Tag: Property118 consultancy

How Much Life Cover Do Landlords Really Need?

Author: Mark Alexander

3rd November 2025, 10 months ago | 0

Many landlords have life insurance, but few know whether it still does what they think it does. Over the years,...

Kindness Is Commercial: A Family-First Continuity Plan for Landlords

Author: Mark Alexander

14th October 2025, 11 months ago | 0

If you were suddenly unable to manage the portfolio, through illness or death, would your family know what to do...

The 40 Per Cent LTV Rule of Thumb | Landlords

Author: Mark Alexander

6th October 2025, 11 months ago | 3

If you remember only one number for a calmer landlord life, make it this: around 40 per cent loan-to-value (LTV)....

Why Are Landlords Selling? Real Reasons and Better Options

Author: Mark Alexander

29th September 2025, 12 months ago | 0

There is nothing wrong with selling. The key is to sell with your eyes open. Many landlords are weighing exits...

AVMs for Landlords: Fast Valuations You Can Actually Use

Author: Mark Alexander

22nd September 2025, 12 months ago | 0

Automated Valuation Models (AVMs) are a quick way to price your portfolio without booking a full inspection. Used correctly, they...

2025 CGT Rules for Buy-to-Let – What Landlords Need to Know

Author: Mark Alexander

15th September 2025, 12 months ago | 3

Thinking of selling a rental property this year? The headline price is not the number that matters. What counts is...

Why SDLT Planning Matters

Author: Mark Alexander

14th September 2025, 12 months ago | 0

Stamp Duty Land Tax (SDLT) remains one of the most significant transactional costs for landlords in England and Northern Ireland....

Partial Sell-Down and Debt Re-basing | Landlord Guide

Author: Mark Alexander

8th September 2025, 1 year ago | 0

Selling everything is rarely necessary. A partial sell-down uses the sale of one or two weaker units to retire expensive...

When Refinancing Beats Selling | Landlord Guide

Author: Mark Alexander

1st September 2025, 1 year ago | 3

When Refinancing Beats Selling (And When It Doesn’t) Selling can simplify life. Refinancing can improve cash flow without giving up...

Net Proceeds Calculator: How Much Will You Really Have After Selling?

Author: Mark Alexander

25th August 2025, 1 year ago | 0

Selling can be the right move. The mistake is deciding based on the headline sale price rather than the true...

Sell, Refinance or Rebalance: Landlord Decision Framework

Author: Mark Alexander

18th August 2025, 1 year ago | 0

There is nothing wrong with selling. The key is to sell with your eyes open. Before you decide to market...