Fergus Wilson Panorama documentary – now available on iPlayer22:10 PM, 18th March 2019
About A week ago 99
I bought a house over 2 years ago to rent out, all went well until about 3 months ago when the local council contacted me saying they had a charge on the property and unless I paid the outstanding amount of £1500 they would take legal proceeding’s against me.
I know they cannot make me pay the outstanding amount, but can get interest added to the debt and possibly court costs. As this was my first investment property a local land search was not carried out.
I was advised by my solicitor that it was for local mine workings etc. At the time I wasn’t even aware you could have a charge against a property. This charge is for work carried out to the property by the council when the previous owner (also a landlord) failed to fix the boiler. The house was later repossessed and I bought it off the mortgage company.
The solicitor who acted for me doesn’t even bother to reply to my requests to look into this matter. Getting to the point, the mortgage company was aware of this charge (they had been in communication with the local council) yet failed to disclose the fact to me, is this legal and surely after repossessing the property where they not libel for the debt as owner of the property.
Also how can I find out if the council acted properly when obtaining the charge against the property ? any help or advice would be appreciated.
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