Recovering debt using High court enforcement

by Readers Question

10:55 AM, 27th October 2017
About 3 years ago

Recovering debt using High court enforcement

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Recovering debt using High court enforcement

Hi guys, does anyone know what further recourse, (if any) one can resort to, to pursue a tenant debtor after high court enforcement agents (HCEA) have unsuccessfully tried to recover debts from him following a CCJ and how best to pursue such path? For instance,

1. Can one return to the county court to accept a low payment plan previously offered by the debtor? Or pursue other recovery options?

I am trying to understand this and in anticipation before I engage the services of a HCEA to pursue a debt of over £3K i.e. I want to understand my options based on different scenarios before I box myself in.

Thanks in advance of your response.

Andy

Comments

andy adewale

18:58 PM, 30th October 2017
About 3 years ago

Reply to the comment left by Richard Adams at 30/10/2017 - 16:32
Thanks Richard. I hear you.

andy adewale

13:35 PM, 20th March 2018
About 3 years ago

Hi Guys
I can update you that High Court Enforcement Officers from DBCL have helped to bring this case to a conclusion. Our tenant debtor has paid his debt in full in a victory to landlord case.
I'd highly recommend the High Court process and DBCL.

Richard Adams

23:55 PM, 20th March 2018
About 3 years ago

I am delighted to hear of your success Andy which from my previous comments in the thread when you initiated it does not surprise me one bit. If DCBL can't recover a debt then nobody can. You have got your money and equally importantly your tenant has been taught that he could not get away with it as he doubtless thought he could which is a view held by many bad tenants.

Chris @ Possession Friend

17:04 PM, 22nd March 2018
About 3 years ago

Spoke to DCBL - Pathetic !
' If a debtor / defendant in residential premises won't open the door to us, there's nothing we can do. '
On pressed, they admitted there were procedures where a claimant could summon the defendant before the county court to give account of their finances but ' couldn't help further with this as they were HCEO's and to seek legal advice ( in other words, there was no money in that for them ! )
There are debt recovery companies that take a % of debt recovered, that might be more use.

Richard Adams

22:36 PM, 22nd March 2018
About 3 years ago

Chris, This is not the DCBL I have used successfully 100% of the time. You'll note that Andy who initiated this post having hesitated at first got a result. I've noted other posters questioning them but I just don't get why? Pathetic they are not.
They visit early in the morning if necessary when normally a defendant will be in bed. If a light comes on they stay until entry is achieved. A light coming on when doorbell rung indicates someone is in. If nobody is in they will revisit. They also question neighbours about the defendant so would ascertain when he/she tends to go out to work or wherever so they can close with him/her in the street. Meanwhile vehicles outside are checked and clamped if appropriate. If the house is empty meaning defendant has scarpered since court action commenced then obviously DCBL can do nothing. Down to the plaintiff to discover new address.

DALE ROBERTS

22:19 PM, 28th March 2018
About 3 years ago

I've sent two messages to DCBL, via their web site, to contact me regarding a GBP12 000 judgement I have against a tenant and have not had a response to either.
The HCEG refused to take the case as they don't feel they have much chance of success.
And AYOM won't consider my case unless I pay them GBP1 800.00 - which is added to the tenant's debt - but obviously only reimbursable to me IF AYOM are successful.
So far my CCJ and the court costs to achieve it appears useless.

Richard Adams

1:38 AM, 29th March 2018
About 3 years ago

Reply to the comment left by DALE ROBERTS at 28/03/2018 - 22:19
Call them on the phone Dale!

Monty Bodkin

8:28 AM, 29th March 2018
About 3 years ago

Reply to the comment left by DALE ROBERTS at 28/03/2018 - 22:19
Check if the CCJ is listed here;

https://www.trustonline.org.uk/understand-judgments-fines/entries-on-the-england-and-wales-register/ccjs-and-the-register

Most possession orders do not get registered on the CCJ register. They usually need to be enforced before an entry is made, (which is one reason rogue tenants get away with it time and again).
Landlords have a moral responsibility to enforce judgements.

Chris @ Possession Friend

9:04 AM, 29th March 2018
About 3 years ago

Trust online is just another government sponsored money-making scam.
Its not easy or free to check someone's credit-worthiness and the Govt of any Housing court isn't going to help landlords one bit.

DALE ROBERTS

10:28 AM, 29th March 2018
About 3 years ago

The site will not let me search the tenant for judgements. It insists my "post code is invalid" for the property. The same postcard I have used for the past seven years in Greenwich.

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