10 months ago | 18 comments
By not fully understanding a problem, the risk of putting in a bad fix is magnified. We are seeing example after example of people acting without a full understanding..
I learned lessons early as a landlord that a failure to understand likely meant bigger expenses. For me, a leak below a ground floor front bay window taught me a lot. I had professionals in who told me the bay roof was the problem, so I replaced the bay roof, but the leak remained.
Whilst this cost me time and money, the professionals took no responsibility. After proper diagnosis, testing myself I found the water ingress was at the chimney some 10 metres away. I realised I had wasted money replacing something because I had not understood the real problem. The professionals didn’t identify the real issue and there were no consequences for them. For me and my tenants, there was a cost. The leak went on and I paid for a second fix
I learned a lot from that to ensure I fully understand an issue before accepting what I am told or jumping in with an ill-considered fix.
What saddens me is this common-sense approach eludes people and authorities who act on incomplete evidence, then enforce flawed policy on others. The people who came up with legislation for Awaab’s law based this on a tragic case where the cause of the mould had shockingly NEVER been determined. The ombudsman wrote it wasn’t lifestyle from a point of ignorance; the truth is he didn’t know what the cause was as nobody found out. To me, it seems unacceptable that we are governed by policy that is put in place based on incomplete or ignorant assumptions.
The Renters’ Rights Bill will perhaps have the biggest non intended impact as the stakes for a landlord selecting a bad tenant will be even more punitive.
Landlords will rightly be very careful about who they provide a home to. Whilst many people have mortgages to provide a home, the banks won’t lend to millions of other people. The banks effectively discriminate against this group, yet these people still need homes. With the government failing to provide sufficient social housing, private landlords who the banks deem a better risk are able to step in and undertake the management of the same people the banks refuse to deal with.
The tighter reform regulation will increase risk and costs for landlords, such that taking a bad tenant is hugely costly. To ensure they protect their investments as best as they can landlords will be more diligent in tenant selection. This means people who can’t demonstrate they are good tenants will be rejected and end up without private housing provision in a market of declining private housing.
The tears cried by the chancellor are nothing compared to vulnerable people who will find themselves in dire circumstances and homeless because fewer landlords are willing or able to take the mounting pressures.
The policy is being written without answering a fundamental question. Why are people evicted with a no-fault eviction? Nobody bothered to find out? The clues were there that around 1 in 200 tenancies end in a court eviction – then this doesn’t seem unduly high and we don’t know the reasons the landlords took this drastic and costly step. They didn’t do the right research?
If the problem was people are asked to move before they want to, then the solution was to offer longer tenancies? If the problem was rent rises, then there was already a policy in place where tenants could challenge. So, what problem is the Renters’ Rights Bill addressing?
Forcing obstinate policy on people when a problem isn’t properly understood can only lead to inefficiency, higher costs and likely in this case the most vulnerable being badly impacted.
It’s not rocket science, but rocket scientists have to fully understand and diagnose the problem to find a workable solution. It appears people involved in implementing and changing policy do so on emotion and incomplete evidence, and this shortfall leads to degradation and inefficiency.
The evidence, similar to the leak that continued from my chimney, will be obvious as costs rise and vulnerable people struggle to find private accommodation. However, under the current system, those responsible will remain unaccountable with real opportunities missed and benefits lost.
A proper understanding is always worth the effort!
What do others think what problem is the Renters’ Rights Bill addressing?
Thanks,
Paul
Every day, landlords who want to influence policy and share real-world experience add their voice here. Your perspective helps keep the debate balanced.
Not a member yet? Join In Seconds
Login with
Previous Article
House prices steady in June with improving market activity - HalifaxNext Article
Industry body pushes back on pet insurance U-turn
10 months ago | 18 comments
10 months ago | 15 comments
Sorry. You must be logged in to view this form.
Member Since May 2025 - Comments: 6
6:25 PM, 7th July 2025, About 10 months ago
The Renters Rights Bill rightly highlights long-standing issues around affordability, security, and fair treatment for tenants.
But alongside rental reforms, we also need to address hidden costs renters face—like the growing burden of energy bills in poorly insulated homes.
Member Since November 2019 - Comments: 153
6:49 PM, 7th July 2025, About 10 months ago
In Reply to Andrew
Andrew why do you think Tenants are being treated unfairly. ?
A lot of Landlords on this site have long standing tenants and according to one survey 85% are Happy with their lot.
Are Rents going to be any more affordable when there are less properties to rent ?
Are Private Rental properties any better or worse than private or council rents ? Test yourself put a post code look at the EPC certificates and work out which are Rental or not ?
With regards to affordable Rents I agree but consider Landlords are paying tax on Turnover so over a certain limit 40% of the rent goes in tax .
And your Gas and Electric is more Expensive because of Net Zero Tariff’s.
Consider who wants to buy a £150000 asset and give it to someone else.
Regards
Member Since October 2022 - Comments: 204
8:35 PM, 7th July 2025, About 10 months ago
As I recall, the RRB originated with pressure groups like GR et al complaining that landlords were tax-advantaged, enabling them to buy up property inventory, thereby creating a shortfall of available properties for aspiring first time buyers and forcing them reluctantly to rent instead, wasting their hard-earned money by putting it into their greedy and undeserving landlord’s pocket instead, enabling landlords to enrich themselves at the expense of working people.
