Looking for some advice on what’s best to do in our current situation. My mother has a BTL portfolio of seven houses, all have mortgages on except for her property which is worth around £300,000. She does not have any life insurance and has recently been diagnosed with cancer so I am planning for the […]

My property has 4 students. One is dropping out of Uni. In the AST, he’s allowed to find a replacement provided the other 3 students approve the choice and I agree.  However, what are the practicalities? What’s the best way to deal with the deposit? I intend to claim deductions from the person leaving as […]

I own a house worth £320,000 with no mortgage or loans.  I want to buy a ‘buy-to-let’ property for £180,000 1: Can I get a’ buy to let’ mortgage at my age (69) without declaring my income? I understand that providing I can demonstrate that the rent will easily cover the mortgage and running costs, […]

Firstly, can I say what a great website this is – full of really useful content and discussion, especially for us newbie’s. Over the last two years I have read most of the articles at least twice! I am really keen to hear your views on our current situation and get your best advice…  Our […]

I bought a new house but the the builder did not declare that there was an outstanding/incomplete planning issue that was not signed off the by the local planning authority. Solicitor who carried out conveyancing does not appear interested in pursuing the matter on my behalf as I hold her responsible for not asking the […]

My agent is refusing to provide details of an absconded tenant under the Data Protection Act. As the tenant is my client, I believe the agent holds the information on my behalf, and I am entitled to access.   Thoughts please Bill Williams

I recently posted the ‘Newbie‘ thread so I haven’t been a landlords for very long. I bought a mid-terrace in December 2014 which, before I bought it, I had a full buildings survey done as I wanted to try, as best I could, to highlight any major things wrong with the property in order to […]

I am just hoping for a little bit of advice as my solicitor has my head in a spin and has suggested looking at getting advice elsewhere.  I am currently in the process of splitting with my wife,  I moved out of the marital home in April last year. We have a buy to let […]

I have been a tenant on a farm on an AST for nearly three years. I have always had trouble with a dodgy oil fired boiler and at times had several days without heating. The owner has now installed a bio mass boiler fuelled by wood pellets to serve my property, two other cottages, his […]

Just wondering about what the legal implications would be of employing someone for, say 20 hours a week – I’m thinking it would be best if they had self-employed status? I’m not sure exactly what I would want them to do yet as the work is often ad hoc. It could include conducting viewings and […]

I have a restriction on the land registry for a property I have a sole mortgage on – the restriction States there is to be no disposition by a sole proprietor, what’s the best way to have it removed or could I just add someone else to my mortgage to get around this ? There […]

February is the heart of winter and the month when the boiler in your let property is being constantly used to provide hot water. If it is past its best then maybe you should consider Landlord Emergency Cover to protect it and your tenants. In the last two years I personally have paid for a […]

What most Landlords are interested in, because many have Buy to Let mortgages, from my Bank of England quarterly inflation report summaries is what might happen to interest rates in the future. Well the good news if you are hoping the rate stays low is that the latest report shows the lowest predicted medium term […]

I’ve a property with 10 self contained units – one is smoking cannabis early morning (night workers) which is permeating the house – it’s the first thing you smell as you enter – they’ve been spoken to, obviously deny it, and it didn’t happen this morning. Though, I do know that high quality pre rolled […]

New Bank House in the heart of Sheffield is a new conversion project set to be finished September 2015 consisting of 178 large contemporary student apartments. This bespoke boutique student accommodation development could make a fantastic addition for a Buy to Let property portfolio, offering impressive NET rental yields of circa 8%, assured for 2 years. […]

Last April, landlords had to endure a 150% increase on court fee rises on section 8 claims from £100 to £250, in addition to the increased placed on the Accelerated Possession fee from £175 to £280. Now the Ministry of Justice has announced plans to increase court fees again, by another £75 per claim, for […]

The freeholders of the property my flat is in have neglected the building for years and deceived at every opportunity. I purchased a two bed leasehold flat last year with a lease of 61 years for 75K it was in need of total refurbishment, 16K worth. I will use it as a holiday let which […]

I’m new to the site and fairly new to property investment and with a wealth of knowledge and information on this excellent site I am looking for a bit of advice. I have two properties (one that I live in and one on BTL) but I’m looking to purchase another within the next 24 months. […]

I need advice on the best way to split 1 title into 3 and keep hold of the split units. As far as I’m aware, I cannot be the freeholder and leaseholder at the same time. The property was granted permission to be set up as 2 x 1 bed self contained units, and 2 […]

I have a bought 200 year commercial shop lease for £90,000. At the time of purchase it was tenanted. I have split the shop into two and let it separately. The freeholder wrote me saying that I have breached the covenants of lease and that I should bring back to its old state within reasonable […]

I am about to purchase a house which would allow me to rent out 5 rooms separately, with a shared kitchen, bathroom and communal/dining area. One of the tenants living there would be a close friend. I am considering one of these two options… 1) Rent out each room separately, give them all separate tenancy […]