to keep it simple I have written two articles with full details but here is the short version including TWO NEW WARNINGS...

I need to say sorry to landlords who let in Birmingham

I need to say sorry to landlords who let in Birmingham...

I have organised this important meeting and I forgot to ask NLA to mail out to members to let you know.  This is entirely my fault and I am sorry to have let you down.  I know that it is short notice...

Holding your umbrella upside down will not keep off the reign of the taxman

Holding your umbrella upside down will not keep off the reign...

-By Guest Columnist Mary Latham- Landlords may be invisible but their properties are not and neither are their tenants, especially if they are among the increasing number who rely on benefits to pay their...

What do April ’12 changes to EPC’s mean to us as landlords?

What do April ’12 changes to EPC’s mean to us as landlords?

For those who think “More legislation to make life difficult for landlords” let’s first look at why Government need us to have Energy Performance Certificates (EPC’s). When fossil fuels are...

How do I get rid of my bad tenant?

How do I get rid of my bad tenant?

That is a question that I am asked by landlords all the time and I am pleased when they ask me because it means that they do not intend to “send the boys round”. These landlords want to remove unwanted...

Why landlords won’t take LHA tenants – this brave tenant has gone public.

Why landlords won’t take LHA tenants – this brave tenant...

Government need to take note because this illness has reached epidemic proportions and, in my opinion, is the reason many private landlords are refusing to take tenants on benefits. If a cure is not found...

Rents to be frozen from April 2012

Rents to be frozen from April 2012...

The National Landlords Association announced Friday – “We have just learned from the Department for Work and Pensions that LHA rates are to be frozen from April this year.” If you are thinking...

Email ID theft scam – National Statistics / Census

Email ID theft scam – National Statistics / Census...

WARNING From Office of National Statistics Bogus email with links that COULD ACCESS YOUR PERSONAL AND FINANCIAL INFORMATION I have checked this out and it has come from Wolverhampton City Council; it...

Here’s a radical idea – Stop Shooting Fish in a Barrel

Here’s a radical idea – Stop Shooting Fish in a Barrel...

I am writing this after reading an article with the opening line “A Labour MP says that every MP he knows “is desperate for help in dealing with rogue landlords”.” Here is a radical idea...

15:07 PM, 17th December 2014, About 11 years ago

21:06 PM, 15th December 2014, About 11 years ago

Had a CCJ demanding 3 times the deposit

2.4 Where the Master or District Judge agrees that the application is suitable for consideration without a hearing, the court will so inform the applicant and the respondent and may give directions for the filing of evidence. (Rules 23.9 and 23.10 enable a party to apply for an order made without a hearing to be set aside or varied.)
2.5 Where the Master or District Judge does not agree that the application is suitable for consideration without a hearing, the court will notify the applicant and the respondent of the time, date and place for the hearing of the application and may at the same time give directions as to the filing of evidence.

Source http://www.justice.gov.uk/courts/procedure-rules/civil/rules/part23/pd_part23a... Read More

20:55 PM, 15th December 2014, About 11 years ago

Had a CCJ demanding 3 times the deposit

Demand? On what basis could you make such a demand - the court has issued the Notice?... Read More

20:52 PM, 15th December 2014, About 11 years ago

Had a CCJ demanding 3 times the deposit

Why would they need to attend if they have left evidence with a Solicitor. There are many no win no fee guys who will take a case where there is good evidence and share the booty 50/50... Read More

20:44 PM, 15th December 2014, About 11 years ago

Had a CCJ demanding 3 times the deposit

Given the facts that you have shared what defense would you have to use option 3? They have probably already produced the email where they asked you to protect their deposit and therefore to deny this would be a lie and that would be obvious to the Court.

I would rather protect my reputation and avoid a CCJ than try to lie my way out of a situation that I have put myself into - even though I am sure from your post this was not malicious -it was none the less unlawful.... Read More

20:28 PM, 15th December 2014, About 11 years ago

Had a CCJ demanding 3 times the deposit

Steve Mason has told us that there is email evidence that he took a deposit which the tenants asked him to protect.... Read More

20:19 PM, 15th December 2014, About 11 years ago

Had a CCJ demanding 3 times the deposit

They have taken action because you have broken the law and not protected their deposit.

The only defenses possible is 1. they did not pay a deposit or 2.you did protect it. Neither apply here.

The fact that they did not pay rent would have given you a claim against the deposit at the end of the tenancy but not during the tenancy and therefore it is not a defense

The harassment issue is because you did not act within the law when you asked them to leave "asap" - this is potential illegal eviction.

They have a legal right to prevent you entering the property while the tenancy is in place and this would have no impact on the case.

My opinion - pay up and move on. Protect all deposits in future because breaking the law makes us vulnerable... Read More

13:08 PM, 22nd June 2014, About 12 years ago

Private address required for HMO Licence!