Government then decided to “fix” this supposed problem by trying to force landlords out with punitive taxes like section 21 and SDLT, leading to landlords evicting tenants mostly due to selling up, often after many years, or needing to raise rents. Together with an increasing population, and the resulting shortfall of affordable or even available alternative accommodation, this was an entirely predictable consequence, and meant that tenants increasingly found themselves homeless with nowhere to go, often after many happy years in the same property. This then generating loads more ammunition for GR et al and sales for newspapers selling stories about heartless landlords making people homeless and how everybody has the the right to a decent stable home, which landlords were callously taking away (how dare they?).
GR et al and of course govt naturally could not possibly blame themselves for the fiasco that they had deliberately caused, so they then blamed landlords for NOT renting out their properties or for putting up rents to cope with the extra taxes, and for just about every other evil under the sun whilst they were about it. Since section 21 was a preferred route to get speedy possession, GR et al then focused on this as being the root cause of all the injustice of people losing their homes and demanded that something must be done about it.
So govt, this time under Theresa May, decided to “fix” the problem and right all that was wrong with the world of renting by abolishing the now-hated Section 21 and add a few other things into the mix just to make landlords feel even more like pariahs in a civilised world.
Naturally, it won’t fix the problem but will just create more problems like all the other attempts to fix what is basically a very expensive and inefficient housing system that does not supply enough housing of all types to those that need it. It will surely fail more and more every time government try to intervene with solutions that simply do not address the real problem.
It’s been 10 years since Osborne initiated the rental crisis. It will be very interesting to see what the landscape looks like in another 5 years, but you can guarantee that it will be worse for tenants that need somewhere to live, just like after all the previous changes.
Member Since August 2021 - Comments: 307 - Articles: 1
9:02 PM, 7th July 2025, About 10 months ago
Reply to the comment left by Northernpleb at 07/07/2025 – 16:24It would be helpful to check the facts.
The PRS was providing approximately 21% of homes at it’s peak, when Osbourne decided we should be rewarded for investing in homes and housing a significant proportion of the rental market which had historically been served by social providers. That reward was both S24 and the multiple dwelling surcharge.
In 5 years many accidental and other traditional direct PRS landlords will have sold up, making way for professional BTR operators. It is hardly surprising that the Government has chosen this route given the reluctance of so many landlords to training and accreditation, combined with failing to recognise that joining a landlord association would have helped support a stronger voice for smaller operators.
It is what will happen over the next 5 years, not when we get there, that will be challenging for both landlords and tenants.
Lord Kinnock, with his comments on wealth taxes, has in the last couple of days, kicked away any positivity that there might have been that the housing market might recover between now and the budget in the Autumn.
One year in and I’m getting déjà vu as we face another nervous summer waiting for both tax rises and clarity on the RRB.
Member Since July 2023 - Comments: 71
9:39 PM, 7th July 2025, About 10 months ago
Reply to the comment left by ANdrew simmon at 07/07/2025 – 18:25
‘The Renters Rights Bill rightly highlights long-standing issues around affordability, security, and fair treatment for tenants’
Specifics please, these statements are unquantified and are no more relevant to tenants than anyone else who may be purchasing a property.
Banks can put mortgage rates up 8 times a year, a landlord only once – how is this fair? Is it fair that landlords are not allowed to cover increasing costs. The government chose to hold housing benefit payments this year despite forcing higher costs on landlords, is that fair? Unquantified statements are emotive and unhelpful. Vulnerable tenants will suffer most because of policy that is only partially considered.
Member Since July 2013 - Comments: 463
10:35 PM, 7th July 2025, About 10 months ago
More reasons why landlords use Section 21, from my own experience
– tenant imported a drug-dealing boyfriend and proved incapable of kitchen hygiene, leading to my first and only infestation of cockroaches in 40 years as a landlord and a house share resident myself
– most common reason houseshare breakdown. I had to evict because the tenants were at each other’s throats and no-one would back down and move out. Reasons:
– stray cat given home. Tender hearted woman took it in. Three of the five housemates objected – asthma, yowling (cat, not tenant), furniture scratching, fouling the carpets (ditto)
– new tenant proved to be a heavy drinker prone t playing music late at night. It’s him or us, the others said.
– two lads fancied the same girl, she strung them both along. Jealously, scowling, fights. No cat this time.
– ultra-liberal woman versus meat-eating Northern Irish DUP-voting guy. No compromises possible. Two other tenants tiptoeing round the. “One of them goes, or we do” they said.
So most of my few Section 21s were because of housemate intolerance, not an evil landlord seeking rent rises or a “revenge” eviction. I’ve never, ever done that. I was even asked by some to use S21, to avoid a Section 8 and a CCJ and a judgement going on their credit record!
All such give and take is going to become scarcer because the RRB raises the risk factor significantly and positively encourages a confrontational approach to landlord-tenant relationships.
Member Since November 2019 - Comments: 153
9:10 AM, 8th July 2025, About 10 months ago
Reply to the comment left by Rod at 07/07/2025 – 21:02
Hi Rod ,
Not sure which facts are not true.
There are lies, Dam lies, and Politicians statements .
The 40% relates to the Tax Rate paid by Landlords owning properties in their own name.
I agree The Government is trying to force out mom and pop Landlords.
Regards