Harry Chunk

Registered with Property118.com
Saturday 22nd August 2015

Latest Comments

Total Number of Property118 Comments: 35

Harry Chunk

14:24 PM, 2nd December 2021, About 6 months ago

If I put my houses in my tenants name would I be exempt from onerous retrospective legislation?

Hi Mick
I normally love reading your posts which often have a degree of wit and sarcasm about them.

On this though, in the nicest possible way, I have to ask have you gone stark raving mad.

Harry... Read More

Harry Chunk

10:15 AM, 22nd October 2021, About 7 months ago

Birmingham Midshires increased my fixed rate mortgage payment?

I see this as another PPI type claim. It is funny how the increase is in their favour.
We need to get enough people together to pursue an action against them. I am worse off by £10 per month but the property is being sold so at the end of the day so it is small beer but irritating to say the least.
By my reckoning bank interest is always calculated the same way, that is:- Borrowed sum times interest rate divided by 365 gives daily rate, times the number of days money borrowed for.... Read More

Harry Chunk

10:20 AM, 26th May 2021, About A year ago

Looking to purchase from deceased estate?

Hi, I think you have to start with the basics. Firstly leave a handwritten letter at the property for the property owner to get in touch. Just leave a telephone number rather than an address. Secondly go and see the neighbours and see if they are in contact with the relatives of the owners. Thirdly, whilst a stab in the dark go and visit the local undertakers and find out if they dealt with the deceased's funeral. Finally keep a close eye on what the local estate agents are taking on. Sadly stuff like this rarely is on the market for more than the blink of an eye. All I can say is that it worked for me.... Read More

Harry Chunk

11:14 AM, 30th April 2021, About A year ago

Mortgage Express - Should I take the call?

Reply to the comment left by paul thomason at 30/04/2021 - 10:12
It does still exist. Rosinca is a separate company. Basically Rosinca took all the low risk mortgages from Mortgage Express and Birmingham Midshires leaving them with all the high risk stuff. My personal mortgage is still with Mortgage Express and is only 25% of the value of the property so I don't know why they consider that high risk, never missed any payments.... Read More

Harry Chunk

9:14 AM, 16th March 2021, About A year ago

Communal "garden grab"?

Well of course, there is always a plus side. If they turn all the communal gardens into parking your communal charges will go down because you won't have to pay for cutting of the grass and planting of daffodils. On top of that your visitors will have somewhere to park when they come to see you.... Read More