Posts Tagged ‘questions’

The slightly unusual dilemma of a Croydon landlord

The slightly unusual dilemma of a Croydon landlord

12/11/2016

Re-published – first published on 21st October 2013 Dear Mark (and all Property118 readers) I think my wife might be having an affair with one of my tenants. The usual give away signs are all there, lots of “girlie nights out”, which she never used to do, and phone calls where the other person just… Read more

Bank of Ireland Tracker Rate Legal Campaign Fundraising re-launched

Bank of Ireland Tracker Rate Legal Campaign Fundraising re-launched

31/01/2014

The Bank of Ireland Tracker Rate Legal Campaign began in March 2013. History to date 100 affected BoI borrowers each paid £150 plus VAT into an initial legal fees fighting fund and instructed Justin Selig of The Law Department to obtain Counsels opinion on the merits of our case. Consensus of legal opinions was that regulators… Read more

Campaigns Against Tracker Mortgage Rate Hikes Reach Parliament

Campaigns Against Tracker Mortgage Rate Hikes Reach Parliament

22/01/2014

The campaigns organised by members of Property118 against hikes to tracker rate mortgage margins moved up a gear yesterday when I was invited to meet with David Morris MP and his aide Andre Walker at The Houses of Parliament. I spent 90 minutes with them in total. I also managed to get a very quick… Read more

Choosing a property location

Choosing a property location

11/11/2013

My buy to let property portfolio is within three miles of my main residence but I would venture further out. My main concern is that I won’t know other areas as well.  In the past I’ve looked at Rightmove to understand how much properties can be rented for and how many have been let recently. Also,… Read more

HMO Question – are basins in bedrooms mandatory?

HMO Question – are basins in bedrooms mandatory?

09/11/2013

Is it a legal requirement that every bedroom in a licensable HMO has to have a wash hand basin? I have been jumping through hoops for a year to try and get a licence on a three storey 6-bed HMO. I had a letter from the council in 2011 saying that as I had three… Read more

Letting Agent won’t release rent (6 months paid in advance)

Letting Agent won’t release rent (6 months paid in advance)

07/11/2013

My tenants have paid 6 month rent in advance ( as they did in the previous 6 months with no problems) due to them being students. The Letting Agent is dragging its feet and will not release the 6 months rent to my bank account stating the tenants have to sign a form allowing this… Read more

HMO Internal locks ‘deal breaker’?

HMO Internal locks ‘deal breaker’?

I’m at the point of exchange on an HMO licensed 5 bed house, currently let to students. I received a letter from the mortgage lender Birmingham Midshires (BM Solutions) saying one of their conditions is that there are ‘no internal door locks’. I checked and there are thumb locks on all the bedrooms. The letting… Read more

What accountancy software do landlords use?

What accountancy software do landlords use?

Hi all, I’m fairly new to property investing and brand new to this site. Thanks Property Geek, Rob Dix, for your podcast on Mark Alexander that pointed me here. Quick question; what accountancy software does this community recommend?  I currently only have three properties, but plan to scale to a lot more. I use spreadsheets… Read more

Good debt recovery agent?

Good debt recovery agent?

01/11/2013

I have recently had an absconding tenant who owes me £5,000 in rent arrears. I have used debt recovery agents previously for different tenants but with very limited success. One even tried to avoid passing on the debt they successfully collected, fortunately I caught them out and got my dues! I’m not prepared to employ… Read more

Help regarding being a victim of subletting

Help regarding being a victim of subletting

31/10/2013

A well known national letting agency franchise office based in Ealing advertised flatshare, I viewed the property and agreed to pursue a tenancy. My agreement is for the duration of 3 months, all bills included. The tenant I share the flat with (Mr G) was claiming to be a tenant at first with the agent… Read more

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