Arrears settled but LPA receivers still acting negligently?

Arrears settled but LPA receivers still acting negligently?

9:35 AM, 6th August 2018, About 6 years ago 3

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After the Bank of Ireland interest rate hike, I fell £1000 in arrears with my rental property by mid 2014. They appointed Templetons as a receiver who are based in Cardiff (The property is in Sheffield). I settled the arrears, but despite asking, the property remained in the control of the receiver.

I had numerous issues of poor management reported by the tenant to the point where I made a formal complaint to BoI in 2017. Obviously nothing came of the complaint.

Subsequently an environmental health warning was issued who’s the receiver said they were acting upon after I called them to check. I heard no more.

A month ago, I received a council tax bill leading me to believe the tenant had vacated (who had lived in the property for the entire duration of LPA receiver management). Then I got notification that my mortgage debt had increased by 10k!!!!

A week later I got a call from a friend to say they had seen a for sale sign up, and sure enough, the property is on the market. The receiver has stated that it is not a viable rental despite the rental income being twice the mortgage cost and there never being an issue in 15 previous years.

Turns out the receiver didn’t act on the environmental health notice and the council fined them and carried out the work to the time of £8k!!

I appear to be liable for everything and look like losing my house.

Is there anything I can do????

Help please.


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Neil Patterson

11:37 AM, 6th August 2018, About 6 years ago

Hi Peter,

You might like to try making contact with our Lawyer member Peter Fisher who specialises in this area. Please see his member profile >>

Caroline Humphrey

12:27 PM, 6th August 2018, About 6 years ago

Reply to the comment left by Neil Patterson at 06/08/2018 - 11:37
Yes please contact Peter Fisher because he dealt with the matter for me although I actually stuck at it and sorted it out myself in the end
I had to confront Mortgage Express .. LP a receivers did the same to me they repossessed one property after putting the tenant on the street saying there was no tenancy agreement when there was, they left the door open and the property was vandalised while in their care then they auctioned it and sold it. The other property I was more aware and there were no arrears on it same as usual the arrears were cleared however they repeatedly tried to repossess it and I managed to stop them physically by barricading them out this went on for months and was extremely stressful. LP a receivers are well known for this and break the law in every respect, they go to court and they lie. My advice would be to try and contact someone I app in the bank of Ireland which is what I did and try and explain the situation and make another complaint also contact Peter Fisher CP law associates and give him my name say I told you to contact him
They put a huge amount on my mortgage which I am still paying but I managed to hold on to the property and the mortgage company are letting me vent it in a bid to get back some of the money but there is a problem with LPA receivers and they need exposing by as many people as possible. They lie they work underhandedly and you have to be a step ahead of them all the time do not think they stick to the law they don’t. My guess is they have evicted the tenant illegally by saying there was no tenancy agreement and I would keep possession of the property and even put a relative in there to care take it if you can until you sort this out otherwise you are liable for all their money that I think Peter Fisher will be able to put you in touch with the right people

Peter Bishop

17:13 PM, 6th August 2018, About 6 years ago

Thank you guys, I have sent a message to Peter.

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