Tag: interest only

Fixed vs Tracker: Which Buy-To-Let Mortgage is Best in 2025?

Author: Mark Alexander

8th September 2025, 8 months ago | 0

With mortgage pricing shifting and lender criteria evolving, many landlords are weighing up whether to fix for certainty or track...

Why Do Property Investors Use Interest-Only Mortgages?

Author: [email protected]

30th December 2024, 1 year ago | 0

When it comes to property investing, one of the most common questions is: why do so many investors choose interest-only...

Pushy Lenders?

Author: Readers Question

4th April 2024, 2 years ago | 2

Most lenders take a fairly relaxed approach to interest-only, but I`m wondering if ones who are a bit pushy are...

Homeowners allowed to go ‘interest-only’ without a repayment strategy

Author: Jonathan Chapman

8th December 2022, 3 years ago | 4

Homeowners struggling to pay their mortgage bills will be able to switch to interest-only deals without a formal repayment plan under new...

Barry’s story – it could have been you!

Author: Mark Alexander

22nd May 2018, 8 years ago | 0

Barry’s story was written by the Mark Alexander back in December 2010. It has since been updated and re-published several...

Shawbrook Bank – Definitely not for “brand new customers only”

Author: Neil Patterson

13th November 2013, 12 years ago | 1

Shawbrook Bank are now offering a 0.25% discount on the margin or a 0.25% discount in the arrangement fee for...

Shared Appreciation Mortgages for Buy to Let Landlords

Author: Mark Alexander

30th October 2013, 12 years ago | 0

A radical shared appreciation mortgage product for buy to let landlords is soon to be launched. The detailed criteria is...

Newbie Questions re Capital Repayment

Author: Helen King

18th September 2013, 13 years ago | 4

I would really appreciate some input having read though the “Advice” articles here. I currently own my own home outright...

I’m a mortgage tart!

Author: Readers Question

23rd August 2013, 13 years ago | 11

The government wants the banks to clamp down on interest only mortgages. Obviously there are tax advantages for these mortgages...

Our own Buy to Let Mortgage sourcing system and calculator

Author: Neil Patterson

19th August 2013, 13 years ago | 0

I have just finished updating all the products on our own in house Buy to Let Mortgage sourcing system and...

Age discrimination from buy to let mortgage lenders?

Author: Readers Question

26th July 2013, 13 years ago | 11

Last year I was in the process of identifying a good interest only re-mortgage – nothing out of the ordinary...

Buy to Let Mortgages on Low Value Properties

Author: Howard

26th July 2013, 13 years ago | 20

I have always found one particular lender on our panel hard to consider as they’ve always represented (in my mind)...

BuytoLet Remortgage rates best since the credit crunch

Author: Property118.com Landlord News Team

19th July 2013, 13 years ago | 2

The prevailing mood in the BuytoLet remortgage world over the past three or four years has been “Rates are high;...

Minimising Capital Gains Tax – Readers Question

Author: Readers Question

29th June 2013, 13 years ago | 5

My wife and I own a semi-commercial property where the ground floor commercial unit is occupied by a mini cab...

Letting to Family Member

Author: Readers Question

24th June 2013, 13 years ago | 31

I would really value some advice about letting to a family member please. I have recently retired and purchased a...

Lowest ever BTL interest rates released!

Author: Howard

21st June 2013, 13 years ago | 5

“Lowest ever BTL interest rates released!” It’s a great headline grabber isn’t it? Well I actually saw this on another...

Precise Mortgages launch Bridge to Let product

Author: Neil Patterson

17th June 2013, 13 years ago | 0

The intermediary only lender Precise Mortgages has today launched the Uk’s only true Bridge to Let Product for development and...

Interest only or Repayment BuytoLet mortgages

Author: Neil Patterson

24th May 2013, 13 years ago | 20

A common question from new Landlords is why are so many BuytoLet mortgages taken out on an Interest only basis...

Can I stop repossession with a lease option offer?

Author: Readers Question

22nd May 2013, 13 years ago | 18

I need some advice on stopping a repossession for a motivated seller with a view to getting the property on...

Is he a landlord?

Author: Readers Question

28th April 2013, 13 years ago | 4

My partner’s ex-wife & their son reside in the ex-marital home, courtesy of the divorce agreement. She is required to...