I remember reading quite recently an article on Property118 by a member who specialises in helping landlords to make insurance claims but I can’t find it now and don’t have time to trawl through the last few weeks newsletters to find it. Would you be so kind as to remind me of the link please?  […]

I have a BTL mortgage property jointly with my brother (i.e. we are not married as I know the rules are different for married people). It’s a joint tenancy, not tenants-in-common. We intend to split the rental income and expenses (via beneficial interests, and we will draw up an agreement to make this clear). The […]

I was searching for an answer to one of my queries and came across this website, found it very useful and helpful. I hope, I can be put in right direction. I bought a property back in 2009 for approx £100k and now its worth is around £220k. I am trying to work out the […]

What affect does having a buy to let portfolio have when you apply for a personal mortgage?  I work full time and if I choose to move I could put down a 40% deposit on the sort of property I’m looking at. In addition rental income adds another 35% to my income. Is having so […]

We own a couple of flats in a large block of flats and we are charged service charges set by the size of the flats. However, the new management company has increased one of the flats service charges to much more than the size. They say the percentage charge is in the lease  and cannot be changed yet it […]

I am currently researching HMO’s and was hoping somebody in the Birmingham area would show me around their HMO so I can physically see what this looks like in terms of rules and regulations.  This is something I would like to invest into and build a portfolio one day. Many thanks Anne-Marie  

I’m in a predicament where I’m separating / divorcing from my wife. We jointly own a BTL with a tenant in place. The property has been valued at £105,000 and our outstanding interest only mortgage is £101,500. The rent is £450 per month and the mortgage payment is £190 (we got an excellent base rate […]

I have been a landlord for a few years and have been using a letting agency who were great. About a year ago they were taken over and the new agency are really poor at getting back to me, often never returning emails and generally their service is bad. I have recently spoken to my […]

I have requested my Letting Agent to write to the Guarantor on a property where tenants are away behind on the rent.  My Letting Agent has come back and requested that I use my solicitor write to the Guarantor. In your opinion, should it be the Landlord’s responsibility or should it be the Letting Agents responsibility. […]

I was recently advised by the local Private Sector Housing Enforcement Officer that, because of “The Housing Health and Safety Rating System (England) Regulations 2005”, I have to fit fixed heating to a flat that is under an old Protected Tenancy where I don’t get a fair and proper rent. The flat has open fires […]

The owner of a property I manage has been issued an Abatement Notice (Environmental Protection Act 1990:S80) for a house where, according to the notice, the rear garden has an ‘accumulation of household waste’. I have no reason to doubt the presence of the waste as the property is in a very run-down poor area […]

We have been letting a 4 bedroom house to the same family for the past 4 years and they are good tenants. During the last 18 months they have stated on a number of occasions that they definitely want to buy the property as they cannot find anything more suitable. For our part we need […]

I have bought a property with a tenant in situation in 1 December 2014 and she has a tenancy agreement that is now periodic as the original one was 4 years ago, March 11 2011.I am managing this on my own at the moment. The first issue is what I believe is 2 months rent. […]

I have a few houses in Nottingham HB tenants. I normally have good working relationship with Environmental Health, but recently, one of my tenants dogs been poo-ing on back garden which is not nice for neighbours I know. The neighbour knows Sherriff of Nottingham which is having influence of this. Please see below my letter […]

My tenants split up last week telling me straight away and the guy is going to keep on the flat. The girl moved out and collected her stuff over the weekend, but since it was at the start of the month and short notice, she has paid me half of May’s rent and he has […]

I am letting a small one bed house and the bathroom needs replacing. It is very small so I was thinking of replacing the bath with walk in shower cubicle and floor to ceiling tiling. Do you think a bathroom with no bath would put people off renting Thanks John

We have purchased a house, split roughly 75%/25%, with our son owning the 25%. We have a Declaration of Trust defining the percentages owned, which also sets out what each party is expected to pay for. We are charging him 75% market rent. I have a couple of questions, which I hope someone will either […]

I’ve been awarded possession of my house and the bailiffs are booked for Thursday 7th May at 12 noon. (I’m 9m pregnant and this is also my due date!!!) The tenant is single mum with 3 kids so I have been liasing with the council who have to re house into B&B at £500 pw […]

I let out one of my properties and the estate agent that dealt with the letting obtained a guarantee. The guarantor is a 20 year old who was a friend of the tenant earning one quarter of the tenant’s salary. The guarantee was drafted by the letting agent so that it continued to apply to […]

Communal Heating Regulations just landed on my inbox and regulations keep on adding up. What are the communal heating regulations? .Gov site >> http://www.legislation.gov.uk/uksi/2014/3120/pdfs/uksi_20143120_en.pdf These new regulations have come out the Government’s desire to improve the energy efficiency of buildings. A laudable aim! But how will it affect private landlords? Well, for many of us […]

After selling out of the first phase of apartments, we now have the final phase of this popular development, overlooking the River Great Ouse, available at exclusive prices. Located in the South East, Buckingham is within easy reach of cities such as Milton Keynes and Oxford; Milton Keynes being home to multi-national companies such as […]