Register of Licences - Housing Act 2004

203. A local authority has a duty to establish and maintain a register of licences
granted under Parts 2 and 3 of the Act which are in force.
204. The register should include the following details for licences issued under
Parts 2 and 3:
• the name and address of the licence holder
• the name and address of the person managing the licensed HMO or house
• the address of the licensed HMO or house
• a short description of the licensed HMO or house
• a summary of the conditions of the licence
• commencement date and duration of the licence
• summary information of any matter concerning the licensing of the
HMO or house that has been referred to RPT or to the Lands Tribunal,
and
226 Section 68(7) and (8). 227 Section 68(9). 228 Section 232 (1) NB local authorities are also required to keep a register of Temporary Exemption Notices and Management
Orders. 229 See Regulation 11(1) of SI 2006/373 “The Licensing and Management of Houses in Multiple Occupation and Other Houses (Miscellaneous Provisions) (England) Regulations 2006”
205. The register should also include the following additional details for licences issued under Part 2 and 3:
• number of storeys comprising the licensed HMO
• number of rooms in the licensed HMO providing sleeping and living
accommodation
• in the case of a licensed HMO consisting of flats, the number of flats
that are self contained and that are not self contained
• Description of shared amenities including the numbers of each amenity,
and
• the maximum number of persons or households permitted to occupy
the licensed HMO under the conditions of the licence
206. The register can be presented in any such form the local authority
considers appropriate, and must be made available for public inspection at
the local authorities head office at all reasonable times. A local authority
must supply a copy of the register or an extract of the register on request
and may charge a reasonable fee for doing so... Read More

14:21 PM, 18th May 2014, About 12 years ago

Crazy old lady losing me good tenants

We did indeed have a discussion about this Mark. My case was where a owner occupier in a block of flats was suffering from Dementia. I let a flat above her and my lovely tenants were really suffering from her behaviour. She was attacking them as they passed to go up to their flat, pushing rubbish and food through the letter box. I closed the letter box and put in an external post box. She then began throwing food onto the stair case. Other people in the building has already complained to the Management company - who did nothing. I complained to Social Services who I knew were supporting her but they were rude to me and suggested that I was being uncaring - this certainly was not the case and even my young tenants were really concerned for her well being as well as their own.

I posted this discussion http://www.landlordreferencing.co.uk/forum/discuss/community-forum/anti-social-behaviour-of-a-different-kind/ and I was given some really good advice.

Eventually I asked a senior Doctor friend who worked at the local hospital to help me and he managed to get Social Services to take action. It was months later that they took her into a care facility. She had no relatives and the whole process took forever.

Perhaps some of the advice that I was given on the discusion above will help you - I hope so because this is a really stressful situation for you and for your tenants and more so for the poor lady who is not "crazy" she is ill and the health service is letting her down when she needs them most.

This is a growing problem because people are living longer and Dementia is becoming more common. We need to get our act together and to take care of these people who built the health service and were promised a safety net... Read More

13:22 PM, 23rd April 2014, About 12 years ago

The Social Housing crisis and Landlords

Direct payment alone is not the answer.

Under the benefit caps of Welfare Reform many tenants are having the housing element of their benefits reduced to bring them under the capped rates. The benefit cannot not be taken away but the payment may be reduced to as little as 50p. Those who have this level of payment may also have reductions of other benefits and their overall income may well have been reduced by a large amount. Which landlord wants direct payment of 50p? Who wants to chase tenants for the balance when they have had their total benefits reduced?

We should be fighting to make Government recognise that a person who is homeless will remain jobless too and that it is totally inappropriate to put their Housing Benefit payment at the top of the list of benefit reductions when they reach the caps. A home is the most fundamental of all human needs and it should be protected from reductions in benefits AND the ambition to make people on benefit financially responsible - they need to learn those skills before the safety net is taken away and direct payment of the full LHA amount should be paid directly to protect them from their lack of skills no matter who the landlord is.... Read More

17:32 PM, 13th April 2014, About 12 years ago

20:58 PM, 12th April 2014, About 12 years ago

19:47 PM, 12th April 2014, About 12 years ago

Selective licensing - can a part- time investor landlord fulfil the requirements?

Gary Sandwell has always been part of the Midlands Landlords Accreditation Scheme (MLAS) - this is not new and the cost of the full day foundation seminar is £150. A person who is accredited with NLA and has attended NLA foundation seminar can passport to MLAS at no cost by simply informing the MLAS administrator of their NLA accreditation number and completing the application form.

Reader that is exactly what I would do.

Joe Bloggs a quote from final paragraph of the article in your link

"The Landlord and Tenant Act 1985 make clear that landlords should not enter the property without the express permission of the tenant."

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The perfect present for property investors @ £4.64. My book, where I warn about the storm clouds that are gathering for landlords is available on Amazon title. Property For Rent – Investing in the UK: Will You Survive the Mayhem? http://www.amazon.co.uk/dp/1484855337... Read More

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Wednesday 14th September 2011

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