I am new to property investing and I would appreciate some advise on remortgaging. I purchased my first BTL two months ago with a good discount. I have just finished refurbishing it and I am planing to remortgage in 4 months to get back hopefully all the money which I invested. My question is – […]

Can I buy some BTL property (I have deposit and good credit rating), let it to my Mum at a below market value (just cover mortgage payments) and allow her to sub let to provide income for her but without IHT issues?  Thanks Martin

I have rented a property through an agent for 14 years and now wish to self-manage.  I have given the required 6 months notice but now the agent is stating the original tenancy agreement is not valid because the agreement is between the agent and tenant and not with me directly. Can anyone clarify? Thanks […]

I was recommended a tenant by a friend. He moved in on 1st August 2014 and advance rent was due on 4th August 2014, and he didnt pay the rent due for 4th September 2014.  He says he will not pay because he doesn’t have too. Its a 6 month AST contract for a single […]

I split up with my wife August 2013. She gave notice on our rented property in April 2014 bit didn’t tell me. The housing association had a meeting with me and told me I had to leave in 4weeks and would be seeking a possession order and I would receive everything in writing. All I […]

I’m about to exchange contracts on a purchase this week.  An additional enquiry by my solicitor revealed that the ventilation on the boiler is deemed unsafe and the appliance is not connected. My solicitor advised to get the costing for the repair either on my account or via the estate agent. I have contacted the […]

My flat has suffered from a persistent leak, that is coming into my bedroom ceiling from the flat above me. The landlord of the flat above has said this is my problem, as he has had two builders round to check and they have found nothing. In each case a builder came round, apparently opened […]

I have been reading this amazing forum for quite a long time already and I am learning something every time I am here. I need fresh opinion and advice from property investors and landlords, because I am really not sure what should I do in my current situation. I would like to explain first few […]

As many as 38% of landlords calling the Landlord Action legal helpline for advice on evicting a tenant have failed to place their tenants’ deposits in a government recognised scheme within the prescribed 30 days of receiving it, or have not even heard of the scheme which came into force back in 2007. Landlord Action […]

We live overseas and will return to the UK on retirement in 2018. We are cash buyers about £500k, but not yet ready to invest in our retirement home – we’ve only narrowed the area down to the SE We are looking for an investment to park funds allocated for the 2018 house purchase. We […]

Sometime ago I purchased a large property in Portsmouth. I have converted the property so it has 6 bedrooms but it behaves largely like two flats. 3 bedrooms, a lounge, bathroom, toilet and kitchen are on the ground floor. The ground floor has its own front and rear access as well as a door to […]

Is there anyone able to advise me on this problem? I am paying for the management company’s electricity! I inherited a flat in 2008. It is one of four self contained. Each with its own metered services, water, gas, electricity.  There is a property management company, which owns the freehold. Each of the four leaseholders […]

Hello everybody and thank you for reading my article. I’m in need of some direction if you could spare a moment please. I will try to keep this all very summary, as it seems a rather complicated case involving both employment and tenancy issues. My situation is as follows: I work full time in a […]

I purchased a first floor flat beginning of August, it was completely redecorated, carpeted and prepared for letting and a tenant moved in 24th August.  A week later the guy renting in the flat below told my tenant that there is a leak in his ceiling from my flat above. Upon inspection the leak has […]

The Government has changed its mind about regulating Accidental Landlord Buy to Let mortgages in a decision to now comply with the EU mortgage credit directive being brought into law March 2016. The Treasury has stated that accidental landlords who did not make the conscious decision to purchase a property to rent it out were […]

Along with an asset purchase scheme to increase the supply of money the European Central Bank (ECB) has cut rates to 0.05% from its previous low figure of 0.15% introduced in June. After this announcement made yesterday the Euro fell to its lowest point against the US Dollar for over a year at $1.2996. The […]

Hello readers – I’d like to draw on your wealth of experience.  I have circa £50k to invest and already have 2 BTL’s. I’ve collected them by accident in that I’ve previously lived in them both and had never intended to let them (until I did!). I’m interested in approaching this purchase from the other […]

Has anybody redeemed their Green Deal Home Improvement Fund (GDHIF) voucher yet? I’m told [ by someone answering the Phone at GDHIF, so make of that what you want ] that Landlords with more than 5 Vouchers are being double audited and none of that group has redeemed a voucher yet. Only People with less […]

The National Landlords Association (NLA) has warned the Government to tread cautiously in introducing minimum energy efficiency standards in the private rented sector (PRS). The NLA has called for an extension to the deadline for rented properties to reach minimum energy efficiency standards after the shambles introducing Green Deal finance into the sector. The warning […]

We are a group of sharers falling into the “young professional” age category (a mixture of accountants, engineers and consultants) looking for a 5 bed in the Clapham/Battersea/Balham area and it amazes me how few properties there appear to be with an HMO license. One letting agency even went as far as to recommend lying […]

When looking at financing an investment property that is not immediately suitable for a Buy to Let mortgage the costs and stress of repaying the initial Bridging loan required after 6 month can be high. However Shawbrook Bank offer the ability to switch directly from their Bridging facility to their Buy to Let products with […]