Tag: BTL

Equity charge by CSA how to remove?

Author: Readers Question

23rd January 2023, 4 years ago | 1

Hello Property118 I need your help. In 2000, an equity charge was placed on my home by the Child Support...

Bank of England orders lenders to be ‘ready for a prolonged period of credit stress’

Author: Jonathan Chapman

11th January 2023, 4 years ago | 0

The executive director of the Bank of England financial watchdog, David Bailey, has warned that the Bank of England intends...

The best city for buy to let investment revealed

Author: Property118.com Landlord News Team

29th December 2022, 4 years ago | 0

The best city for buy to let investors isn’t London – it’s a city that has robust property prices and...

Early Repayment Charge?

Author: Readers Question

28th November 2022, 4 years ago | 9

Hello, I currently have a 5 year fixed BTL mortgage with Leeds building society at 2.14%. I am looking to...

Landbay reduces rates across all five-year fixes

Author: Property118.com Landlord News Team

23rd November 2022, 4 years ago | 5

The specialist buy-to-let lender Landbay has revealed that it has reduced the rates on all of its five-year fixed rate...

Paragon Bank unveils market-leading five-year fixed rate BTL mortgage

Author: Property118.com Landlord News Team

9th November 2022, 4 years ago | 0

Paragon Bank has unveiled a market-leading five-year fixed rate buy-to-let mortgage with a reduced reference rate. The mortgage is available...

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Landlords selling up account for 16% of property sales

Author: Property118.com Landlord News Team

8th November 2022, 4 years ago | 6

As fed-up landlords brace for further tax rises and soaring mortgage rates, it has been revealed that the number of...

Immigrant requirements to rent?

Author: Readers Question

7th November 2022, 4 years ago | 3

Hello, Apologies for this rambling query. Background: My daughter has landed a permanent job at Cambridge University and is about...

Landlords pay up to 7.7% more for BTLs in high demand areas

Author: Property118.com Landlord News Team

7th November 2022, 4 years ago | 0

Landlords looking to reduce void periods by investing in a buy-to-let within an area of high rental demand will pay...

Increased mortgage stress tests will push up rents, MPs told

Author: Property118.com Landlord News Team

3rd November 2022, 4 years ago | 3

Not only will rents rise but tenants will find it more difficult to find homes over the next year or...

85% LTV at 110% interest cover Buy to Let – InterBay Commercial

Author: Neil Patterson

23rd January 2014, 13 years ago | 16

InterBay Commercial part of OneSavings Bank plc group have introduced a new Buy to Let range and of real interest...

Residential mortgage but renting the property without consent!

Author: Readers Question

6th January 2014, 13 years ago | 14

Hello readers, For the last 3 years I’ve rented my flat on a residential mortgage whilst simultaneously living in a...

Mortgage Express Harsh Realities re Mortgage Arrears

Author: Mark Alexander

16th December 2013, 13 years ago | 44

It would appear that Mortgage Express are now operating a zero tolerance policy on buy to let mortgage accounts which...

Property Research Tool

Author: Mark Alexander

11th December 2013, 13 years ago | 33

UK Property Research Tool What you need to know and where to find the information X This Property Research Tool...

Kent Reliance Buy to Let no minimum income and 85%!

Author: Neil Patterson

4th December 2013, 13 years ago | 7

Kent Reliance Buy to Let have withdrawn their minimum income criteria of £25,000 even for 85% Loan to Value. However...

Principality Buy to Let – new range starts with a 1.99% rate!

Author: Neil Patterson

18th November 2013, 13 years ago | 11

Principality Buy to Let have launched a massively improved new product range only available via brokers, but I have added...

Shawbrook Bank – Definitely not for “brand new customers only”

Author: Neil Patterson

13th November 2013, 13 years ago | 1

Shawbrook Bank are now offering a 0.25% discount on the margin or a 0.25% discount in the arrangement fee for...

Research into BTL mortgage arrears – University of York

Author: Alison Wallace

7th November 2013, 13 years ago | 16

I head up an independent and experienced team of researchers at the Centre for Housing Policy at the University of...

Tax Treatment of Equity Loans for Buy to Let Landlords

Author: Mark Alexander

4th November 2013, 13 years ago | 0

I have been posting on numerous forums about the introduction of equity loans into the UK buy to let mortgage...

Equity finance for buy to let landlords

Author: Mark Alexander

1st November 2013, 13 years ago | 0

In this article I will explain the fundamental difference between equity finance for buy to let landlords and traditional buy...

I Am A Property Developer – Ask Me Anything!

Author: Tony

1st November 2013, 13 years ago | 227

I run a small property development business in the Reading, Wokingham and South Oxon and Bucks areas. The company organises...