Jonathan Chapman

Writing on the wall for PRS livelihoods?

Writing on the wall for PRS livelihoods?

Will the mass exodus of landlords wreck the livelihoods of professionals and stakeholders in the private rental sector? Landlords have sold 400,000 properties since 2019, when the total number of private...

Bank of England orders lenders to be ‘ready for a prolonged period of credit stress’

Bank of England orders lenders to be ‘ready for a prolonged...

The executive director of the Bank of England financial watchdog, David Bailey, has warned that the Bank of England intends to increase scrutiny on lending to landlords. Mr Bailey said: “Our assessment...

Homeowners allowed to go ‘interest-only’ without a repayment strategy

Homeowners allowed to go ‘interest-only’ without a repayment...

Homeowners struggling to pay their mortgage bills will be able to switch to interest-only deals without a formal repayment plan under new plans to help borrowers through the cost of living crisis. The...

1:59 AM, 11th February 2023, About 3 years ago

I can not think of anything apart from compulsory purchases of private landlord properties in 2025 if they do not have an EPC rating of C or above.... or is that too sinister?... Read More

16:54 PM, 9th December 2022, About 3 years ago

If a mortgage has no repayment plan then whoever is liable for it will potentially pay interest on the loan until the day they die.

One has to assume this will eliminate the dream of retirement for many,... which i believe would be a favourable outcome for governments that are facing the crippling reality of an ageing population.... Read More

Registered with Property118.com
Tuesday 20th September 2022

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Bio

I provide guidance on the pros and cons of sole ownership, joint ownership, Partnerships, LLP’s, Limited Companies and Plc.’s as well as transitional relief available to switch between these various ownership structures.