Tag Archives: Landlords

Buy to let strategy – the 20% liquidity reserve rule of thumb Latest Articles, Property Investment Strategies, UK Property Forum for Buy to Let Landlords

Mark AlexanderThis rule of thumb is very simple.  If you have £100,000 of buy to let mortgages you should have £20,000 in the bank.

This article was written to show you a safe strategy that you may never have considered before.  If you don’t have the right level of liquidity reserve, don’t panic.  There are ways to correct the situation, either by restructuring, or if that isn’t possible, by looking for ways to reduce your costs and increase your cashflow. Continue reading Buy to let strategy – the 20% liquidity reserve rule of thumb


Landlords lose out by paying cash-in-the-hand Favourite Articles, Latest Articles, Property Investment Strategies, Tax & Accountancy

Paying tradesmen for cash in the hand jobs seems like a good idea at the time – but ends up costing landlords more.

The problem is only the tradesmen win when a landlord hands over cash for a job in return for a discount.

The discount is generally equal to VAT the tradesman will not declare for the work. Continue reading Landlords lose out by paying cash-in-the-hand


The History of Buy to Let Sale and Rent Back Favourite Articles, Latest Articles, Property Investment Strategies, UK Property Forum for Buy to Let Landlords

Mark AlexanderBy Mark Alexander.

I closed my first Sale and Rent Back, “SARB”, deal in 1990. It wasn’t for me personally though and it wasn’t a property deal either. I had just set up a commercial finance brokerage. At that time we worked from my dining room. One of my first clients was a Norfolk based hire company.

Continue reading The History of Buy to Let Sale and Rent Back


What’s more important, cashflow or liquidity? Mark Alexander reports Favourite Articles, Financial Advice, Latest Articles, Property Investment Strategies, Tax & Accountancy, UK Property Forum for Buy to Let Landlords

Mark AlexanderCashflow is simply defined as regular income. Positive cashflow is when income exceeds expenditure and you make a profit. So that’s important right?

Of course it’s important, but are you in complete control of your cashflow position?’ might be a better question. The truth is there are some things you can’t control. You can’t choose what interest rates will be for example. You may also get caught out with unexpected repairs, problem tenants and rental voids. Continue reading What’s more important, cashflow or liquidity? Mark Alexander reports


Is your property portfolio ownership structure optimised to enable you to pay the minimum amount of CGT, income tax and IHT? Commercial Finance, Estate Planning, Favourite Articles, Financial Advice, Latest Articles, Lettings & Management, Property Investment Strategies, Question of the Week, Tax & Accountancy, UK Property Forum for Buy to Let Landlords

Mark AlexanderIn this article I look at the differences between owning property as joint tenants, tenants in common or as individuals. I also explain why portfolio landlords who are married couples should own half the properties each in single names and how to deal with property ownership which is not structured for optimal tax purposes right now. Mark Alexander Continue reading Is your property portfolio ownership structure optimised to enable you to pay the minimum amount of CGT, income tax and IHT?


Landlords could be lining the Tax Mans coffers if they live through the next property cycle. Born free taxed to death? This needn’t be the case for readers of Landlord News Estate Planning, Favourite Articles, Financial Advice, Latest Articles, Tax & Accountancy

The UK’s average property value is currently £167,953, according to the Halifax’s latest survey.

It is probably fair to say that every landlord owns at least two properties, their own home plus at least one buy to let property. Therefore, excluding any other assets or life insurance policies, their assets are likely to exceed the £325,000 nil rate band for Inheritance Tax (IHT). Continue reading Landlords could be lining the Tax Mans coffers if they live through the next property cycle. Born free taxed to death? This needn’t be the case for readers of Landlord News


Over 100,000 property investors are already receiving Landlord News Latest Articles, UK Property Forum for Buy to Let Landlords

The Money Centre’s re-launched online Landlord News Magazine already has 100,232 subscribers according to figures released today by an official source.

The magazine was re-launched by The Money Centre just over a week ago and has captured the interest of literally thousand of buy-to-let investors throughout the UK and beyond. Continue reading Over 100,000 property investors are already receiving Landlord News


What you shouldn’t do – buy to let mortgage advice Estate Planning, Favourite Articles, Financial Advice, Latest Articles, Property Investment Strategies, Tax & Accountancy, UK Property Forum for Buy to Let Landlords

Mark Alexander

Buy to let mortgage advice

Many investors have become cashflow beneficiaries of the ‘Credit Crunch’ due to the lowest interest rates in history. A question I am often asked is, “Should I use the extra cashflow to reduce my mortgage balances?” I appreciate that one day interest rates will go back up again and the base logic for what I consider to be the incorrect decision to repay debt now is to reduce payments in the future. Continue reading What you shouldn’t do – buy to let mortgage advice


Toilet Brush Cleaning – Ask Me Anything Advice, UK Property Forum for Buy to Let Landlords

Toilet Brush Cleaning - Ask Me AnythingHi, my name is Mohammed Crapper, a distant relative of the late John Crapper (inventor of the flushing toilet) and I’m a professional Toilet Brush Cleaner – Ask Me Anything.

I qualified as a Toilet Brush Cleaner with the Royal Institution of Toilet Brush Cleaning in 1979 and now employ a team of 5,000 professionals in Curry houses worldwide.

If there is anything you would like to know about Toilet Brush Cleaning I will be delighted to provide an answer. Just ask a question in the comments section below.

JUST KIDDING

We got your attention though didn’t we? 🙂

We will soon be launching a new section call “Ask Me Anything”

This will be hosted exclusively by Property118 Members who are experienced and qualified experts in their field.

For example, a forum called …..

“Inventories – Ask Me Anything” would be run by an experienced and qualified inventory clerk.

and

“Landlord Tax = Ask Me Anything” would be run by a qualified tax accountant specialising in working with landlords.

In time we hope to have hundreds of specialists running these forums.

Responses from hosts will be linked back to their member profiles so it will be an excellent way for them to engage with their target market. All readers will be able to ask any question they like which relates to the hosts profession.

The host will be automatically notified by email whenever a new question is raised.

“Ask Me Anything” forums will be promoted in our site navigation and also in our eNewsletters which have a distribution of over 500,000 per week.

The SEO benefits to hosts will be immense due to the SEO expertise we have here at Property118 and will continually improve as more Q&A’s are added due to “Rel=Author” coding.

We can’t guarantee to offer you the PR benefits of being appointed as an “Ask Me Anything” host but we can guarantee that all comments you make in our forums will link back to your member profile.

If you would like to apply to become a host of an “Ask Me Anything” forum the first thing you will need to do is become a member and create an authoritative profile. Then complete the form below.


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